Which are the safest mutual funds in India? (2024)

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Which are the safest mutual funds in India?

Low-risk mutual funds include liquid, ultra-short duration, and money market mutual funds. Short-term securities like Treasury bills, commercial paper (CP), deposit certificates, and other debt instruments are held by liquid funds.

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Which mutual fund is not risk?

Low-risk mutual funds include liquid, ultra-short duration, and money market mutual funds. Short-term securities like Treasury bills, commercial paper (CP), deposit certificates, and other debt instruments are held by liquid funds.

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What is the safest investment with highest return in India?

Public Provident Fund (PPF)

PPF is considered one of the best option for safe and high return investments in India. The PPF is a long-term investment scheme, which helps to create a retirement corpus while saving on annual taxes.

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Which mutual fund is safe with good returns?

Best Performing Debt Mutual Funds
Fund Name3-year Return (%)*5-year Return (%)*
ICICI Prudential Constant Maturity Gilt Fund Direct-Growth4.22%8.59%
Kotak Gilt Investment Direct-Growth5.30%8.57%
ICICI Prudential Gilt Fund Direct Plan-Growth5.66%8.52%
Edelweiss Government Securities Fund Direct-Growth5.68%8.48%
6 more rows

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Which is the No 1 rank mutual fund in India?

Methodology
Large Cap FundCrisil RankAUM (Rs. cr.) Mar 21
CR Bluechip Equity Fund (G) Scheme: CR Bluechip Equity Fund (G) Performance Charts Investment Info Holdings Peer ComparisonRank 11,332.28
JM Large Cap Fund (G) Scheme: JM Large Cap Fund (G) Performance Charts Investment Info Holdings Peer ComparisonRank 192.38
4 more rows

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What is the safest investment with highest return?

High-quality bonds and fixed-indexed annuities are often considered the safest investments with the highest returns. However, there are many different types of bond funds and annuities, each with risks and rewards. For example, government bonds are generally more stable than corporate bonds based on past performance.

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Which type of mutual fund has the lowest risk return potential?

1. Money Market Funds. A money market fund is a type of mutual fund that typically has low risks. They work by investing in high-quality, short-term corporate or government debt and paying those shareholders based on the interest.

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Where to invest 100k in India?

Here are some of these options:
  • Recurring Deposits. Recurring deposits come with the flexibility to invest an amount every month. ...
  • Money Market Account. It is an interest-bearing account at a bank or a credit union. ...
  • Debt Instruments. ...
  • Bank Fixed Deposits. ...
  • Post- Office Time Deposits. ...
  • Large Cap Mutual Funds. ...
  • Corporate Deposits.

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How do you get 10% return?

Here's my list of the 10 best investments for a 10% ROI.
  1. How to Get 10% Return on Investment: 10 Proven Ways.
  2. High-End Art (on Masterworks)
  3. Invest in the Private Credit Market.
  4. Paying Down High-Interest Loans.
  5. Stock Market Investing via Index Funds.
  6. Stock Picking.
  7. Junk Bonds.
  8. Buy an Existing Business.
Jul 3, 2023

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What is the best risk free investment in India?

Top Investment Plans in India in 2023
Investment OptionsPeriod of Investment (Minimum)Risks
Post Office Monthly Income Scheme (POMIS)5 yearsNil-to-Low risk
Public Provident Fund (PPF)Lock-in period of 15 years (extendable by 5 years)Nil
RBI Saving Bonds6 yearsNil
Bank Fixed Deposits7 days to 10 yearsNil
12 more rows

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What are the top 3 mutual funds?

Top 25 Mutual Funds
RankSymbolFund Name
1VSMPXVanguard Total Stock Market Index Fund;Institutional Plus
2VFIAXVanguard 500 Index Fund;Admiral
3FXAIXFidelity 500 Index Fund
4VTSAXVanguard Total Stock Market Index Fund;Admiral
21 more rows

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What are the best 5 star mutual funds?

5 Star Rated Funds
  • Bank of India Tax Advantage Fund-Reg(G) ...
  • Parag Parikh Flexi Cap Fund-Reg(G) ...
  • DSP Midcap Fund-Reg(G) ...
  • Mirae Asset Tax Saver Fund-Reg(G) ...
  • Invesco India Contra Fund(G) ...
  • Mirae Asset Emerging Bluechip-Reg(G) ...
  • Aditya Birla SL Financial Planning FOF Aggressive Plan(G) ...
  • SBI Banking & Financial Services Fund-Reg(G)

Which are the safest mutual funds in India? (2024)
Which type of MF gives highest return?

Top 10 high-return mutual funds in 2023
NameSubcategory3Y Avg Annual Rolling Return (%)
Quant Small Cap FundSmall Cap Fund61.79
Tata Small Cap Fund Direct-GrowthSmall Cap Fund47.4%
Parag Parikh Flexi-Cap Fund Direct-GrowthFlexi-Cap Fund33.75%
ICICI Pru Technology FundSectoral Fund- Technology44.03
6 more rows
Jul 4, 2023

Will mutual funds go up in 2023?

