Can I use a Visa gift card to make a credit card payment?
Unfortunately, you cannot use a gift card to pay a credit card directly. Your credit card company may accept several forms of payment. However, when you try to complete a credit card payment, there probably won't be a place to enter gift card information.
Input your Visa gift card details, and once the card is linked, you can transfer the balance to your bank account. Keep in mind that these platforms may charge a fee for the transfer, and the transfer might not be instantaneous.
Vanilla Gift cards are often regarded as the best-prepaid cards for doing any online or in-store purchases where Visa is accepted. Once you have a Vanilla Gift card account, They can be used practically as debit cards to pay for various bills such as electricity bills.
Another way to earn rewards when paying your mortgage is to use your credit card to purchase Visa or Mastercard gift cards. (We recommend buying PIN-enabled gift cards, which offer better security in case they're lost or stolen.) You can then use these gift cards to buy a money order to pay your mortgage.
You can use the card to send a friends and family payment, but please bear in mind that friend and family payments sent using a card will be assessed a fee, typically 2.9%+.
- 1 Add the Gift Card to Venmo.
- 2 Add the Gift Card to PayPal.
- 3 Buy a Money Order with the Gift Card.
- 4 Exchange the Gift Card at a Gift Card Exchange Kiosk.
- 5 Sell the Gift Card Manually.
- 6 Sell the Gift Card Through an App.
- 7 Pay Your Bills with the Gift Card.
- Log in to your online banking portal or app. ...
- Select the credit card you want to transfer from and look for an option to request a money transfer. ...
- Request the fund transfer you want to make. ...
- Provide details of the current account you want to transfer to.
Your Vanilla gift card is not working online because you probably entered a billing address that doesn't match the one on your gift card. Why is my Vanilla gift card being declined? The main reason why your Vanilla gift card may be declined is that it is yet to be activated.
Use a money transfer service like Western Union or MoneyGram. These services allow you to send money from your Vanilla card to a bank account in person or online. However, they typically charge a fee for this service.
The most common reasons are that the card hasn't been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card's balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.
Can I pay my Capital One credit card with a gift card?
Unfortunately, you cannot use any kind of debit or credit card to make your payment, including MoneyCards and gift cards. Capital One does not accept them as a form of payment.
Prepaid cards can be declined because you don't have sufficient funds in your account, the card hasn't been activated, the merchant doesn't accept the network's cards, or you have exceeded your spending limits. Any information you provide to the merchant must also match what's on file with the prepaid card issuer.
While you can't pay off a credit card with another credit card, you can move the debt to a balance transfer card. For maximum benefits, make a debt payoff plan and aim to pay off your balance during the 0 percent intro APR period, which usually lasts between 12 and 21 months.
Prepaid cards cannot be used for credit card payments or car payments. You cannot split payments online so you can only spend the amount that is on your card.
The Visa Gift Card can be used at any retail outlet where Visa is accepted, also online & over the phone. Some retailers may choose not to accept this gift card, so check with the retailer first.
CVV for Visa, MasterCard is the final three digits of the number printed on the signature strip on the back of your card.
No. Cash cannot be withdrawn from a gift card, and you cannot get cash back in connection with a purchase transaction.
If the Visa gift card balance is greater than the transaction total, then simply enter the Visa gift card number into the credit or debit card field on the checkout form and complete the transaction.
No. The Card cannot be used for cash withdrawals.
Thus, we see that you can pay one credit card bill through another credit card bill via balance transfer, withdraw cash from an ATM, deposit that in a bank account and pay the bill, and transfer the amount into an e-wallet or a bank.
Can you transfer a Visa card to a debit card?
If you need quick access to cash, you can get a short-term loan in the form of a money transfer or cash advance from a credit card. You can transfer money from a credit card to a debit card, and the process is a fairly straightforward and simple one. However, expect to get hit with a fee and interest charges.
It's possible, however, to transfer money straight from your credit card to your or someone else's bank account, although there are a number of things you should be aware of so you don't end up paying too much for your transfer in extra fees.
Please note Visa Gift Cards may not be used for recurring billing or at ATMs. You can use your Vanilla Visa eGift Card with any United States merchant (online, by phone, or by mail-order) wherever Visa debit cards are accepted.
Amazon & Visa gift card: Using a Visa gift card on Amazon
Add the items you want to purchase to your cart. Proceed to checkout. Under the Payment Method section, select “Add a payment method.” Enter the Visa gift card information, including the card number, expiration date, and security code.
Open the Cash App on your mobile device. Click on the "Balance" tab at the bottom of the screen. Click on the "Add Cash" option and enter the amount you want to transfer from the Vanilla gift card to your Cash App balance. Click the "Add" button and select the Vanilla gift card you want to transfer money from.
- PayPal Prepaid Mastercard:
- Netspend Visa Prepaid Card :
- The Mango Prepaid Mastercard:
- Bluebird American Express Prepaid Debit Account:
- Walmart MoneyCard :
- Brinks Prepaid Mastercard :
- Factors To Consider When Choosing Prepaid Cards With ATM Access.
- Worldwide Acceptance :
Call the merchant or bank to consolidate
Some merchants and banks may allow you to consolidate the balances of multiple Visa gift cards onto a single card. However, this option is not always available, so it's important to contact the merchant or bank directly to inquire.
Though the two cards are similar, only prepaid cards can be used to get cash from an ATM or to get “cash back” from a merchant. Gift cards cannot.
Can MY Gift Card have a negative balance? Any authorization request that is greater than the card's available balance will be declined. However, there can be times when a Visa merchant puts an item through without prior authorization.
First, not all Visa gift cards may work as debit or credit cards on Amazon. Some may require users to use a CVV to authorize a purchase. Since Amazon doesn't ask for this information while adding payment methods, these Visa gift cards might not go through.
