Financial technology, commonly known as fintech, is the integration of technology in the financial services industry. This innovative sector is revolutionizing the way consumers and businesses access and manage their financial resources. With the rise of digital technology, fintech companies are able to offer new and more efficient solutions to traditional financial challenges, such as digital payments, online lending, crowdfunding, and robo-advisory services. By leveraging big data and advanced analytics, fintech companies are also able to provide personalized financial solutions and help customers better understand and manage their financial health.
While you may not think off FinTech as the most classic trivia category, here are some questions that should really entertain you!
95 FinTech Trivia Questions Ranked From Easiest to Hardest (Updated for 2024)
- No lie: Burger Kings in Russia briefly launched a cryptocurrency named after what signature burger?
Answer: Whopper
- While researching cruddy point-of-sale systems, Penn roommates Andrew Kortina and Iqram Magdon-Ismail created what V-word mobile payment service?
Answer: Venmo
- It’s rare for a privately held startup to make it big and be worth more than $1 billion USD. What magical name did Aileen Lee give to companies that have achieved this feat?
Answer: Unicorns
- You can use it to power your car in the real world, but in the fintech world, the term is used when talking about transaction fees in the Ethereum network.
Answer: Gas
- A fintech company that offers optimization of companies’ financial operational challenges is Fly______. Fill in the one word “W” blank, also a word for metal drawn out into a thin, flexible thread.
Answer: Flywire
- Though its CEO has described fintech company Chime as a "transaction-based, process-based business model", in May 2021, California regulators ruled that the company had to stop referring to itself as what?
Answer: A Bank
- What “S” Financial Technologies company was founded in 2014, with headquarters in San Francisco, CA? It shares its name with the site of transmission of electrical nerve impulses between two neurons.
Answer: Synapse
- In 2021, which Central American country became the first country to recognize cryptocurrency as legal tender?
Answer: El Salvador
- Based out of Boston, MA, what multinational financial institution offers managed stock accounts for its clients? Its logo is a light shining on top of a pyramid, and its name is a word meaning faithfulness.
Answer: Fidelity investments
- Referring to efforts to verify identity, suitability, and risk in a business relationship, the fintech abbreviation KYC stands for "know your WHAT?"
Answer: customer
- What cryptocurrency created by Billy Markus and Jackson Palmer features the face of a Shiba Inu, and uses the same currency symbol as the South Vietnamese dong?
Answer: Dogecoin
- Mehndi is a form of body art and temporary skin decoration that originated in ancient India and is still popular today in many countries on the Indian subcontinent. The practice uses a pasted made from the leaves of what plant?
Answer: Henna
- Not related to ask.com, Thazhmon and Sherwin Gandhi founded a Fintech company that shares what J-name with a P.G. Wodehouse butler character?
Answer: Jeeves
- Meaning a digital system for recording the transaction of assets in which the transactions and their details are recorded in multiple places at the same time, the abbreviation DLT stands for "digital WHAT technology?"
Answer: Ledger
- In 2022, Credit Kudos, a credit evaluation tool for lenders based out of the UK, was purchased by what technology giant with a fruit-based name?
Answer: Apple
- Like sifting for gold, data ______ means searching through a trove of data to look for “nuggets” of information that could help you predict trends.
Answer: Mining
- What mythical term was first popularized in 2013 by venture capitalist Aileen Lee to describe a startup with a market valuation of more than $1 billion?
Answer: Unicorn
- What American “c”ompany, founded by Brian Armstrong and Fred Ehrsam with headquarters in Wilmington, Delaware, is a cryptocurrency exchange platform?
Answer: Coinbase
- Originally named clearXchange, what mobile payment service is more commonly identified by its purple square icon containing a “Z” with a vertical line drawn through the letter?
Answer: Zelle
- BigPay, a fintech company offers a money app attached to a card that can be used anywhere in the world, as well as simplifying bank statements, is based out of what Southeast Asian nation, with capital Kuala Lumpur?
Answer: Malaysia
- What “S” FinTech company offers loans for immigrants and underserved populations? It is also the name of an upright pole, often used in a pair, that allows the user to walk high above the ground.
Answer: Stilt
- In 2022, fintech startup Oura partnered with which luxury fashion brand to bring you a $950 fitness tracking ring that is certified bling?
Answer: Gucci
- With its nose all up in the Börse, the DAX is a stock index based in what Western European superpower?
