How to Add Money from Credit Card to Paytm: Follow Easy Steps (2024)

Paytm is a popular digital wallet that allows users to transfer funds, recharge mobile phones, pay utility bills, and shop at various online stores. Adding funds to the Paytm wallet is a simple process that can be done using different methods, including credit cards. In this article, we guide you on how to add money to your Paytm wallet using a credit card.

How to add money in the Paytm app through a creditcard?

Adding money to your Paytm wallet from your credit card is a straightforward process. Here's a step-by-step guide:

  • Open the Paytm app and log in to your account.
  • Go to the ‘Add Money’ section on the home screen.
  • Enter the amount you want to add to your wallet and select the ‘Credit Card’ option.
  • Enter your credit card details, including the card number, expiry date, and CVV.
  • Click on ‘Proceed to Pay’.
  • You will be redirected to the bank's payment portal. Enter the OTP sent to your registered mobile number for verification.
  • Once verified, the amount will be added to your Paytm wallet.

Benefits of adding money in the Paytm app through a creditcard

Here are the benefits of adding money in your Paytm wallet using a credit card.

  • Quick and easy: Adding funds through a credit card is a quick and easy process.
  • Instant top-up: The funds are added instantly to your Paytm wallet, allowing you to use them for transactions immediately.
  • Safe and secure: Paytm uses industry-standard security protocols to ensure the safety of your transactions.
  • Maximum amount: You can add up to Rs. 10,000 per transaction using a credit card.

Conclusion

Adding funds to your Paytm wallet using a credit card is a convenient way to make transactions without the hassle of carrying cash. By following the simple steps mentioned above, you can easily add money to your Paytm wallet through your credit card. Remember to keep your credit card details safe and secure, and only use trusted networks when making transactions. Enjoy the benefits of a cashless transaction experience with Paytm.

How to Add Money from Credit Card to Paytm: Follow Easy Steps (2024)

FAQs

How to Add Money from Credit Card to Paytm: Follow Easy Steps? ›

Log into your Paytm account and click on 'Paytm Wallet' icon towards the top right of the page. Enter the amount you want to add and click on 'Add Money' You can choose to add money via Credit/Debit card, Net Banking or UPI. You will be redirected to a secure payment page where you need to provide payment details.

How can I add money to my Paytm account from my credit card? ›

Log into your Paytm account and click on 'Paytm Wallet' icon towards the top right of the page. Enter the amount you want to add and click on 'Add Money' You can choose to add money via Credit/Debit card, Net Banking or UPI. You will be redirected to a secure payment page where you need to provide payment details.

How to transfer money from credit card to bank account through Paytm? ›

Navigate to the credit card section or transfer funds section. Look for an option like “transfer from credit card” or “cash advance.” Enter the amount you want to transfer and your bank account details. Verify and confirm the transaction.

How do I add money from my credit card to my wallet? ›

Open the Paytm app and log in to your account. Go to the 'Add Money' section on the home screen. Enter the amount you want to add to your wallet and select the 'Credit Card' option. Enter your credit card details, including the card number, expiry date, and CVV.

Can I make Paytm payment through credit card? ›

Step 1: Once the account holder opens the app on their phone, they would need to click on the 'Add Money' option that appears on the top most strip on the homepage. Step 2: Once they click on it, they will be asked to select their mode of payment from debit/credit card, netbanking, and IMPS.

How can I transfer money from my credit card? ›

Follow the steps below for a credit card balance transfer:
  1. Approach the nearest ATM first.
  2. Insert your credit card into the ATM.
  3. Select 'Cash Withdrawal' from the ATM menu and enter the desired transfer amount.
  4. Enter your PIN and retrieve the cash; now, you can deposit the amount into your bank account.

Can I add money from my credit card to my PhonePe wallet? ›

PhonePe is one of the most used UPI apps in India. There are several Point of Sale (POS) terminals that accept payment via PhonePe and online merchants where you can also avail attractive cashback when you pay using your PhonePe wallet. However, it is not possible to directly add money through credit card to PhonePe.

Can I transfer money from my credit card to my UPI? ›

Link your UPI ID and Credit Card in 2 simple steps:

Go to your profile or settings and find “Set up payment methods” or “Add a payment method.” Enter your credit card details and authenticate your ownership of the credit card by submitting the OTP sent to your number. Et Voila!

Can we transfer money from a credit card to GPay? ›

First: GPay has no built-in wallet option. So, you can't transfer the amount from Credit Cards to GPay. Second: Not all credit cards provide you the facility to transfer money from a credit card to a wallet or Bank account. You have to check which credit cards provide you with this facility.

How do I add a credit card to my wallet? ›

1. Add a debit or credit card
  1. Open the Google Wallet app .
  2. At the bottom, tap Add to Wallet .
  3. Tap Payment card. New credit or debit card.
  4. Use your camera or tap Enter details manually.
  5. At the bottom, tap Save and continue.
  6. Read the Issuer Terms and tap Accept.

What is the charge for adding money from credit card to Paytm? ›

All transactions of loading money into wallet via Credit Card will be charged up to 2.5% (exc. of GST). Also, all transactions of loading money into wallet using American Express, Corporate Card or Prepaid Card, will be charged up to 3% (exc. of GST).

Which app is best for adding money from a credit card? ›

MobiKwik app is the safest of all the platforms to transfer your money from credit card to bank account with bare minimum charges.Do a quick online money transfer with MobiKwik, just download the app or log in to the website and follow the given steps.

Why am I unable to add money in Paytm through credit card? ›

In most cases, this happens if you have exceeded your KYC limits. The amount of money that you can add to your wallet at any point of time is decided intuitively based on your credit, debit and balance limit.

Can I add an international credit card to Paytm? ›

Paytm Payment Gateway supports both International Cards and multiple currency payments for limited use cases.

Can I transfer from credit card to bank account? ›

If you do need to transfer funds into your bank account, one option is to use a credit card with a money transfer facility. This can be useful for paying off short-term debt, such as a small overdraft or if you need a little extra cash in your account to pay unplanned expenses.

How much can I add to Paytm wallet via credit card? ›

What is the maximum amount that can be added to Paytm wallet via credit card? The Maximum amount that can be added to a non-KYC Paytm wallet is INR 20000 in a calendar month. This is the limit imposed by RBI and is applicable to all modes of moneyaddition, including debit and credit cards.

How to transfer money from credit card to UPI? ›

Download a UPI-enabled app from the app store, such as Google Pay, PhonePe, or your bank's mobile app. Register and link your credit card within the app. This often involves providing your credit card details. Set up a UPI PIN, which is a secure four or six-digit code to authorize transactions.

Can I add money in Paytm wallet from credit card after 29 Feb? ›

What will not be permitted. After February 29, 2024, no more deposits, credit transactions, top-ups, or withdrawals will be permitted in any customer accounts, prepaid cards, wallets, FASTags, NCMC cards, etc.

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