Fix issues with payment method verification codes (2024)

If you’re asked to verify your payment method, you may be able to complete verification with a temporary hold or charge on your card transaction history or statement. If you have issues with verification codes, follow the steps below.

Important: The code may not appear in your transactions right away. Wait a couple of days before you troubleshoot.

To resolve an issue immediately, you can:

  • Submit documents to verify, if the option is available.
    • The upload document method isn't available for YouTube and Google Store purchase verification.
  • Use a different form of payment.

To resolve any problems with the verification code, follow the steps for your issue below.

Got an error message when requesting a code

If you get the error message, “Unable to send code,” you can try:

  • Add funds to the account and try again.
  • Confirm that all the info associated with your card is correct, such as name, address, and CVC. If it’s correct, try to re-add the card.
  • Submit documents to verify, if it’s available.
    • The upload document method isn't available for YouTube and Google Store purchase verification.

Tip: If none of those steps work, use a different form of payment

Can’t find a code

If you can’t find the verification code:

  1. Go to the card statement or transaction history for the card you want to verify.
  2. Find a temporary hold or charge of $1.95 USD called “GOOGLE.” This amount varies by currency.
  3. Next to the temporary hold and identifier, there’s a 6 digit verification code. You can find the identifier when you enter the verification code on payments.google.com.

If you can’t find the code and it’s been more than 7 days since you requested it, you can:

  • Verify with documents, if it’s an option.
    • The upload document method isn'tavailable for YouTube and Google Store purchase verification.
  • Use a different form of payment.

The code isn't accepted

If the code isn’t accepted:

  • Make sure you enter the verification code for the right card.
  • Check how long it’s been since you requested the code. If it’s been more than 14 days, the code is expired and you must try verification again.
  • If you deleted the card after you requested a verification code, the code won’t be valid. Re-add the card, request a new code, and try again.
  • If the code is less than 6 digits, submit documents to verify, if it’s available.
    • The upload document method isn't available for YouTube and Google Store purchase verification.

Tip: If none of these options work, use a different form of payment.

Can't enter the code

If you can’t enter the code, try these options:

  • If you deleted the card after you requested the verification code, the code won’t be valid. Re-add the card, request a new code, and try again.
  • Submit documents to verify, if it’s available.
    • The upload document method isn't available for YouTube and Google Store purchase verification.
  • If none of these options work, use a different form of payment.

Didn't get a refund for the temporary charge

If your account was charged, it may take up to 30 days for the refund to appear in your account.

If you don't use the verification code, the refund will be processed within 14 days. Once the refund is processed, it may take up to 2 more weeks for the refund to appear in your account.

If you don't get a refund after 30 days, contact Google support.

Need more help?

Try these next steps:

Fix issues with payment method verification codes (2024)

FAQs

Why is card verification not working? ›

Ensure you're inputting the most recently received code

If you've requested the code multiple times, make sure you're inputting the code you were sent most recently, as it should be the one that is valid. If you input your verification code incorrectly 3 times in a row, your card will be temporarily blocked by Visa.

Why does it say my payment details couldn't be verified? ›

If the error message says “Your payment details couldn't be verified. Check your card details and try again,” the issue is probably either the credit card number or CVV you entered. If the error message says “Security code was not matched by the processor,” the issue is probably the CVV you entered.

Why is my bank verification not working? ›

Verify your information is up to date and accurate by logging into your online bank account. User's account is locked. Most commonly due to entering credentials incorrectly too many times. Contact your financial institution or log into your online bank account to resolve the issue and unlock your account.

Why can't Google verify my payment method? ›

Check how long it's been since you requested the code. If it's been more than 14 days, the code is expired and you must try verification again. If you deleted the card after you requested a verification code, the code won't be valid. Re-add the card, request a new code, and try again.

Why is my debit card authentication failing? ›

There are lot of things the reason why the authentication failed. It can be either the card holder input incorrect authentication detail (such as; wrong OTP) or because the issuer decline the authentication due to their on reason.

Why is my credit card authentication failed? ›

This means that the cardholder hasn't entered their details correctly. A 3D secure authentication error could be due to everything from a mistyped card number to an incorrect expiration date.

Why is my payment method being denied? ›

You entered incorrect payment information

If that's not the issue, maybe your billing address is outdated. These could all be simple explanations for a declined transaction.

How to fix payment method on iPhone? ›

If your payment method is declined in the App Store or iTunes...
  1. On your iPhone or iPad, open the Settings app.
  2. Tap your name.
  3. Tap Payment & Shipping.
  4. Add a different payment method and remove the old one.
  5. Try to complete your purchase.
Nov 28, 2023

How to verify payment method? ›

To complete verification, your bank might ask you to:
  1. Enter a one-time SMS code.
  2. Use your bank's mobile application to verify your credit card.
  3. Use biometrics or other authentication methods.

Why is my phone not receiving bank verification code? ›

Causes of Not Receiving Verification Code Texts on Android

You provided the wrong phone number. Your text message inbox is full. Your phone is set to block messages from unknown senders. Your phone carrier is blocking the message.

What is the payment verification code? ›

Common Types of Verification

Card Verification Value (CVV): The CVV is a three or four-digit code found on the back of credit and debit cards.

Why is my bank app saying authentication failed? ›

If you receive this error message, that means that the username and/or password that you have entered is incorrect. The error message states “Authentication failed! Try again.” You may have locked your account after too many attempts and your account will need to be reset. Contact the Help Desk if this is the case.

What can you do if Google can't verify your account? ›

If you don't get the option to verify it's you, you can:
  1. Add 2-Step Verification to your account and wait at least 7 days. ...
  2. Add a recovery phone number to your Google Account and wait at least 7 days. ...
  3. Sign into your Google Account on a mobile device through the Google or Gmail app and wait at least 7 days.

Why won't my card verify on my Iphone? ›

Contact your card issuer to see if they support Apple Pay. Update to the latest version of iOS or iPadOS, watchOS, or macOS. Make sure that you are in a supported country or region. Check that your device is compatible with Apple Pay.

What is the card type verification error? ›

The card type verification error, also called the CV error, means the type of card being used is not supported. It may mean your account does not allow you to accept payments of this type. These errors are most common with American Express and Discover cards.

How do I complete card verification? ›

Issuer's website.

The sticker on your new card may also list a URL where you can go to verify your card online. Visit the website and enter any requested personal information. You may be asked for your card number/CVV, full name, and Social Security number, for example, depending on the issuer.

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