HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (2024)

Are you broke and need some money right now, or rather, like yesterday?

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (1)

Disclosure: There are some affiliate links below and I may receive commissions for purchases made through links in this post at no additional cost to you.

Perhaps you’re short on a car note, rent, or an emergency has come up and you’re low on funds. We all know that being broke is no fun at all.

Most of us know that being short on money and having an emergency is a prime reason to build an emergency fund, but you need money to even start one. (Go here on how to get one started).

Remember, having an Emergency Fund can help you from falling back into the dreaded position of being ‘BROKE’ and in need of money.

Once you get your money coming in, Go Here for tips on building your Emergency Fund.

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (2)

In the meantime though, you need some money now.

Here are a few ways (and some of them are unusual) to get started earning and finding some urgently needed cash in a short amount of time.

(1). Gather your loose change.

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Do you save loose coins gathered in a jar in your house or perhaps rolled coins from days gone by? That money’s doing you no good just sitting there.

Do a Google search to find locations of CoinStar machines (usually a grocery store or Walmart) where you can let the machine count those loose coins for you.

Your change then converts to a voucher that you can give to the store’s cashier/clerk to exchange for dollars.

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Please note that there’s a hefty 11.9% service charge for doing this convenient service.

However, if it helps, you can choose to receive a gift card, such as an Amazon gift card, which would avoid the service charge. Read my post here for more information on CoinStar.

(2). Sell Your Plasma

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When a friend of mine mentioned that she found out her college son had been selling his plasma, as well as some of his friends selling theirs, I thought it sounded so dangerous.

Since then, I’ve heard of so many other people selling their plasma for fast, on the spot cash.

Apparently, if you donate plasma occasionally, it’s not dangerous. (Disclaimer here…I am NOT a medical doctor, so please do your research on this).

Click here to purchase the book: Help, Broke and Need Money

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(3). Sell Your Poop

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Seriously? Sell your waste matter? I had never heard of such a thing until I saw this interesting article from the Washington Post on a man that sells his poop for $13,000 a year.

Interested? You may be able to sell yours too. Here are a couple of requirements listed on the Open Biome website for becoming a stool donor:

  • Can you visit our labs at Central / Kendall Square (Cambridge) at least 3 times a week for 60 days?
  • Will you be 18-50 years old during the donation period?

Find out more information on becoming a stool donor at Open Biome and help save lives in the process.

(4). Credit Card Cash Back Rewards

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Does your credit card offer cash back rewards? Some credit cards, such as Capital One’s Savor Card, offer “3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases”.

You can receive your monies in cash or choose to have it applied to your bill. You may have a stash of cash and not even know it. Check with your credit card company.

(5). ibotta

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ibotta is a free app that pays you CASH for everyday purchases. Ibotta has exclusive offers at your favorite grocery stores, retailers and shops.

You can receive your earnings back by PayPal, Venmo, or have it converted into a gift card. Start saving and earning cashback today with ibotta.

There you have it!

Above are 5 unusual ways you may not have thought of to bring in some extra money now if you’re broke, or just looking to bring in some extra income this year.

Let me know in the comment section below how you fare with any of the above ways to bring in some side income.

Looking for additional ways to bring in more income?

Grab a copy of my eBook: Help! Broke and Need Money Now?

HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (10)

Learn about:

  • Creating a budget
  • Ways to kick start your finances
  • Lucrative side hustles to bring in additional income
  • How to get paid to watch TV
  • Money making ideas as an Airbnb Host
  • A questionnaire to help you determine a Side Hustle startup
  • and so much more!

Click Here to Order your copy today!

Related Posts:

  • How I Saved $30,000 in 6 Months
  • Tips for Saving Your First $1,000 towards your Emergency Fund
  • How to earn FREE Amazon Gift Cards
  • How to Raise Your Credit Score
HELP! BROKE & NEED MONEY NOW? - A Life of Financial Freedom (2024)

FAQs

What to do when you're broke and need money? ›

Seek community loans and assistance

Local community organizations may offer loans or short-term assistance to help with rent, utilities or other emergency needs. Religious groups may make small loans at low rates. Community centers and nonprofit associations in your area may also offer small loans.

How to go from broke to financially free? ›

How to Achieve Financial Freedom
  1. Learn How to Budget.
  2. Get Debt Out of Your Life—For Good.
  3. Set Financial Goals.
  4. Be Smart About Your Career Choice.
  5. Save Money for Emergencies.
  6. Plan for Big Purchases.
  7. Invest for Your Retirement Future.
  8. Look for Ways to Save Money.
Feb 2, 2024

How do I go from broke to financially stable? ›

5 Ways to Achieve Financial Security
  1. Start living on less than you make. No matter where you are on the road to financial security, your paycheck is the vehicle that's going to help you get there. ...
  2. Kiss your credit cards goodbye. ...
  3. Pay off your debt. ...
  4. Build up an emergency fund. ...
  5. Invest 15% of your income.
Mar 22, 2024

How do you become financially independent when you have nothing? ›

8 Expert Tips to Help You Become Financially Independent
  1. Know Your Finances. ...
  2. Reduce Debt. ...
  3. Live Below Your Means. ...
  4. Increase Your Income. ...
  5. Invest in Your Future. ...
  6. Build an Emergency Fund. ...
  7. Monitor Your Credit Score. ...
  8. Seek Professional Financial Help.
Jul 3, 2023

How to get money asap? ›

How to make money fast
  1. Become a rideshare driver. ...
  2. 2. Make deliveries. ...
  3. Help others with simple, everyday tasks. ...
  4. Pet sit. ...
  5. Sell clothes and accessories online. ...
  6. Sell unused gift cards. ...
  7. Earn a bank bonus. ...
  8. Take surveys.

