VSP Vision Insurance: Vision Plans as Low as $13 a Month (2024)

TERMS OF SERVICE

1. Privacy

Please review our Privacy Policy to understand VSP's practices regarding Protected Health Information

2. Copyright and Trademarks

The name Vision Service Plan and the registered logo(s), service mark(s), and trademark(s) owned by Vision Service Plan or any of its subsidiaries or affiliates, and the contents of this site may not be used in any advertising or publicity, or other use without the prior explicit written permission of Vision Service Plan (VSP). Visionworks is an affiliate of Vision Service Plan.

3. Disclaimer of Warranties and Limitations of Liability

VSP makes no representations about the suitability of this information for any purpose. It is provided "AS IS" without express or implied warranty, including, but not limited to, the implied warranties of merchantability, or fitness for a particular purpose. In no event shall VSP be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in action in contract, negligence or other tort action, arising out of or in connection with the use or performance of this information.

4. Content

VSP has taken reasonable steps to ensure that the information on this site is accurate and timely. VSP, however, assumes no responsibility for any errors or omissions on this site or for the accuracy, truthfulness, or content of other documents that are referenced or linked to this site. Nor does VSP make any commitment to update the information contained herein. This publication and other documents are subject to change without notice. Health information content appearing is not intended as, and shall not be received or construed as patient-specific advice or a substitute for patient-specific advice.

5. Links

Links to documents outside of this publication are provided as a convenience and do not necessarily reflect the views or opinions of the staff or management of VSP. Links to such documents do not in any way suggest VSP's endorsem*nt of any product or service specified therein. Links to documents outside of this publication may be found to contain offensive material or may further link to pages that may contain offensive material.

6. VSP'S EYE CARE INFORMATION

VSP's Eye Care Information provides basic eye care information to encourage overall eye health and wellness education. Members are encouraged to review benefit information on vsp.com.

7. VSP's Relationship With Third-Parties or Contractors

This site contains links to Third-Party (or Contractor) websites. VSP does not control or maintain Third-Party or Contractor sites. VSP does not endorse and is not responsible for the privacy practices of Third-Party or Contractor sites. Visitors should review the privacy policy of these sites to understand how they collect and use the information on their sites.

8. Confidentiality and Security

VSP members who enter personal information should know all communication between their computer and VSP's Web servers are encrypted using Transport Layer Security (TLS 1.2) technology. VSP's security software is the industry standard and among the best software available today for secure transactions.

Some features, such as VSP's Network Doctor Directory and the member's benefit information, relate directly to a member's personal information.

9. Use of E-Mail Subscription Information

Email subscription information that VSP collects may be used to personalize and target content of the emails you receive from VSP, enabling us to improve our service to you. As a subscriber, you may receive information from VSP, including VSP promotions, plan, benefit or educational information and/or surveys. We will not sell or use the information outside of VSP’s family of companies. We may provide general reports on email subscription usage but we will not share email addresses or any personal information that allows for identification of individuals except as described herein.

10. CONSENT TO CONTACT AND WIRELESS PHONE TERMS OF SERVICE

By submitting your phone number, and checking the box on the enrollment form, you are agreeing to receive autodialed calls, prerecorded messages and/or text messages from VSP®, its affiliates, and third parties acting on VSP’s behalf. Text and data charges may apply. Please check with your carrier. You can cancel mobile text messages any time by replying STOP to any message.

11. The Use of Cookies

Personal information collected and how it is used:
VSP collects anonymous, non-personal information about users of this site through temporary session cookies. Cookies are small, alphanumeric identifiers that are transferred to a computer's hard drive through the user's Web browser, which enables VSP's systems to recognize the browser and provide personalized features. Session cookies expire when you close your browser.

VSP will collect data about the user's activities that do not personally or directly identify the user when visiting our website. This information may include the content the user views, the date and time that the user views this content, the products the user purchases, or the user's location information associated with the user's IP address. We do not collect personal identifying information about a user, will not link to any protected health information, and will not target ads to a user based on sensitive health data.

In addition, VSP uses technologies such as cookies and pixels to keep track of your activities on our website and the websites of our third-party advertising companies ("our Advertising Partners"), and may use those cookies to serve you more relevant advertisem*nts. We and our Advertising Partners' sites use session cookies and persistent cookies to make it easier for you to navigate and enhance the experience of our site, and to monitor and evaluate our website's operation and use.

Any data used to serve targeted advertisem*nts is de–identified and is not used to personally or directly identify a user. We require third-parties, including Publishers, to provide notice and obtain appropriate consent, where required by applicable law.

How it is transferred to third-party companies:
VSP may work with Advertising Partners to help us recognize you and serve relevant advertisem*nts to you when you visit a website or online service in their network. We may also work with Advertising Partners who help us recognize you across different devices in order to show you relevant advertisem*nts. Our Advertising Partners may collect information about your activities on our website, our Advertisers' websites, and other websites or online services in their networks. We may also work with third-party companies to assist us with website analytics such as evaluating the use and operation of our website so that we can continue to enhance the website and our services.

