by Dana Zeliff on
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UPDATE – Start off 2016 right! Don’t miss all the articles from my 52 week series. They are all on the blog already, so start reading and get ready to ELIMINATE DEBT!
Are you ready to get your budget under control? Do you long to live a life without debt? Then get ready for our new series: 52 Weeks to Eliminate Debt and Curb Spending!
Each week we will discuss practical ways to help you get out of debt and take back control of your finances. Now, this isn’t an easy challenge but it’s one that you must commit to in order to help secure your financial future.
Some of you may be thinking it’s not possible to be debt free. Maybe you’re living paycheck to paycheck and are just barely making your minimum payments each month. Regardless of your financial situation, you can still get out of debt.
For some people (depending on the amount of debt) it may take just a few months, but for others a few years. However long the road to a debt free life, it will be worth it in the end. Just stick to the plan.
My family is finally living debt free. Our goal was always to be debt free except for our mortgage. Once we wrote that last check, it was liberating. I felt like a weight had been lifted from my shoulders, and I want all of you to feel the joy of not owing your hard-earned money to someone else.
Are your ready to eliminate your debt? Get started with Day 1!
Week 1: Establishing Debt Relief Goals
Week 2: Make a Functional Family Budget
Week 3: Making a Debt Repayment Plan
Week 4: What Debt Should We Pay Off First?
Week 5: Finding Income When you Have NoneWeek 6: Change the way you view money
Week 7: 3 Ideas to Make the Step to DownsizeWeek 8: Making Wise Budget ChoicesWeek 9: 8 Ideas for Finding Alternative Sources of Income NOW
Week 10: Is Bankruptcy Ever a Good Choice?
Week 11: How to Avoid Bankruptcy
Week 12: How to Negotiate with Creditors
Week 13: Get Rid of Money Zappers
Week 14: Green Living for Debt Relief
Week 15: Focus on Student Loan Debt
Week 16: Understanding How Your Spending Habits Affect Your DebtWeek 17: Why Do You Need a Savings Account?
Week 18:
Week 19: Get Serious About Your Household BudgetWeek 20: Get Started Using The Envelope Method for Debt Relief
Week 21: Evaluate Your Success And Make Changes
Week 22: Knowing When You Should Refinance Your MortgageWeek 23: Week 24: Credit Card Settlement Facts – You Need to Know
Week 25: Are You Planning for Your Retirement?Week 26: Cancel Unnecessary Subscriptions – Don’t Miss These 6 Memberships
Week 27: Downsizing Your Vehicles for Ultimate Savings
Week 28: How to Vacation for Free or Cheap
Week 29: Practical Ways to Teach Your Kids Healthy Money Habits
Week 30: Tips to Embrace a Simpler Lifestyle
Week 31: Saving On Education Expenses
Week 32: Gardening as Debt Relief
Week 33: Are Balance Transfers and Debt Consolidation Right for You?
Week 34: Creating Income With Yard Sales
Week 35: 5 Best Grocery Store Savings {Without Coupons}
Week 36: Tips for Negotiating Interest Rates On Credit Cards
Week 37: Focus On Long Term Debt Changes
Week 38: Ask For Outside Advice Regarding Your Debt
Week 39: Use Your Talents To Pay Off Debt {10 Work at Home Ideas}
Week 40: How to Plan a Weekly Menu {Money and Time Saving Tips}
Week 41: Don’t Pay For Something You Can Get For Free
Week 42: Change Your Bill Pay Method For Debt Relief
Week 43: Knowing When To Close Credit Accounts
Week 44: Tips For Going On A Spending Freeze
Week 45: Living Debt Free At Christmas
Week 46: Bartering To Pay Off Debt
Week 47: Let Interest Accounts Make Money For You
Week 48: Motivate Yourself To Change Financial Habits
Week 49: Set Long Term Financial Goals
Week 50: Is It Time to Cut the Cord? Saying Goodbye to Cable
Week 51: Don’t Fall Victim To The Debt Trap Again
Week 52: Focus On Debt Relief Success
Don’t miss a week of the series. Get each weeks post straight to your inbox and get a FREE Financial Planner! The planner includes:
- Savings Goal Worksheet
- Debt Payment Checklist
- Debt Repayment Plan
- Bill Pay Calendar
- Monthly Budget Worksheet
- Cash Envelope Template
Sign up below or click HERE to get your FREE financial planner.
I’ve also created a Pinterest board that you can follow along as I pin each weeks post plus more ways to keep your budget on track and curb your spending.
Now let’s get started!
Disclosure: I am not a financial adviser nor do I have formal financial training. All articles are for informational purposes only and should not be interpreted as financial advice or consultation. Please consult your account and/or financial adviser before making changes to your finances. All situations are different, so please consult a professional to determine your individual needs.