How to survive with no income? ›

How to live off the grid with no money
  1. Do a work exchange. If you're new to the off-grid life, a great way to start is through Worldpackers. ...
  2. Join an off-grid community. ...
  3. Find low-cost or free land. ...
  4. Construct a cabin or tiny house. ...
  5. Grow your own food. ...
  6. Fish responsibly. ...
  7. Forage for edible plants. ...
  8. Collect and filter water.

How to borrow money when you are broke? ›

Let's walk through each option so you know what to consider before you decide if borrowing money might be best for you.
  1. Banks.
  2. Credit unions.
  3. Online lenders.
  4. Cash advance apps.
  5. Cash advance from a credit card.
  6. Buy-now, pay-later apps.
  7. 401(k) retirement account.
  8. Family and friends.
Apr 26, 2024

What to do if you have no money? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  1. Go on a picnic. ...
  2. Go to no-cost museum and zoo days. ...
  3. Give geocaching a try. ...
  4. Leverage your chamber of commerce. ...
  5. Take a historical city tour. ...
  6. Visit a farmers market. ...
  7. Go camping. ...
  8. Do a photography challenge.
Feb 14, 2024

What to do when you are financially ruined? ›

How to get through a personal financial crisis
  1. Minimize the damage. ...
  2. Document the damage. ...
  3. Cut back on expenses. ...
  4. Use other people's money before your own. ...
  5. Assess your savings. ...
  6. Examine your bills closely. ...
  7. Develop a new budget that focuses on financial recovery. ...
  8. What caused the biggest financial impact?
Sep 14, 2023

How do you restart financially? ›

5 Steps to Take Control of Your Finances
  1. Take Inventory—and Set Goals. ...
  2. Understand Compound Interest. ...
  3. Pay Off Debt and Create An Emergency Fund. ...
  4. Set Up Your 401(k) or Individual Retirement Account (IRA) ...
  5. Start Building Your Investment Profile.
Jan 9, 2024

How to get financial freedom fast? ›

How To Achieve Financial Freedom
  1. Clearly Define Your Financial Goals. Start this process by clearly defining your financial goals. ...
  2. Track And Analyze Your Spending. ...
  3. Create A Budget. ...
  4. Pay Off Your Debt. ...
  5. Start Investing. ...
  6. Create Multiple Streams Of Income. ...
  7. Save For The Future.
Jan 20, 2024

How to increase income? ›

7 Ways to Increase Income
  1. Turn Your Hobby Into A Business. If you have a hidden talent or passion you'd gladly spend more time working on, you can probably find a way to use your skills to turn a profit. ...
  2. Ask for a Raise. ...
  3. Teach What You Know. ...
  4. Rent Out a Room. ...
  5. Go Back to School. ...
  6. Look for a New Job. ...
  7. Get a Second Job.

How do I set myself up for life financially? ›

  1. Choose Carefully.
  2. Invest In Yourself.
  3. Plan Your Spending.
  4. Save, Save More, and. Keep Saving.
  5. Put Yourself on a Budget.
  6. Learn to Invest.
  7. Credit Can Be Your Friend. or Enemy.
  8. Nothing is Ever Free.

What to do when you are desperate for money? ›

20 ideas to make more money when you are thinking I desperately need money now
  • Shift to a smaller house. ...
  • Work overtime. ...
  • Ask for an advance. ...
  • Sell what you don't need. ...
  • Use your car to earn money. ...
  • Ask your friends and family for help. ...
  • Cut down your spending. ...
  • Get financial assistance from the government.
Nov 10, 2023

How do I get money urgently? ›

An unsecured personal loan can act as an emergency loan, which can fund unexpected situations. They are typically swift, with deposits arriving within a day or two of loan approval. Some lenders fund emergency personal loans the same day you apply.

How to make $5000 fast? ›

Here are some legit ways to earn $5k fast:
  1. Rent a Home, Car, or Storage Space.
  2. Make Deliveries.
  3. Drive for Uber or Lyft.
  4. Sell High-Value Items.
  5. Invest in Stocks.
  6. Sell Stuff Online.
  7. Freelancing.
  8. Real Estate Investing.

How can I raise money when broke? ›

If you borrow money from friends or family, it's best to draw up a contract about the terms of the loan.
  1. Liquidate Your Assets. ...
  2. Take on Odd Jobs. ...
  3. Track Down Your Loose Change. ...
  4. Organize a Garage Sale. ...
  5. Get Money From Your Retirement Accounts. ...
  6. Part With Your Plasma. ...
  7. Borrow Money From Friends or Family.

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