International Bank Transfers from the US - Western Union (2024)

Bank account transfer details and timeline

Search for the country you want to send money to for more details on the banking information you need, as well as the amount of time required to process the money transfer.

Send money to bank account
Please note: bank name is mandatory in most countries.

CountryCurrencyDelivery timeline0Bank details
AlbaniaALK1-2 banking daysIBAN
AndorraEUR0-1 banking dayBIC, IBAN
ArgentinaARSUp to 5 days1Account number, tax ID (CUIL), purpose of transfer,
receiver nationality, address – city,
province, email, mobile number
AustraliaAUD0-1 banking dayBank/State/Branch (BSB), account number
AustriaEUR0-1 banking dayIBAN
AzerbaijanAZN0-1 banking dayIBAN, purpose of transfer
BahrainBHD1-2 banking daysBIC, IBAN
BangladeshBDT0-2 banking daysBranch name, district, account number
BelgiumEUR0-1 banking dayIBAN
Bosnia & HerzegovinaBAM0-1 banking dayIBAN, receiver address, city, postal code
BrazilBRLSame banking dayBranch number, account number and type, receiver CPF (tax ID), PIX Alias ID
BulgariaEUR0-1 banking dayIBAN
CanadaCAD1-2 banking daysFinancial institution number, transit number, account number and type
ChileCLP1-2 banking daysAccount number, account type, RUT (tax ID)
ChinaCNYReal-time2 to 5 banking days3Bank card number, receiver mobile number,
purpose of transfer
ColombiaCOP0-1 banking dayAccount number and type, receiver national ID, address, state (departamento), city, mobile number
Costa RicaCRC/USDIn minutes to 1 banking dayAccount number, national ID number
CroatiaHRK0-1 banking dayIBAN
CyprusEUR0-1 banking dayIBAN
Czech RepublicCZK0-1 banking dayIBAN
DenmarkDKK0-1 banking dayBIC, IBAN
EcuadorUSD0-1 banking dayBank name, account number, account type, receiver address
EgyptEGP1-2 banking daysAccount number, purpose of transfer
El SalvadorUSD0-1 banking dayBank name, account number
EstoniaEUR0-1 banking dayIBAN
FinlandEUR0-1 banking dayIBAN
FranceEUR0-1 banking dayIBAN
French GuianaEUR0-1 banking dayIBAN
GeorgiaGEL0-1 banking dayIBAN, purpose of transfer, receiver address
GermanyEUR0-1 banking dayIBAN
GhanaGHDIn minutesAccount number, SWIFT BIC, purpose of transfer
GibraltarGBP0-1 banking dayIBAN
GreeceEUR0-1 banking dayIBAN
GuadeloupeEUR0-1 banking dayIBAN
GuatemalaGTQ0-1 banking dayBank name, account number, receiver address
HondurasHNL0-1 banking dayBank name, account number, receiver address
Hong KongHKD0-1 banking dayAccount number, bank code, branch code
HungaryHUF0-1 banking dayBIC, IBAN
IcelandEUR0-1 banking dayIBAN
IndiaINRReal-time5 to 1 banking dayAccount number, IFSC code, purpose of transfer
IndonesiaIDRReal-time6 to 1 banking dayAccount number
IrelandEUR0-1 banking dayIBAN
IsraelILS1-2 banking daysIBAN, purpose of transfer
ItalyEUR0-1 banking dayIBAN
JamaicaJMD0-1 banking day4Account number, branch name, receiver’s mobile number
JapanJPY1-2 banking daysBIC, account number
KenyaKESIn minutes to same banking dayAccount number
KosovoEUR0-1 banking dayIBAN, purpose of transaction
KyrgyzstanKGS0-1 banking dayBank name, account number, BIC, purpose of transfer
LatviaEUR0-1 banking dayBIC, IBAN
LiechtensteinCHF0-1 banking dayBIC, IBAN
LithuaniaEUR0-1 banking dayIBAN
LuxembourgEUR0-1 banking dayIBAN
MacedoniaMKD0-1 banking dayAccount number
MalaysiaMYR0-1 banking dayBIC, account number
MaltaEUR0-1 banking dayIBAN
MartiniqueEUR0-1 banking dayIBAN
MayotteEUR0-1 banking dayIBAN
MexicoMXNReal-time7 to same banking dayAccount number or CLABE, receiver address, city, state, phone number
MoldovaMDL0-1 banking dayIBAN, fiscal code, purpose of transfer
MonacoEUR0-1 banking dayIBAN
MoroccoMADNext banking day8Account number
NepalNPRIn minutes to same dayAccount number, purpose of transfer, sender relationship to receiver
NetherlandsEUR0-1 banking dayIBAN
New ZealandNZD0-1 banking dayAccount number
NigeriaNGNReal-time9Account number
NorwayNOK0-1 banking dayAccount number
PakistanPKRReal-time10IBAN / account number, branch name / address
PhilippinesPHPReal-time11 to 1 banking dayAccount number, purpose of transfer
PeruPHPIn minutes to 1 banking dayAccount number, purpose of transfer
PolandPLN0-1 banking dayIBAN, purpose of transfer
PortugalEUR0-1 banking dayIBAN
Puerto RicoUSDNext banking dayABA routing number, account number, receiver address, city, state, zip, phone number
Reunion IslandEUR0-1 banking dayIBAN
RomaniaRON0-1 banking dayIBAN
RussiaRUB / USD1-2 banking days (USD)
0-1 banking day (RUB)
Branch city, Russian BIC, account number, purpose of transfer
RwandaRWFIn minutes to 1 banking dayAccount number, purpose of transfer
Saint BartholemyEUR0-1 banking dayIBAN
SerbiaRSD0-1 banking dayIBAN
SenegalXOF0-1 banking dayIBAN
SingaporeSGD1-2 banking daysAccount number
SlovakiaEUR0-1 banking dayIBAN
SloveniaEUR0-1 banking dayIBAN
SpainEUR0-1 banking dayIBAN
Sri LankaLKRIn minutes to 1 banking dayAccount number, branch name, purpose of transfer
St MartinEUR0-1 banking dayIBAN
SwedenSEK0-1 banking dayBank code, BIC, account number
SwitzerlandCHF0-1 banking dayBIC, IBAN
TanzaniaTZSIn minutes to 1 banking dayAccount number, purpose of transfer
ThailandTHB0-2 banking daysAccount number
TurkeyTRY0-1 banking dayIBAN
UgandaUGXIn minutes to 1 banking dayAccount number, purpose of transfer
UkraineUAHIn minutes to 1 banking dayIBAN
United Arab EmiratesAED0-1 banking dayBIC, IBAN, purpose of transfer
United KingdomGBP0-1 banking daySort code, account number
United States of AmericaUSDNext banking day12ABA routing number, account number, receiver address, city, State, zip, phone number
VietnamVND0-1 banking dayAccount number

0Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory and foreign exchange issues, required receiver action(s), identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See Terms and Conditions for details.

1The initial transfer can take up to five days pending KYC validation, with subsequent transactions to the same Receiver bank account number occurring on the same day.

2China: Real-time transfers are available to accounts with an associated UnionPay debit card number beginning “62”. Transfers to certain accounts may only be sent during China bank processing hours from 7.30 pm to 9.45 am Eastern Time. For first-time receivers, transfers may be delayed as we may need additional information from the account holder.

3China: The initial transfer may take up to five days pending Receiver registration, with subsequent transactions to the same Receiver bank account number occurring within minutes.

4First time Receivers must register.

5India: Real-time transfers are available for UPI money transfers up to 100,000INR and for amounts less than 200,000INR sent to receiving banks with IMPS services, including State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank and Bank of Baroda. Sums larger than 200,000INR will arrive the next day by NEFT.

6Indonesia: Real-time transfers are available to BRI, BNI, BCA and Bank Mandiri. Funds will reach most other banks in Indonesia on the same banking day for amounts less than 10m IDR. Funds will generally reach a receiver’s bank account on the same banking day for transfers sent before 11 am Eastern Time.

7Mexico: Real-time transfers are available to Banamex, Bancomer, Santander, Azteca, Bancoppel, HSBC and Scotiabank. For other banks, funds will generally arrive on the same banking day for transfers sent before 2.35pm Eastern Time.

8Morocco: Funds will arrive on the same banking day for transfers to Banque Centrale Populaire (BCP) sent before 8.15am Eastern Time.Funds will arrive the next banking day for transfers sent to other major banks including Al Barid Bank, Attijariwafa Bank and BMCE Bank before 8.15pm Eastern Time.

9Nigeria: Real-time transfers are available to major banks including First Bank of Nigeria, Guaranty Trust Bank, United Bank for Africa PLC and Diamond Bank.

10Pakistan: Real-time transfers are available to major banks including Habib Bank Limited, National Bank of Pakistan, Meezan Bank, Faysal Bank, Askari Bank and United Bank Limited. In the event of a receiver name mismatch, account mismatch or account requiring repair, delivery may be delayed.

