So many reasons to be optimistic
A savings account isn’t just to use. It’s to dream.
The money you set aside today is there to transform your future. So dream bigger. Let’s make this happen.
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Control, convenience, quicker progress.
Save money without even having to think about it, while monitoring your balance from the devices you like best. Want to be notified when you reach a goal? We’ll tell you.
Direct deposit to savings
Want to get your money faster? Setting up direct deposit is really easy.
Automatic transfers
Set up automatic, recurring transfers, and your saving goals will happen all by themselves.
Smartwatch banking
Check the time; see your progress. Smartwatch banking lets you monitor your savings at a glance.
Alerts & eDocuments
Set up text or email alerts to track what you need to know, and get all your account statements electronically.
We’ve got options for you.
Best if you want:
Best if you want:
Minimum Balance
Minimum Balance
Opening Balance
Opening Balance
Monthly Fee
Monthly Fee
Higher Rate Dividends
See AlsoMoney Basics: Managing a Savings AccountDeposit Slip - What Is Cheque Deposit Slip and How It WorksSee How To Fill Out a Deposit Slip for In-Branch (or Mail-In) DepositsHow To Fill Out Savings Deposit SlipHigher Rate Dividends
ATM Card Option
ATM Card Option
Advantage Savings
Best if you want:
An account to get you in the habit of saving
Minimum Balance
$200
Opening Balance
$25
Monthly Fee
$5 (waived if minimum balance requirements are met or with at least $35 automatic transfer from BluPeak Credit Union Checking)
Higher Rate Dividends
No
ATM Card Option
Yes
Regular Savings
Best if you want:
A savings account to help you save for something special
Minimum Balance
$200
Opening Balance
$25
Monthly Fee
$5 (waived if minimum balance requirements are met)
Higher Rate Dividends
No
ATM Card Option
Yes
Holiday Savings1
Best if you want:
An account to save for holiday cheer
Minimum Balance
$0
Opening Balance
$5
Monthly Fee
$0
Higher Rate Dividends
Yes, 0.30% APY
ATM Card Option
No
Youth Savings2
Best if you want:
A savings account for your little one
Minimum Balance
$0
Opening Balance
$25
Monthly Fee
$0
Higher Rate Dividends
No
ATM Card Option
Yes
Open an account
It’s easy! Start by putting just $1.00 in a BluPeak Credit Union savings account the first week. Then increase your deposit by one dollar each week. You’ll deposit $2.00 the second week, $3.00 the third week, and so on, until at the end of the challenge you’ll make a final $52.00 deposit. It won’t feel like you’re doing that much, but you’ll be surprised how quickly it adds up.
After one year—52 short weeks—you’ll have saved almost $1,400! And, you’ll have created a healthy new habit that can help you bring more of your dreams to life.
Download the Plan
Tomorrow looks good from here.
Savings Type | Dividend Rate | APY |
|---|---|---|
Savings Type Regular Savings | Dividend Rate 0.05% | APY 0.05% |
Savings Type Advantage Savings | Dividend Rate 0.05% | APY 0.05% |
Savings Type Holiday Savings1 | Dividend Rate 0.30% | APY 0.30% |
Savings Type Youth Savings2 | Dividend Rate 0.05% | APY 0.05% |
Savings Type IRA Regular Savings | Dividend Rate 0.05% | APY 0.05% |
Savings Type Legacy Savings | Dividend Rate 0.00% | APY 0.00% |
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are effective as of 3/1/2024, are the anticipated rates and yields and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Additional fees may apply based on account usage. Refer to the Schedule of Fees and Charges for more information 1. Deposits only, with one annual disbursem*nt in November. A withdrawal, other than the scheduled disbursem*nt, will cause the account to be closed and any accrued dividends will be forfeited. | ||
Need answers? We’ve got ’em.
You can make a deposit one of the following ways:
- Make aMobile Deposit using our Mobile App.
- Make an ATM deposit.
- Bring your deposit into anyBluPeak Credit Union branch or CO-OP Shared Branch location.
Mail your deposit with adeposit slip. BluPeak Credit Union, P.O. Box 881109, San Diego, CA 92168.
To set up a payer direct deposit relationship, please complete our Direct Deposit Form and submit it to your employer, state or federal agency, or to another entity that pays you on a regular basis.
If you’re using a different direct deposit form, please be sure to enter our Routing and Transit Number: 322281691.
We offer several convenient ways to transfer money between your BluPeak Credit Union accounts:
- Log in to Online Banking and click the Move Money tab
- Log in to Online Banking using our Mobile App and tap Transfers
- Use our 24-Hour Telephone Banking Line at 866.873.4968
- Visit any CO-OP ATM
See all the answers on this topic or Talk to a human
Wait a sec, did you know?
We offer a couple other ways to save, too.
Money Market accounts deliver higher earnings than traditional savings, with the ability to earn higher tiered dividends on larger balances.
Explore Our Money Market Account
Meanwhile, if you don’t need immediate access to your funds a Term Certificate offers even higher dividends—and you can use it to secure a loan.
Explore Our Term Certificate Accounts
We can help you plan your retirement.
It’s never too early to start thinking about what’s next. Whether you’re planning years ahead of the game, or you’ve already retired, we’ll work with you to build the future you envision.
Explore Retirement Planning
Ready to take the next step?
Open a savings account online
Get started
Open in person
Find my nearest location
call or email us
866.873.4968
memberservice@blupeak.com
Disclosures
Must meet membership and account opening criteria. Mobile and data rates apply when using Mobile Banking.
1. Deposits only, with one annual disbursem*nt in November. A withdrawal, other than the scheduled disbursem*nt, will cause the account to be closed and any accrued dividends will be forfeited.
2. Designed for minors under age 18, using the minor’s tax identification number. A person of majority age must also be joint on the account. Offer subject to change without notice. Limit one bonus per minor social security number.