Most mutual fund managers and advisors have been warning that the stock market may offer muted returns in 2023. Sure, like most forecasts this may also prove wrong. However, the consensus is that you should be happy with single-digit returns from your equity mutual funds in 2023.

Which is the best mutual fund 2023?

Best Mutual Funds in 2023
S.No.Fund Name
1.Axis Bluechip Fund
2.Mirae Asset Large Cap Fund
3.Parag Parikh Long-Term Equity Fund
4.UTI Flexi Cap Fund
6 more rows
Jul 14, 2023

Which bank is best for mutual fund in India?

Which are the best Sectoral-Banking Mutual Funds to invest in 2023?
Fund NameFund Category5 Year Return (Annualized)
Tata Banking and Financial Services FundEquity13.35 % p.a.
Aditya Birla Sun Life Banking & Financial Services FundEquity10.2 % p.a.
ICICI Prudential Banking and Financial Services FundEquity10.6 % p.a.
2 more rows

Where to invest $25 000 in 2023?

How to Invest $25,000
  • Open a High-Yield Savings Account. If you want to take the risk out of the equation and need to be able to readily access your money, a high-yield savings account is a great option. ...
  • Sign Up for a Taxable Brokerage Account. ...
  • Alternative Investments. ...
  • Invest in Real Estate.
May 30, 2023

What is the safest investment of all time?

What are the safest types of investments? U.S. Treasury securities, money market mutual funds and high-yield savings accounts are considered by most experts to be the safest types of investments available.

What is the safest investment for 100000?

Best Investments for Your $100,000
  • Index Funds, Mutual Funds and ETFs.
  • Individual Company Stocks.
  • Real Estate.
  • Savings Accounts, MMAs and CDs.
  • Pay Down Your Debt.
  • Create an Emergency Fund.
  • Account for the Capital Gains Tax.
  • Employ Diversification in Your Portfolio.
Jul 25, 2023

Where is the safest place to put your retirement money?

U.S Treasury securities are considered the safest investment option, as they are backed by the full faith and credit of the U.S government. These investments come in several forms such as savings bonds, treasury notes, treasury bills, and more,” Chavez said.

Which is the best mutual fund over last 10 years?

Kotak Emerging Equity Fund is the top-performing scheme in the Mid Cap Mutual Fund category based on 10-year SIP returns. In the last 10 years, Kotak Emerging Equity Fund grew at an XIRR of 20.4%. A monthly SIP of Rs 1,000 over a 10-year period (i.e. total investment of Rs 1,20,000) would now be valued at Rs 3,52,307.

How to make 1 crore in 5 years?

Best Investment Options to Earn 1 Crore in 5 Years in India
  1. Equity Mutual Funds: Mutual funds, as the name suggests pool money from multiple investors and invests in a diversified portfolio of bonds, stocks, and other types of securities. ...
  2. Real Estate: ...
  3. Gold: ...
  4. Fixed Deposits and Bonds: ...
  5. Cryptocurrencies:
Jun 30, 2023

How to invest $500,000 in India?

What is the best way to invest Rs 5 Lakh in India?
  1. Fixed deposit: ...
  2. Post Office Monthly Income Scheme (POMIS): ...
  3. Mutual funds: ...
  4. Equity markets: ...
  5. Real estate:
Oct 25, 2017

How to safely invest 1 crore in India?

  1. Top 5 Investment Options to Invest 1 Crore for Monthly Income. Scheme. ...
  2. Mutual Funds. Debt Mutual Funds: Systematic Withdrawal Plans. ...
  3. Fixed Deposits. ...
  4. Corporate Deposits. ...
  5. Post Office Monthly Income Scheme. ...
  6. Real Estate. ...
  7. How to Invest 1 Crore for Monthly Income?
Jun 26, 2023

Is 20% return possible?

A 20% return is possible, but it's a pretty significant return, so you either need to take risks on volatile investments or spend more time invested in safer investments.

Do mutual funds guaranteed returns?

Mutual Fund Schemes are not guaranteed or assured return products. Investment in Mutual Fund Units involves investment risks such as trading volumes, settlement risk, liquidity risk, default risk including the possible loss of principal.

What investment has the highest return?

Stocks offer the biggest potential return on your investment while exposing your money to the highest level of volatility.

How can I double my money without risk in India?

Effective Ways to Double Your Money
  1. Mutual Funds: There are various types of mutual funds. ...
  2. Kisan Vikas Patra (KVP): It comes under the Post Office Small Saving Scheme. ...
  3. Corporate Bonds: Bank deposits don't offer a high rate of interest.

How to invest in India from USA?

Top 5 investment options in India for NRIs from USA
  1. NRI Fixed deposits. Banks offer 3 types fixed deposits non-resident Indian: ...
  2. Mutual funds. ...
  3. Indian stocks. ...
  4. Real estate. ...
  5. Pre-IPO.
Aug 12, 2022

How do I choose a good mutual fund?