How long does money stay on a Visa gift card?
Do Visa gift cards expire? Yes, Visa gift cards expire seven years from the purchase date. The expiration date is printed on your card for easy reference.
Yes, the Visa Prepaid card can be used to pay bills, withdraw cash, or make any purchases where a debit card can be used.
To pay with a prepaid card over the phone (by calling (800) 227-4825) or in a Capital One branch, you must be a customer who made debit card payments in the past. As you might already know, a prepaid card is just a type of debit card, so it qualifies.
Yes, you can transfer money from a Visa gift card to Venmo. First, you need to add the gift card to your Venmo account.
Here are a few of the disadvantages of a prepaid debit card: Card is not linked to a personal banking account, meaning there is no interest earned. Losing money due to inactivity. Prone to being charged for several miscellaneous fees.
There are only a few downsides to using prepaid cards, but they are significant. Prepaid cards come with fees. Cardholders may have a lot of fees, including activation fees, transaction fees, ATM withdrawal fees, reloading fees, monthly fees, or inactivity fees. Check the fine print on the card for fee types.
- Walmart.
- BestBuy.
- Gamestop.
- Motor Trend.
- Most gift cards and pre-paid card sellers usually do not accept pre-paid payments.
That said, keeping your head in the sand for a few more years doesn't necessarily mean you're home free. The other risk you take by ignoring your debt is that your creditor — or a third-party collection agency that has taken over your debt — could sue you for the amount you owe, plus interest and penalties.
If your car loan lender allows it, you can make a car payment with a credit card. However, credit card purchases impose fees on the merchant, so many loan servicers accept only cash-backed payment methods, like a debit card, check, money order or a direct transfer from a checking or savings account.
Balance transfers won't hurt your credit score directly, but applying for a new card could affect your credit in both good and bad ways. As the cornerstone of a debt-reduction plan, a balance transfer can be a very smart move in the long-term.
Can you use prepaid cards to pay bills?
Some prepaid cards let you sign up to pay your bills online through the card provider's website. Your card provider may charge a fee each time you use the program to pay a bill. If you plan to use your prepaid account to pay bills, compare these fees before you select a card.
You can use a prepaid card to make purchases and pay bills, just like debit cards. Prepaid cards are accepted nearly everywhere debit cards are since they are often backed by a major card network, such as Mastercard or American Express. (However, they don't help you build credit.)
Your gift card cannot be used for internet gambling, international purchases and/or any illegal activity. Can I reload the gift card with additional money? No, the gift card is not reloadable. You cannot add more money to your gift card.
Visa Gift Cards
Because it's a prepaid card, spending is limited to the initial amount of money you place on the card at the time of purchase. Cards may be loaded with amounts from $10.00 - $1,000.00. Prepaid cards do not have cash access but may be used at any merchants that accept Visa Debit and Credit Cards.
The Visa Gift card is accepted everywhere Visa cards are accepted, including ATMs, around the world. Visa Gift card recipients can choose the gift they prefer at any store accepting Visa cards.
Both physical and electronic Visa gift cards contain a card number, expiration date and code verification value (CVV).
The CVC is typically printed on the back of any credit, debit, or prepaid card, usually below the card's magnetic stripe. Remember that the code is found on the front of some cards.
Virtual prepaid cards give the benefits of physical cards in a digital format. Like physical prepaid cards, virtual versions have a 16-digit number with a CVV number attached. They're also valid to use at any online merchant where Visa® and MasterCard® are accepted, providing customers with spending freedom.
Can I use a prepaid card or gift card on Venmo? We allow credit, debit, and prepaid, network branded (e.g. American Express, Discover, MasterCard, Visa) cards registered under your name to be added to Venmo.
The Visa Gift card is accepted everywhere Visa cards are accepted, including ATMs, around the world. Visa Gift card recipients can choose the gift they prefer at any store accepting Visa cards. This card marks the end of unwanted gifts and the inconvenience of having to exchange them for other items.
Can you get cash back from a Visa gift card?
No. Cash cannot be withdrawn from a gift card, and you cannot get cash back in connection with a purchase transaction.
You may transfer funds from a bank account; you may transfer funds from one MyVanilla Card account to another via the MyVanilla website (www.myvanillacard.com); or you can transfer funds from one card to another by calling Customer Care at 1-855-686-9513. Please note that for the latter, you will be charged $4.95.
If Venmo won't accept your Visa gift card, it may be because the card is not registered to your name or has been declined by the issuer. Contact the issuer of your gift card to resolve the issue.
If using the Visa gift card online, use the same Zip code you entered in the shipping address. If that doesn't work, enter your home zip code.
- Log in to your PayPal account.
- Click on the "Wallet" tab.
- Click on "Link a debit or credit card."
- Select "Link a card manually."
- Enter the gift card information, including the card number, expiration date, and CVV code.
- Click on "Link Card."
If you want to make touchless payments with your Visa gift card (or keep your physical wallet from getting overstuffed), you can add it to a digital wallet on your smartphone, such as Apple Pay, Google Pay, or Samsung Pay.
A reloadable Visa Prepaid card is the quick, easy and secure way to pay online or in person. The all-purpose Visa Prepaid card is a prepaid card that you can use to withdraw cash, pay bills or make purchases anywhere Visa Debit cards are accepted, in-person or online.
The Visa Gift Card can be used at any retail outlet where Visa is accepted, also online & over the phone. Some retailers may choose not to accept this gift card, so check with the retailer first. How do I use my Visa Gift Card online?
Because a Visa gift card functions like a credit card, it can be used anywhere that Visa cards are accepted, including online purchases—though it will likely need to be registered online or by phone prior to use.
