11 Easy Steps to Pay Your SSS Contributions Online (2024)

If you are a business owner, professional, OFW or a voluntary contributor, you are very well aware of the hassle of paying for your Social Security System (SSS) contributions.

Because if you were an employee before, you didn’t really have to think about all that because your employer took care of remitting your contributions for you by deducting it from your salary.

But now that you are considered by the SSS as an individually-paying member (self-employed, voluntary, non-working spouse, and OFW), you have to make the payments yourself.

List of Payment Facilities for SSS Transactions

As of this writing, the only means to pay for your SSS contributions are the following. (Taken from the SSS Facebook Page)

1. SSS Tellering Branches (120+ branches to date)

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2. Partner Banks (Over-The-Counter)

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  • Asia United Bank* (AUB)
  • Bank of Commerce* (BOC)
  • Bank One Savings Bank
  • First Isabela Cooperative Bank (FICO Bank)
  • Partner Rural Bank
  • Philippine Business Bank (PBB)
  • PNB Savings Bank*
  • Rural Bank of Lanuza*
  • Union Bank of the Philippines* (UBP)
  • United Coconut Planters Bank (UCPB)
  • Wealth Bank*

*Also accepts PESO Fund, various loans and miscellaneous payments

3. Non-Bank Collecting Partners

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OVER-THE-COUNTER

  • CIS Bayad Center, Inc. (CBCI)
  • Electronic Commerce Payments, Inc. (ECPay)
  • SM Mart, Inc.*

MOBILE FACILITY

  • CIS Bayad Center, Inc. (CBCI)
  • G-Xchange, Inc. (GCash)

*For loan payments, SM only accepts individual loan accounts.

4. Abroad Over-The-Counter (for OFWs)

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  • Asia United Bank (AUB)
  • Bank of Commerce (BOC)
  • Philippine National Bank
  • iRemit, Inc.
  • Pinoy Express Hatid Padala Services, Inc.
  • Sky Freight Forwarders, Inc.
  • Ventaja International Corporation (VIC)
  • LMI Express Delivery, Inc.

(To get the latest and most updated payment channels, feel free to visit the SSS Facebook page.)

It is very important to note, however, that you need to get a Payment Reference Number (PRN) first before you pay at any of the payment channels mentioned above.

What is a PRN and why do I need to get that to pay any SSS transaction?

The Payment Reference Number or PRN is simply a system-generated number that the SSS provides and that members use as reference whenever they pay for their contribution.

This is a requirement by the SSS as part of its Real-Time Processing of Contributions (RTPC) program — which ensures that contributions being paid by its members are posted immediately to their records and allows members to avail of their benefits as SSS members without delay.

Recently, the SSS has also made mandatory the use of the Payment Reference Number for paying SSS loans. This will take effect on April 1, 2021.

How to generate a Payment Reference Number (PRN) the old way

Before, to get generate this PRN, members would either have to:

  • Go to the SSS website (you have to register first)
  • Visit one of their branches
  • Call the SSS helpline at 920-6446 to 55 (Mondays to Fridays only) or
  • Email them at PRNHelpline@sss.gov.ph.

This could take a while before you get your PRN, and as mentioned earlier, you can’t pay your SSS contribution or loan without that.

Imagine, having to go to a different channel just to get a PRN. Why not do it all in one go?

How to generate a Payment Reference Number and pay your SSS Contributions online all in one go

With Taxumo, you can now generate a PRN and pay your Social Security System (SSS) contributions online at the same time, on the same screen, in just a few clicks.

No need for you to generate a PRN from other sources (MySSS, helpline, email or text) just to make a payment.

How to Generate a SSS PRN and Pay Your SSS Contributions Online with Taxumo

Here are the steps to generate a PRN and pay your SSS transaction through Taxumo.

11 Easy Steps to Pay Your SSS Contributions and Generate PRNs Online

1. Create a Taxumo account or log-in to your Taxumo account at www.taxumo.com. Since Taxumo is an online tax filing platform, you will need to register your business details first before proceeding to the next step.

2. Choose Pay Bills and then Gov’t Contributions on the left sidebar

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3. Select the Payment Type

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4. Select Payor Type

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5. Enter your Payment Reference Number (PRN) if you have one

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6. If you don’t have a Payment Reference Number, choose Click Here to generate one.

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7. Fill out the necessary fields and then click Generate Payment Reference No.

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8. Click Validate to validate the PRN

9. You will see a Confirmation screen. If details are correct, click Proceed to Checkout

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10. Choose a payment method (Credit/Debit card, Paypal, GrabPay, Over The Counter and Non-Bank Payment Centers) and click Pay Now

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11. If your payment is accepted, you will see a Success Page and an email notification from Taxumo

And that is how easy it is to generate an SSS Payment Reference Number (PRN) and pay online all in one go with Taxumo.