Answer: Germany / Deutschland
- What “S” Irish payment processing and application programming company shares its name with a narrow band of color on a surface, often colored different than its surroundings?
Answer: Stripe
- Which service can you turn to for low-cost, human-free help with investments?
Answer: Robo-advisor
- ______ finance—or DeFi for short—uses blockchain tech and smart contracts to avoid the need for banks or exchanges.
Answer: Decentralized
- Jack Dorsey is most known for co-founding Twitter, but he is also CEO of another tech company. What is the name of this other company most well-known for credit card readers?
Answer: Block
- What “S” Funding company based out of Texas offers Income Share Agreements, or ISAs, to help users pay off their student debt? Its name is a word that also means to walk with long, decisive steps.
Answer: Stride Funding
- According to global data from Statista in 2022, which country that’s partly in Asia and partly in Europe has the highest number of mobile banking users at 85%?
Answer: Turkey
- In 2017 and 2018, "CryptoKitties" were sold for thousands of dollars at auction, attracting attention to this game which was built on what type of cryptographic technology?
Answer: Blockchain
- Showing a healthy distrust of vowels, Singaporean database company Bluzelle sells native blockchain tokens with what guessable three-letter name?
Answer: BLZ
- What kind of investor provides capital for a start-up business, in exchange or ownership equity? They probably get their incredibly positive name from taking a risky investment at an early stage.
Answer: Angel Investor
- What smartphone app and fintech company was founded by father and son duo Walter Wemple Cruttenden III and Jeffrey James Cruttenden to promote incremental and passive investing in 2014? The company's app features a light green color scheme and shares its name with a seed enclosed in a tough, leathery shell. The portfolio options the company offers were designed in part by Nobel laureate Harry Markowitz.
Answer: Acorns
- The San Francisco-based company Ethos was valued at a valuation of more than $2 billion in May 2021 after spending its existence focusing on what common type of insurance product?
Answer: Life insurance
- With more than $140 million in funding raised as of April 2021, what is the London-based fintech company with a Plaid-like technology that declares "We build intelligent infrastructure that puts fintech at people's fingertips. Empowering businesses in every industry to create first-class financial experiences."?
Answer: TrueLayer
- What “V” mobile-only neobank, founded in San Francisco in 2015, was founded by Colin Walsh as a way to attract millenials to banking? It is the third most popular neobank, behind Chime and Simple.
Answer: Varo Bank
- According to Investopedia, a radical change to a blockchain network’s protocol which forms a branch following the former protocol and another branch following the new one is known as a “hard” type of what utensil?
Answer: Fork
- What “B” company, based out of Dublin, Ireland, offers AI analysis of legal fees? The company name is a compound word, with the first half meaning giving out a lot of light, and the second half meaning a country’s representative piece of cloth.
Answer: Brightflag
- In January 2021, a short squeeze orchestrated by Reddit users caused a skyrocketing of the price of what retail chain that sells video games and consumer electronics?
Answer: GameStop
- What “S” fintech company, that built fraud prevention for Coinbase and Revolut, offers fraud platforms to other companies? Its name is also the name of a small fish, often sold in oily tins and also referred to as pilchard.
Answer: Sardine
- What “C” FinTech company unifies warranty, registration, and issue resolution onto a single platform? Its name is also the first name of NBA star “The Glide” Drexler, and Walt Frazier’s nickname.
Answer: Clyde
- Flutterwave is a fintech company that offers a payment infrastructure for global merchants and payment providers, based out of what “N” African nation?
Answer: Nigeria
- A FinTech company that offers account management to financial institutions is ______. Fill in the one word blank, the last name of hall of fame New York Yankees centerfielder Mickey, without the “E” at the end.
Answer: MANTL
- A chip card that is dual interface has one embedded chip that can process transactions in two ways: contact and ______.
Answer: Contactless
- Which blockchain-based crypto exchange and payment platform was founded in Kenya in 2013 to help Africa take part in digital trading?
Answer: BitPesa
- Which fintech company in Mexico has a feminine name that starts with C and helps companies streamline their cash flow?
Answer: Clara
- Crypto wallets are often split subcatagories based on whether they are connected to the internet or not. What pair of words (one three letters long, the other four letters long) are used to differentiate these subcategories?
Answer: Hot and Cold
- Which FinTech company based in China and linked to Alibaba owns Alipay and shares its name with a one-by-one marching insect?