11 Philippines: Real-time transfers are available to Banco De Oro (BDO), Bank of the Philippine Islands (BPI) and Land Bank. For first-time BPI receivers, it may, however, take up to 2 hours. Funds sent to Land Bank between 10am and 1pm Eastern Time may also be delayed.

12 United States of America: Funds will reach most banks in the US by the next banking day for transfers sent before 4 pm Eastern Time.

International Bank Transfers from the US - Western Union (2024)

FAQs

International Bank Transfers from the US - Western Union? ›

Select where you want to transfer money to

Enter the destination and the amount you'd like to send. Choose to send money internationally or locally, directly to your recipient's bank account, a nearby Western Union location or to their mobile wallet.

Can I transfer money from Western Union to an international bank account? ›

Select where you want to transfer money to

Enter the destination and the amount you'd like to send. Choose to send money internationally or locally, directly to your recipient's bank account, a nearby Western Union location or to their mobile wallet.

How much does Western Union charge for international bank transfers? ›

Outgoing wire transfer fees range from $20-35 for domestic transfers, and $35-50 for international transfers. Incoming wire transfers may range from $0 to $16. To estimate international and domestic transfer fees, use your bank's transfer service online calculator (if available).

How long does Western Union international bank transfer take? ›

Generally, an international wire transfer takes between one and five days for the money to arrive in your receiver's account. Some might take longer. Setting up an international wire transfer can be simple and take a few minutes.

Can I transfer money internationally from my bank account? ›

It can be easily done via a bank, an international money transfer service, individual agents or online platforms. Generally, money transfers can take days and are exchanged in multiple currencies offline and digitally through online banking applications.

What is the limit for Western Union international transfer? ›

To send more than 3,000 USD from the United States, you will need to verify your identity1. Once verified, you can send up to 50,000 USD. You can verify your identity online or at an agent location. Please note: The sending limit may vary depending on the destination country and the service you choose.

How do I transfer money to someone else's bank account internationally? ›

You can use the bank where you have a checking or savings account to conduct your international money transfer or open an account with various companies that specialize in sending money, such as Western Union, MoneyGram, PayPal, Xoom, Wise (formerly TransferWise) or Paysend.

How to send money internationally without fees? ›

At OFX, you receive fee-free transfers* for sending USD internationally. We use our global network of 115 local bank accounts to make our transfers within the same country, so you won't be hit by any international transaction fees.

Why do international bank transfers take so long? ›

One of the main reasons for delays to international wire transfers are the fraud prevention processes and procedures put in place by banks. The SWIFT network requires transfers to pass through up to three correspondent banks before arriving at their destination.

Is Western Union faster than bank transfer? ›

Both Western Union and your typically US bank will take many days to deliver an international money transfer. However, Western Union offers expedited service that could shave that time down to minutes, depending on where you're sending it.

Which bank is best for international transactions? ›

Best Banks for International Wire Transfers in India
  • ICICI.
  • HDFC.
  • PNB.
  • SBI.
  • Axis.
May 2, 2023

How much does a bank charge for international transfers? ›

Comparing wire transfer fees by financial institutions
InstitutionDomesticInternational
ChaseIncoming: $15 Outgoing: $25Incoming: $15 Outgoing: $50
CitiIncoming: $15 Outgoing: $25Incoming: $15 Outgoing: $35
U.S. BankIncoming: $20 Outgoing: $30Incoming: $25 Outgoing: $50
2 more rows
Mar 4, 2024

What is the most cost effective way to transfer money internationally? ›

Choose your payment method

Funding your money transfer with a bank transfer is usually the cheapest way to send money abroad.

How do I send money to an international bank? ›

How To Send Money Internationally
  1. Register or Sign In. Select the best international money transfer app for your needs, and create an account. ...
  2. Provide the Recipient's Details. Enter the name and banking details of the person receiving the money. ...
  3. Choose How Much Money To Send. ...
  4. Pay for Your Transfer. ...
  5. Track Your Funds.
Jun 7, 2024

Is Western Union safe to transfer money internationally? ›

Yes, with Western Union you always receive the same high level of protection, no matter how much money you send.

How do I pay into an international bank account? ›

The information you'll need to make a payment
  1. The name, account number and address of the person or company you're paying.
  2. The bank SWIFTBIC code (or ABA routing code, if applicable) of the person or company you're paying – ask them for this.

Can I Western Union money to myself overseas? ›

Sending money to yourself with the Western Union TravelWise service at an agent location: To find an agent location, visit www.westernunion.com/wutravel and choose “Find Locations”. When you visit the agent near you, simply send yourself a money transfer to be picked up at your destination.

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