P.S. If you don’t plan on filing taxes anytime soon, you can turn off your tax filing email notifications under the settings tab.

Generate a PRN and pay your SSS transactions now through Taxumo by clicking this link or the button below.

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11 Easy Steps to Pay Your SSS Contributions Online (2024)

FAQs

Can I pay a SSS voluntary contribution without a PRN? ›

Can I pay my SSS contribution without PRN? No, you cannot pay your SSS contribution without a Payment Reference Number (PRN). The PRN is now a mandatory requirement for all SSS payments, thanks to the introduction of the SSS electronic Collecting System (e-CS).

How to continue SSS contribution for ofw? ›

A member who is separated from employment or ceased to be self-employed/overseas Filipino worker/non-working spouse may continue paying SSS contributions using the previously assigned SS number through Contributions Payment Return (SS Form RS-5) where he/she should put a check mark on the box for Voluntary (Separated) ...

How much should I pay for SSS if voluntary? ›

For voluntary members, their MSC is based on their declared monthly income during registration. It can range from ₱4,000 to ₱30,000.

How to pay SSS abroad? ›

Pay for your Social Security System (SSS) contribution even while you are abroad. Through PNB's Overseas Bills Payment System, you can pay for your SSS contribution at any PNB overseas branch, office, agent, or tie-up. Enjoy real-time posting of your SSS contributions with your Payment Reference Number (PRN)!

Can I pay my SSS contribution thru bank? ›

As SSS-accredited collecting agents for the period November 1, 2023 to October 31, 2024, the following Banks and Remittance and Transfer Companies (RTCs) are accepting SSS payments: BancNet, Inc. 1 Asia United Bank Corp. 2 Bank of Commerce 3 BDO Unibank, Inc.

When to stop paying SSS contributions? ›

Keep paying your SSS contributions as a voluntary member until you reach the age of 65, even if you've already paid more than 120 contributions. This ensures a higher retirement benefit.

Can I pay SSS using a credit card? ›

icon. After the member has created his PRN, he needs to click the Pay button to display the two options: "Pay with PayMaya Account" or "Credit/Debit Card". If the member opted to pay using his PayMaya account, the screen will display the Payment Reference Number, amount, and convenience fee.

What is the deadline for SSS contribution for OFW? ›

The contribution payment deadline for land-based OFW members for the applicable months of January to September of a given year is on December 31 of the same year, while for the applicable months of October to December of a given year, it is on January 31 of the succeeding year.

What will happen to my SSS contribution if I stop paying? ›

There's no penalty if you miss a payment, but the SSS doesn't let you pay retroactively for missed contributions. If you don't qualify for a loan due to insufficient funds, you can't make a retroactive payment to make up for it.

How much is the maximum SSS pension? ›

As of 2024, the maximum Social Security System (SSS) pension in the Philippines is Php 18,495 per month, while the minimum is Php 2,000.

How much pension will I get from SSS after 10 years? ›

Understanding Your Retirement Age

P 1,200 if CYS is somewhere between 10-20 years; P2,400 if CYS is 20 years or more + P1,000. P300 + 20% of average monthly salary credit (AMSC) + 2% of AMSC for each credited year of service (CYS) in excess of ten years + P 1,000. 40% of the average AMSC + P1,000.

What is the minimum pension for voluntary members of SSS? ›

The minimum monthly Retirement Pension is P1,200 if the member has 120 months contribution or at least ten (10) CYS; or P2,400 if with at least 20 CYS. A cash benefit granted - either as a monthly pension or a lump sum amount - to the beneficiaries of a deceased member.

Can I withdraw my SSS contribution after 10 years? ›

However, once you become a covered SSS member, you become a member for life. The contributions that you remit become savings for the future that will serve as basis for the granting of social security benefits in times of contingencies. Membership cannot be withdrawn and contributions paid cannot refunded.

Can I pay SSS contribution through SSS online? ›

You can make SSS contribution payments online through various available payment channels.

Where can I get my PRN number in SSS? ›

SSS members may also get their PRNs from the nearest SSS branch or e-mail their requests and related inquiries to PRNHelpline@sss.gov.ph. PRNs are also generated in the My.SSS account of the member.

How much is the monthly contribution in SSS for self-employed? ›

Self-employed individuals must pay their total contribution, which is 13% of their declared monthly earnings, by themselves. For members with a range of compensation less than ₱20,250: (Monthly Salary Credit x rate of contribution) + EC = TMC. Example: (12,000 x 0.13) + 10 = 1,570.

How many years to pay SSS contribution? ›

A lifetime cash benefit paid to a retiree who has made at least 120 monthly contributions prior to the semester of retirement. The monthly pension is paid for not less than 60 months.

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