How we use cookies and instructions on opting out of future campaigns:
We may use persistent cookies to keep track of your activities when you visit our website, and to serve you relevant advertisem*nts. Our Advertising Partners may also place persistent cookies on your device when you visit our website or our Advertisers' websites in order to help us recognize you and serve relevant advertisem*nts to you when you visit their website or online service or websites in their networks. VSP only collects information that does not personally or directly identify you via these cookies.

Most browsers can be set to reject all cookies. The Help portion of the toolbar on most browsers will tell a user how to prevent the browser from accepting new cookies, provide notification if new cookies are received, or disable cookies altogether.

Instructions on changing personal information (for users):
You may have the right to request access to and receive information about the personal information we maintain about you, update and correct inaccuracies in your personal information and have the information blocked or deleted, as appropriate. The right to access personal information may be limited in some circ*mstances by local law requirements. You also have the right to opt out, free of charge, from the processing of your personal information for marketing purposes. All requests for access, rectification, blocking and opting-out must be made in writing, signed, dated and mailed to VSP, Attn: Member Services, 3333 Quality Drive, Rancho Cordova, CA, 95670.

12. THE CHILDREN'S ONLINE PRIVACY PROTECTION ACT

VSP's website does not direct content to Minors and do not intend to collect personal information from Minors and therefore are not subject to the Children's Online Privacy Protection Act. If the User allow his/her minor child, or a child for whom User is a legal guardian (a "Minor"), to access and use the features, User agree that he/she will be solely responsible for: (a) the online conduct of such Minor; (b) monitoring such Minor's access to and use of the Service; and (c) the consequences of any use.

13. RESPONSE TIME

VSP responds to emails, electronic messages, and other communications as soon as reasonably practical. VSP's response time shall not exceed any maximum time period that may be specified by law.

14. Access and Interference

You agree that you will not use or attempt to use any feature within the Site for any commercial purpose. You agree that you will not use any robot, spider or other automatic device, process or means to access the Site. Nor shall you use any manual process to monitor or copy our web pages or the content contained thereon or for any other unauthorized purpose without our prior express written permission. You agree that you will not use any device, software or routine that interferes with the proper working of the Site nor shall you attempt to interfere with the proper working of the Site. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure. You agree that you will not copy, reproduce, alter, modify, create derivative works, or publicly display any content (except for your own personal, non-commercial use) from the Site without the prior express permission of VSP.

15. Unauthorized Use of the Site

Any illegal or unauthorized use of the Site shall constitute a violation of these Terms of Use. You do not have permission to access the Site in any way that violates these Terms of Use. Illegal or unauthorized use of the Site includes, but is not limited to, unauthorized framing of or linking to the Site, or unauthorized use of any robot, spider or other automated process on the Site. It shall also be a violation of these Terms of Use: (a) for any individual (or group of individuals acting in concert) to request, more than 100 pages of content from Site in any twenty-four hour period (hereafter referred to as "Abusive Use").

16. SUSPECTED VIOLATION OF THESE TERMS OF USE OR LAW; INJUNCTIVE, EQUITABLE RELIEF, AND LIQUIDATED DAMAGES

Violation(s) of these Terms of Use, including Unauthorized Entry or Unauthorized Use of the Site, may be investigated and appropriate legal action may be taken, including, without limitation, civil, criminal and/or injunctive redress. You understand and agree that in VSP's sole discretion, and without prior notice, VSP may terminate your access to the Site, remove any unauthorized User Content or exercise any other legal or equitable remedy available, if VSP believes that your conduct or the conduct of any person with whom VSP believes you act in concert, or the User Content you provide, violates or is inconsistent with these Terms or the law, or violates the rights of VSP or another user of the Site. You agree that monetary damages may not provide a sufficient remedy to VSP for violations of these Terms and you consent to the application of injunctive or other equitable relief for such violations.

You agree that Abusive Use of the Site, as defined above, causes damage and harm to VSP in the form of, among other things, impaired goodwill and increased expenses associated with responding to Abusive Use of the Site. You further agree that monetary damages for Abusive Use of the Site are difficult to ascertain and that proof of monetary damages for Abusive Use would be costly and inconvenient to calculate. Accordingly, you agree that injunctive or other equitable relief is warranted for Abusive Use. Therefore, you agree that if you, or others act in concert with you, alone or collectively request more than 100 pages of content from the Site in any twenty-four hour period, you, and those acting in concert with you, may be held jointly and severally liable for reasonable attorney's fees, expert witness fees and costs associated with injunctive or other equitable relief.

17. Additional Information

This website is owned by Vision Service Plan (VSP). Additional information regarding VSP may be requested by writing to VSP, Attn: Legal Division, 3333 Quality Drive, Rancho Cordova, CA, 95670.

If any changes are made to these Terms of Service, such changes will be promptly reflected in the terms set forth online.