Answer: Ant Group
- A2A is an acronym that refers to moving money between two places for safekeeping (like at a bank) that are owned by the same person. The “2” means “to” and the As on each side are the same word. Which term is it?
Answer: Account
- Headquartered in LA, which global fintech company with a name that combines a color and a geometric term provides cloud-based financial management software to huge corporations like Costco, Netflix, and Google?
Answer: Blackline
- Which startup founded in Chicago in 2017 boasts its services as the “purrfect” way for developers to manage in-app purchases and subscriptions?
Answer: RevenueCat
- Robotic Process ______ (RPA) has many uses, but it’s especially useful for taking some of the human “drudge work” out of handling finances. For example, the bots can be used to organize client info, prefill applications, and compile reports.
Answer: Automation
- Which prefix that means “new” applies to a digital bank that only operates online or through mobile apps?
Answer: Neo
- Buy Now ______ Later (BNPL) is an example of the emerging trend of embedded finance, where non-finance companies offer consumers financial services.
Answer: Pay
- What’s the name of Ethereum’s main token? (Hint: It’s a word that can also refer to the glorious heavens above or a liquid gas that used to be what doctors would knock you out with before surgery)
Answer: Ether
- You can nominate your favorite fintech for which award that’s handed out in NYC each year by a prominent financial media company founded by Jason Raznick? (Hint: It’s abbreviated “BZ”)
Answer: Benzinga
- Which Berlin-based fintech company founded by Martin Kessing in 2017 offers an API to help other fintech’s customize the investment experience for their clients?
Answer: Upvest
- Which fintech app hit the scene with a “roar” in 2013 and claims to be “the only money app you need” to handle everything from building credit and budgeting to investing?
Answer: Moneylion
- Which American fintech company founded in 1984 and based in Wisconsin owns First Data and the STAR Network that powers over 2 million ATMs in the United States?
Answer: Fiserv
- Even though it’s based in the UK, which fintech company founded in 2015 by Nikolay Storonsky and Vlad Yatsenko has yet to get a British banking license, so as of 2022 it’s providing services more to foreign markets?
Answer: Revolut
- Which “buzzworthy” fintech startup for 2023 helps employees at startups navigate getting and funding stock options?
Answer: EquityBee
- Which fintech company based in Delaware can help you protect your customers against fraud and automate the process of handling any problems through its Disputes as a Service feature?
Answer: Quavo
- What is the name of the fintech company, which was founded by Max Levchin and went public on the New York Stock Exchange in 2021, that allows users to apply for a small loan when purchasing a variety of items at its partner stores?
Answer: Affirm
- The common financial index NASDAQ stands for National Association of Securities Dealers Automated WHAT?
Answer: quotations
- What “T” cryptocurrency, based on the Ethereum blockchain, plans on being decentralized and accepted by telecom operators, becoming more accessible as a result? Its name makes sense, as it is currency accepted by telecom.
Answer: Telcoin
- Born in Bulgaria before attending Thomas Jefferson High School in Virginia and Stanford University in California, Vlad Tenev founded defunct trading company Celeris and then software company Chronos Research before eventually founding what still-functioning company in 2013?
Answer: Robinhood
- In January 2020, global payments company Visa acquired a financial technology startup for a price of more than $5 billion. The company provides the "plumbing" for linking bank accounts to payment apps so transfers can be easily sent over Wi-Fi or cellular networks. The company shares its name with a clothing pattern. What is the company?
Answer: Plaid
- What “U” company, whose logo is a green caret pointing up, is an AI lending platform that uses non-traditional methods to determine credit for personal loans? It is also a word for a person who has suddenly risen to great wealth or power, and is often treated as co*cky or arrogant.
Answer: Upstart
- With a soaring valuation that reached more than $40 billion in the first half of 2021, what is the name of the Swedish fintech company that primarily features post-purchase payments (i.e. "buy now, pay later") and is headquartered in Stockholm?
Answer: Klarna
- Which Chinese mobile payment platform was founded by Jack Ma in 2004 and in 2013, surpassed Paypal as the most used digital way to pay in the world?
Answer: Alipay
- Created in 2011 by Charlie Lee, which Bitcoin-like cryptocurrency is represented by the currency code LTC?
Answer: Litecoin
- What is the name of the mysterious and unknown person who designed and created the original implementation protocol for Bitcoin? We'll accept either the first or last name.
Answer: Satoshi Nakamoto
- Founded in 2011 in San Francisco, what mobile-first personal finance company offers student loans, mortgages, and credit card services through mobile and desktop apps? This “S” company was founded by Mike Cagney and Ian Brady, among others.
