How do I cancel my Stash plan? (2024)

FAQs

How do I stop my Stash subscription? ›

To cancel your Stash subscription, just follow these three steps: Go to https://app.stashinvest.com/manage-subscription/manage. Log in to your Account. Click Cancel My plan.

Once you have completed all required steps, the closing process can take up to 10 business days. You will receive a confirmation email when all the steps are complete and your account is completely closed.

Prior to age 59½, withdrawals of interest and earnings are subject to income tax and a 10% penalty. All earnings are tax free at age 59½ or older, assuming your first contribution was more than 5 years prior. Income Eligibility applies.

Stash offers two billing plans: monthly or yearly. After you complete your free trial, we will automatically bill you every one-month or one-year anniversary on the day that you signed up for your account.

To cancel your eGIRO FAST deposit, log into your StashAway account, then: Mobile app: Select "Transfer" at the bottom of the screen > Select “Scheduled deposits” > Under “Scheduled eGIRO FAST deposits”, select the deposit you'd like to remove > Tap “Remove” at the bottom left of the screen.

There are four factors that may impact your ability to transfer out of your Stash Personal Brokerage portfolio: Invested funds: If you want to transfer money you've invested, you'll need to sell those investments first. Unsettled sales: Funds from an investment sale will take two business days to settle.

How are refunds calculated if I close my Stash account or close my subscription plan? Stash will refund any and all pre-paid portions of your Stash subscription fee in accordance with the terms of your Advisory Agreement.

If the withdrawal request is rejected, we will hold the withdrawn amount of cash in the Stash Account for 5 business days. You may retry the withdrawal request within this time period. If the withdrawal is unsuccessful, funds will be reinvested into the Stash account.

If you wish to close your account, please contact our Client Experience team at support@stashaway.sg so that we may do the necessary.

Can I close my retirement account? ›

As a general rule, you can terminate your 401(k) plan at your discretion.

What retirement account types does Stash offer? A Roth or Traditional IRA is included in every Stash subscription. A Roth IRA is funded with post-tax dollars—so after age 59 ½, withdrawals of the money you put in (contributions) are penalty and tax free.

Stash Advantages

You can open an investment account with no minimum, and use their robo-advisor with an opening deposit of just $5. Decent investment selection. Stash lets you invest in thousands of different stocks and ETFs. They offer retirement accounts and custodial accounts.

You'll need to do some calculations to figure out how much money you need to retire comfortably based on your current income and the age at which you plan to retire. Experts suggest that people need about 80% of their annual pre-retirement income to maintain their living standard after retirement.

Stash offers FDIC-insured bank accounts through Stride Bank. Your accounts with us are insured to the regulatory limits by the Federal Deposit Insurance Corporation (FDIC).

Stash aims to help people build long-term wealth. For a monthly fee, users can access a robo-advisor investing service, retirement and brokerage accounts and a bank account with a debit card that earns stock rewards.

There are a number of reasons why we may have transferred money from your external bank account to Stash: You initiated a manual transfer (such as a purchase with a transfer), a manual transfer to your Stash banking account¹, or a transfer to your Portfolio cash. You have recurring transfers set up.