Stash vs. Robinhood: Which Is Right for You? | The Motley Fool (2024)

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Fidelity disclosure

Fractional share quantities can be entered out to 3 decimal places (.001) as long as the value of the order is at least $1.00. Dollar-based trades can be entered out to 2 decimal places (e.g. $250.00)

Robinhood disclosure

All investments involve risk and loss of principal is possible.

Securities are offered through Robinhood Financial LLC, member FINRA/SIPC. Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (NMLS ID 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected. For more information see the Robinhood Crypto Risk Disclosure.

Trades of stocks, ETFs and options are commission-free at Robinhood Financial LLC. Other fees may apply. Please see Robinhood Financial’s Fee Schedule to learn more.

Fractional shares are illiquid outside of Robinhood and are not transferable. Not all securities available through Robinhood are eligible for fractional share orders. For a complete explanation of conditions, restrictions and limitations associated with fractional shares, see the Fractional Shares section of our Customer Agreement.

Robinhood Gold is an account offering premium services available for a $5 monthly fee. Not all investors will be eligible to trade on Margin. Margin investing involves the risk of greater investment losses. Additional interest charges may apply depending on the amount of margin used. Bigger Instant Deposits are only available if your Instant Deposits status is in good standing.


Stash disclosure

Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. Paid client testimonial. Not representative of all clients and not a guarantee. View important disclosures.

Stash has full authority to manage a Smart Portfolio, a discretionary managed account. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. Stash does not guarantee any level of performance or that any client will avoid losses in their account

Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.

* Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

** Get fee-free transactions at any Allpoint ATM, see the app for location details, otherwise out-of-network ATM fees may apply. For a complete list of fees please see the Deposit Account Agreement for details.

*** All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. What doesn’t count: Cash withdrawals, money orders, prepaid cards, and P2P payment. If you make a qualifying purchase at a merchant that is not publicly traded or otherwise available on Stash, you will receive a stock reward in an ETF or other investment of your choice from a list of companies available on Stash. See Terms and Conditions for more details.

**** 1% Stock-Back® rewards available only on Stash+ ($9/mo) and only for client’s first $1,000 of Qualifying Purchases in each calendar month program.

***** Limitations apply; 3% Stock-Back rewards available only for qualified bonus merchants on Stash+.

Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.

Stash offers access to investment and banking accounts under each subscription plan. Each type of account is subject to different regulations and limitations. Stash Monthly Subscription Wrap Fee starts at $3/month. You’ll also bear the standard fees and expenses reflected in the pricing of ETFs, plus fees for various ancillary services charged by Stash and/or the Custodian. Please see the Advisory Agreement for details. Other fees apply to the bank account. Please see the Deposit Account Agreement.

Stash vs. Robinhood: Which Is Right for You? | The Motley Fool (2024)

FAQs

Stash vs. Robinhood: Which Is Right for You? | The Motley Fool? ›

Stash charges $3 for its Stash Growth plan and $9 per month for its Stash+ plan. Robinhood doesn't charge any monthly fees (unless you opt for Robinhood Gold at $5 per month). However, Stash offers services Robinhood doesn't, which may make this fee worth paying for some investors.

Can you actually make money on Stash? ›

Rather than receiving cash back or rewards points, cardholders can earn rewards in stock of their choice. Note, however, that the amount of stock you'll actually earn is pretty meager — Stash Growth users can earn 0.125% back on purchases while Stash+ customers can earn 0.25% back.

Is Stash worth having? ›

If you're looking for access to both a managed portfolio and an individual brokerage account where you can dabble in picking your own investments, Stash may be a good fit. Stash also provides access to fractional shares, allowing you to diversify with very little money.