Answer: SoFi
- Which double-C named fintech unicorn startup was founded by two African entrepreneurs in 2018 and lets users send payments across borders for free via text message?
Answer: Chipper Cash
- In 2013, a software bug caused what financial technology company to erroneously credit customer Chris Reynold's account with 92 quadrillion dollars, although the error was quickly corrected?
Answer: PayPal
- With a valuation north of $1 billion and more than $700 million raised in venture capital, what is the four-letter company that offers business credit cards to technology companies and brands itself as "the financial OS for the next generation of business"?
Answer: Brex
- Policybazaar and ZhongAn Insurance are both technology-based insurance companies that have received large amounts of funding through the Vision Fund which is one of the world's largest venture capital funds and is associated with what Japanese telecom giant?
Answer: SoftBank
- Artificial intelligence in finance might seem like the future of banking, but it’s practically history! In 1987, Security Pacific Bank California started using AI to fight fraud on which kind of banking card?
Answer: Debit
- The autonomous region of Cantabria in northern Spain has what port city as its capital? The city is home to Spain's largest bank.
Answer: Santander
- Name one of the two online payments companies founded in the late 1990s that eventually merged and became known as PayPal.
Answer: Confinity and X.com
- What “VW” company is the first European Neobank to be entirely cloud-based, with offices in 23 companies? Its name sounds like a Mexican celebration of a billfold.
Answer: Viva Wallet
- Founded in 2009 by Tim Chen and Jacob Gibson, what’s the name of the popular personal finance and investing website and app for money geeks?
Answer: NerdWallet
- Which Brazilian online-only bank was founded in 2013, became a unicorn fintech startup, and is now the largest “neobank” in Latin America?
Answer: Nubank
- What is the name of the NYC-based e-commerce fraud-prevention FinTech founded by Eido Gal and Assaf Feldman in 2013 that has raised more than $200 million in venture funding as of April 2021?
Answer: Riskified
- What is the alliteratively-named San Francisco-based technology company that offers pay-per-mile car insurance? The company was founded in 2011 and went public in February 2021.
Answer: Metromile
- After being named the world’s largest cryptocurrency exchange by volume in 2018, Binance moved its headquarters to what Mediterranean island within the same year to benefit from its cryptocurrency regulations?
Answer: Malta
- Which global fintech and SaaS company, founded in Ireland in 2009, gives businesses the ability to process online payments in more than 100 currencies, or in-person with a physical card reader they can hook up to a smartphone that connects with Terminal (its POS)?
Answer: Stripe
- The large insurance and financial services company Northwestern Mutual is not headquartered in the Northwestern part of the United States nor in the same state as Northwestern University. In which state is this 1857-founded company headquartered? The company's most recent major FinTech acquisition was the financial planning app LearnVest for over $200 million in 2015.
Answer: Wisconsin
- Which name that starts with F refers to a prepaid card for travel that you can load more than one currency onto?
Answer: Forex
- Founded in London, England in 2015 by Nikolay Stroronsky and Vlad Yatsenko, what app allows you to manage all your savings and investments? Its name is the first several letters of a word synonymous with insurrection.
Answer: Revolut
- In 2017, Misys merged with D+H to form the third-largest financial services company in the world. Now providing its software and other products to more than 8,600 institutions globally, what’s the company’s name?
Answer: Finastra
- What man was the founder of mortgage giant Rock Financial in 1985 which became the largest independent mortgage lender in the US by the late 1990s? The company later rebranded to Quicken Loans and also includes the Rocket Mortgage brand as well.
Answer: Dan Gilbert
- What is the name of the NYC-based fintech company that focuses on reducing clients spend along with issuing a namesake corporate credit card? The company was in the news in April 2021 after raising back-to-back rounds that raised the young four-letter firm at more than one billion dollars.
Answer: Ramp
- What two-word term is commonly used in the UK to describe a small to medium, often online-only, bank set up with the intent of competing with larger and more established institutions?
Answer: Challenger bank
- Featuring partially overlapping blue and orange circles as its logo, what is the smart card electronic cash system founded in the United Kingdom in the 1990s and acquired by Mastercard in 2001?
Answer: Mondex
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About the Author
Eli Robinson is the Chief Trivia Officer at Water Cooler Trivia. He was once in a Bruce Springsteen cover band called F Street Band.