Revised August 2022

VSP Vision Insurance: Vision Plans as Low as $13 a Month (2024)

FAQs

What is the difference between VSP Basic and VSP Premier? ›

For an additional premium, VSP Premier offers enhanced eyeglass and contact benefits. Under either plan, you can choose a VSP network doctor or a non-VSP provider. If you use a VSP network provider you will have lower out-of-pocket costs for covered services.

How do I get the most out of my VSP? ›

Five Ways to Get More out of Your Vision Coverage
  1. Create an account or log in at vsp.com. Look over your personalized benefit information to see what your plan covers.
  2. Make sure your eye doctor is in-network. ...
  3. Get your annual WellVision Exam®. ...
  4. Find your perfect pair… ...
  5. Prefer to buy online?

What vision insurance is best? ›

Compare the best vision insurance companies
CompanyTop-scoring planBest for
EyeMedHealthyCost-conscious
Guardian VisionCoreFrames allowance
HumanaVision PlusGreat value
UnitedHealthcarePlan AContact lens benefits
3 more rows
Mar 7, 2024

How many pairs of glasses in a 12 month will a vision expense insurance plan cover? ›

1 pair of glasses is what would be covered in a vision expense insurance plan cover.

How many pairs of glasses does VSP cover? ›

Glasses and Sunglasses

Discover all current eyewear offers and savings at vsp.com/offers. 20% savings on unlimited additional pairs of prescription or non-prescription glasses/sunglasses, including lens enhancements, from a VSP provider within 12 months of your last WellVision Exam.

Is it better to use VSP on contacts or glasses? ›

Most plans, including VSP insurance, provide a higher benefit for glasses, allowing for the cost of both frames and lenses and usually amounting to almost double to what is given for contact lenses.

How much is vision monthly? ›

You can expect to pay around $5 to $30 per person, per month for vision insurance. Expect to pay more for policies that have more comprehensive benefits.

How often can you get new glasses with VSP? ›

How often can you get glasses with VSP? In general, patients with individual or group coverage through VSP can get an eye exam and new eyeglasses once per year. Typically they will give benefits for lenses every 12 months, and frames every 24 months.

Can you cancel VSP after a month? ›

There is a 1-year contract. You may pay up-front or monthly. There is no additional fee if you pay monthly. You may cancel mid-year, so long as you've not used the benefits.

Should I get single vision or progressive? ›

If you only need correction for one type of vision—near, intermediate, or distance—single vision lenses might be the best choice. However, if you require correction for both near and distance vision, you might consider bifocals or progressives.

What is the difference between EyeMed and VSP? ›

One of the biggest differences between EyeMed and VSP comes down to the big-box providers they partner with. When it comes to big retailers, LensCrafters, Target Optical, and Sears Optical are typically part of the EyeMed network. Visionworks, EyeCare Centers, and MyEyeDr are part of the VSP network.

Which company has the best vision? ›

Here are the companies that have the best vision statements.
  • Google: To provide access to the world's information in one click. ...
  • Walmart: Be the destination for customers to save money, no matter how they want to shop. ...
  • Puma: To be the most desirable and sustainable Sport lifestyle company in the world.
Apr 9, 2024

What is the difference between a vision plan and vision insurance? ›

There are a few differences between vision discount plans and insurance. The primary difference is that vision plans do not have a “deductible.” Medical insurance covers health problems, while vision plans provide benefits to standard check-ups and glasses.

Does VSP cover glasses and contacts in the same year? ›

If you plan to get glasses and contacts in the same year, use your plan coverage to get your glasses first, then apply the discount on your contact fitting and evaluation to maximize your savings. From then on, you can use the plan allowance the enxt year to get glasses, then the following year to get contacts.

Will VSP cover sunglasses? ›

The VSP Individual Vision Plan can only be applied towards prescription glasses and sunglasses. However, you can get an additional 20% off an additional pair of glasses and apply that to regular sunglasses.

What does VSP Premier mean? ›

Premier Edge is intended to help VSP members maximize their vision care benefits and its banner is not meant as a designation of care quality as all of our doctors meet high‑quality standards of VSP for professional services.

What does Premier Program VSP mean? ›

The Premier Program connects you with a VSP doctor where you'll receive the personalized attention you deserve while maximizing your benefits. Because we are a VSP Premiere provider, you'll find those extra touches that you just won't find anywhere else: GREAT CHOICE IN EYEWEAR.

Can you use 2 VSP plans at the same time? ›

VSP allows coordination of benefits for patients eligible for coverage by more than one vision plan. When coordinating benefits, it must be determined which plan is billed first. The plan that covers the member as an employee is “primary”. The plan that covers the member as a dependent is “secondary”.

What is the difference between VSP standard and high? ›

Standard Option plan members get $200 to spend on featured frame brands or $200 to spend on any frame at Visionworks. Higher frame allowances. High Option plan members now get a $200 frame allowance that can be used at any VSP network location.

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