Here are six important features you'll need to review as you select funds to invest in:
  1. Objective. This is a summary of the fund's goal and how its management team plans to achieve that goal. ...
  2. Fund Manager Experience. ...
  3. Sectors. ...
  4. Performance (Rate of Return) ...
  5. Cost. ...
  6. Turnover Ratio.
Aug 4, 2023

Is there anything better than mutual fund?

Both mutual funds and ETFs hold portfolios of stocks and/or bonds and occasionally something more exotic, such as precious metals or commodities. Both can track indexes as well, however ETFs tend to be more cost effective and more liquid as they trade on exchanges like shares of stock.

Which mutual funds give 30% return?

Synopsis
Scheme Name3-year returns (%)
ICICI Prudential Technology Fund31.00
Nippon India Small Cap Fund30.53
Canara Robeco Small Cap Fund30.49
SBI Contra Fund30.03
7 more rows
Mar 3, 2023

Which SIP is best in India?

Best SIP Plans in India in 2023
Returns
Fund Name3 Years10 Years
Equity Fund SBI19.35%13.95% View Plan
Multi Cap Growth Fund ICICI Prudential19.84%13.55% View Plan
Equity II Fund Canara HSBC Oriental Bank20.17%12.5% View Plan
7 more rows

Which mutual fund is fastest growing?

An analysis of AUM data of fund houses over the last one year shows that SBI Mutual Fund and Mirae Asset Mutual Fund were the fastest growing fund houses in absolute and percentage terms, respectively as on June 2023.

Which mutual fund gives 20 percent return?

Synopsis
Small cap schemes (10-year monthly SIP returns)
Scheme NameXIRR (%)
Nippon India Small Cap Fund24.02
Kotak Small Cap Fund20.57
DSP Small Cap Fund20.17
1 more row
Nov 1, 2022

What is the average return on mutual funds in India?

Mutual fund returns

They are professionally managed instruments that give decent returns in a bull run. They also have low downside risk when compared to direct equity investments during a bear market. The average mutual fund return varies between 5%-15%, depending on the category of mutual funds.

Do all mutual funds have risk?

All funds carry some level of risk. With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change.

Which mutual fund is safe for investment?

List of Best-low-risk-mutual-funds Risk Mutual Funds in India
Fund NameCategoryFund Size(in Cr)
Mirae Asset Overnight FundDebt₹614
Axis Overnight FundDebt₹8,806
Kotak Equity Arbitrage FundHybrid₹22,513
Nippon India Arbitrage FundHybrid₹9,220
7 more rows

Are all mutual funds risky?

Every investment we make involves a risk, only its nature and degree varies. The same applies to Mutual Funds too. All Mutual Fund schemes do not carry the same risk when it comes to returns on investment.

Are all mutual funds high risk?

Mutual funds are a lucrative investment option for investors looking for tax-efficient returns that are typically higher than alternatives such as fixed deposits. Although mutual funds are generally considered a reliable investment, there are high-risk and low-risk categories within it as well.

Are mutual funds 100% safe?

Mutual funds are largely a safe investment, seen as being a good way for investors to diversify with minimal risk. But there are circ*mstances in which a mutual fund is not a good choice for a market participant, especially when it comes to fees.

Why mutual funds are not giving good returns?

Your mutual fund portfolio is not in line with your stated risk profile. Large & mid cap schemes and small cap schemes have very high risk, they can also be volatile. They are suited for aggressive investors with very large risk appetite.

What is the biggest risk for mutual funds?

Inflation is the biggest risk which eats up the returns generated by your investments in mutual funds. If your investments are not generating higher returns than the prevailing inflation rate, then you are just losing money from your investment.

Is it safe to invest in mutual funds in India now?

The Securities and Exchange Board of India (SEBI) regulates mutual funds, ensuring that they operate within specific guidelines and follow strict investment policies. This provides investors with a sense of security and trust.

Are SBI mutual funds safe?

Safety: The mutual fund schemes by SBI are one of the country's trusted and reliable fund schemes. Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.

What is a major disadvantage of mutual funds?

They come with many advantages, such as advanced portfolio management, risk reduction, and dividend reinvestment; however, there are many disadvantages to consider as well, such as high expense ratios and sales charges, tax inefficiencies, and possible management abuses.

Is HDFC mutual fund safe?

A large number of experts and investment gurus consider it to be the most convenient way to invest their money in the market and earn good returns. And when it comes to mutual fund SIP providers, HDFC remains the clear winner. A large number of investors pin down their faith upon DFC mutual fund SIP investment scheme.

Has anyone lost money in mutual funds?

If you are wondering can mutual funds lose money, then the answer is yes as some mutual fund categories are more volatile. This means, while they might offer great returns, they can also offer higher risk. If you feel you are not up for the risk, you should look at the performance of mutual funds from other categories.

Which mutual fund gives 30 percent return?

Synopsis
Scheme Name3-year returns (%)
ICICI Prudential Technology Fund31.00
Nippon India Small Cap Fund30.53
Canara Robeco Small Cap Fund30.49
SBI Contra Fund30.03
7 more rows
Mar 3, 2023

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