Which is the best platform for investment? ›

Comparison of the Best Investment Apps for Beginners in India
Investment AppKey FeaturesUser Ratings
Paytm MoneyDiverse investment products, zero commission fees4.6/5
5paisaAdvanced trading platforms, low-cost investing options4.4/5
ICICI DirectIntegrated banking and investment services4.5/5
6 more rows
Jan 24, 2024

What is the best thing to invest in on Stash? ›

11 Best short-term investments for beginners in 2024
  • High-yield savings accounts.
  • Certificates of deposit.
  • Money market accounts.
  • Money market mutual funds.
  • Cash management accounts.
  • Short-term corporate bond funds.
  • Short-term government bonds.
  • Municipal bonds.
Apr 30, 2024

Why is Stash better than Robinhood? ›

Robinhood and Stash's account offerings differ a bit. Robinhood and Stash both offer traditional and Roth IRAs. Stash won't let you trade on margin, though, while Robinhood does. Stash's banking offerings are also much more robust than Robinhood's and its Stock-Back® Card really sets it apart.

Why can't I withdraw my money from Stash? ›

There are four factors that may impact your ability to transfer out of your Stash Personal Brokerage portfolio: Invested funds: If you want to transfer money you've invested, you'll need to sell those investments first. Unsettled sales: Funds from an investment sale will take two business days to settle.

What is the safest investment with the highest return? ›

These seven low-risk but potentially high-return investment options can get the job done:
  • Money market funds.
  • Dividend stocks.
  • Bank certificates of deposit.
  • Annuities.
  • Bond funds.
  • High-yield savings accounts.
  • 60/40 mix of stocks and bonds.
May 13, 2024

What is the most trusted investment app? ›

Best investment apps to help you make money
  • Betterment – Best app for automated investing.
  • Invstr – Best app for education.
  • Acorns – Best app for saving.
  • Wealthbase – Best app for trading games and contests.
  • Wealthfront – Best app for portfolio management.
  • Fidelity Investments – Best app for managing money all-in-one.

Which investment gives the highest return? ›

20 Best Investment Options in India in 2024
Investment OptionsPeriod of Investment (Minimum)Returns Offered
Stock Market TradingAs per the investment Profile7- 20%
Mutual FundsMin. 3 years for ELSS8-20% p.a.
GoldAs per the investment Profile13% Avg. Returns in 2023)
Real EstateAs per the investment Profile6-12% p.a.
14 more rows

Can Stash be trusted? ›

All Stash accounts are held by our trusted partner and custodian Apex Clearing, a registered broker-dealer regulated by FINRA. At Apex, your investments are protected up to a maximum of $500,000 total, including $250,000 in cash balances through the Securities Investor Protection Corporation (SIPC).

Where to put 25k right now? ›

How to Invest $25,000
  • Open a High-Yield Savings Account. If you want to take the risk out of the equation and need to be able to readily access your money, a high-yield savings account is a great option. ...
  • Sign Up for a Taxable Brokerage Account. ...
  • Alternative Investments. ...
  • Invest in Real Estate.
Mar 1, 2024

Where to get 10 percent return on investment? ›

Summary of the best investments with 10% ROI
  • Private credit.
  • Individual stocks.
  • Real estate.
  • Fine art.
  • Debt.
  • A business.
  • Private startups.
  • Cryptocurrencies.
Jan 4, 2024

Does Stash actually give you $30? ›

Stash will pay the referring party for referral services provided by the referring party up to $30 for each Prospective Client who opens, links a bank to, and/or deposits funds into a Qualifying Account.

How risky is Stash? ›

When you use Stash, your information is encrypted and stored on secure servers, and your funds and securities are held with your security in mind. Your current investments are covered up to a maximum of $500,000 total, including $250,000 in cash balances through the Securities Investors Protection Corporation (SIPC).

How does your money grow in Stash? ›

Your Stash is tucked away in a choice of two portfolios. Either stash in South Africa's Top 40 Shares portfolio, which performs as they perform, or invest in a Cash+ portfolio, which gives you a guaranteed 5.5% effective annual growth. Or split your stash between the two.

Is it smart to Stash cash? ›

It's a good idea to keep enough cash at home to cover two months' worth of basic necessities, some experts recommend. A locked, waterproof and fireproof safe can help protect your cash and other valuables from fire, flood or theft.

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