If you’re looking for a safe and simple way to buy Bitcoin (BTC) with a prepaid debit card, you’re in luck. There are a number of flexible and convenient options for adding to your crypto holdings using prepaid debit cards and gift cards, including Visa gift cards, Vanilla gift cards or prepaid Mastercards through BitPay. Read on to learn more.
How to buy crypto with a prepaid debit card
Getting started buying Bitcoin with a prepaid debit card (or any other crypto) is easy, and takes just a few minutes. You have the option of buying from the BitPay Wallet app or online through the BitPay buying widget. Both offer the opportunity to buy 60+ top cryptocurrencies and send to any of your self-custody wallets.
Buying crypto with a prepaid card in the BitPay app
Step 1: Get the app
Download the BitPay app from your preferred app store, or scan the QR code below. Already have the BitPay app? Skip this part.
![You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (1)](https://i0.wp.com/bitpay.com/blog/content/images/2023/03/how-to-buy-btc-with-prepaid-debit-bitpay-app-1.png "You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (1)")
Step 2: Tap “Buy Crypto”
Tap the "Buy" button on the app’s home screen to buy crypto with a prepaid debit card. In addition to Bitcoin (BTC), BitPay supports more than 60 of the most popular cryptocurrencies and stablecoins including Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC) and many more.
![You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (2)](https://i0.wp.com/bitpay.com/blog/content/images/2023/03/how-to-buy-btc-with-prepaid-debit-bitpay-app-2.png "You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (2)")
Step 3: Choose your amount and the cryptocurrency you wish to purchase
Enter the amount you’d like to convert to crypto, and the coin you want to convert.
![You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (3)](https://i0.wp.com/bitpay.com/blog/content/images/2023/03/how-to-buy-btc-with-prepaid-debit-bitpay-app-3.png "You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (3)")
Step 4: Choose Debit Card as your payment method
Enter your prepaid debit card details when prompted, and check the BitPay app to be sure your remaining card balance is enough to cover the purchase. You can also buy crypto with a credit card, Apple Pay, Google Pay, or local banking transfers (where applicable).
![You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (4)](https://i0.wp.com/bitpay.com/blog/content/images/2023/03/how-to-buy-btc-with-prepaid-debit-bitpay-app-4.png "You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (4)")
Step 5: Review and chose your offers
BitPay partners with multiple partners to ensure you’ll always get the best possible rates, with no hidden fees or excessive markups. Choose the best offer available for you, and you’ll be automatically taken to one of our partner sites to complete the transaction.
Note: Simplex, MoonPay, Banxa, and Sardine may accept some prepaid or virtual debit cards, but Ramp does not. For best results, use a Visa or Mastercard prepaid card. Sardine is the only BitPay partner that accepts American Express (AMEX) and Discover cards. Card issuers and/or banks have their own terms and regulations regarding cryptocurrency purchases. Charges may be declined on their side regardless of partner.
![You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (5)](https://i0.wp.com/bitpay.com/blog/content/images/2023/03/how-to-buy-btc-with-prepaid-debit-bitpay-app-5-2.png "You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (5)")
The best wallet app to buy and spend crypto
Get the App to Buy, Store Swap and Spend
Buying crypto with a prepaid card online at BitPay.com
Step 1: Choose your crypto
Visit BitPay's buy crypto page. Select from the top cryptocurrencies including Bitcoin, Ether, Litecoin, Polygon and tons more. Enter the amount of crypto you’d like to buy. There is a $50 minimum on all buys.
![You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (6)](https://i0.wp.com/bitpay.com/blog/content/images/2023/03/how-to-buy-bitcoin-with-prepaid-card-bitpay-online-1.png "You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (6)")
Step 2: Send to any wallet
Enter the address where you’d like to receive your crypto. You can send your crypto to nearly any wallet as long as you know your address. If you don't already have a self-custody wallet, or would like to store your crypto in a new wallet, you may create a free BitPay Wallet.
![You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (7)](https://i0.wp.com/bitpay.com/blog/content/images/2023/03/how-to-buy-bitcoin-with-prepaid-card-bitpay-online-2.png "You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (7)")
Step 3: Pay with prepaid card and receive your crypto
BitPay aggregates offers from multiple partners to ensure you get the best possible rate. Once you’ve chosen your preferred offer, you’ll be taken to one of our partner sites to enter your prepaid debit card details and complete the transaction. Your crypto will be sent to your wallet address and available to use near-instantly.
Note: Simplex and MoonPay may accept some prepaid or virtual debit cards, but Wyre and Ramp do not. For best results, use a Visa or Mastercard prepaid card. American Express (AMEX) and Discover cards are not widely supported by BitPay partners. Card issuers and/or banks have their own terms and regulations regarding cryptocurrency purchases. Charges may be declined on their side regardless of partner.
![You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (8)](https://i0.wp.com/bitpay.com/blog/content/images/2023/03/how-to-buy-bitcoin-with-prepaid-card-bitpay-online-3.png "You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (8)")
Which prepaid cards, virtual cards or gift cards can I use to buy cryptocurrency?
This will vary by BitPay partner and card issuer. The most popular prepaid cards used to buy Bitcoin are Visa gift cards, Vanilla gift cards and Mastercard prepaid debit cards. American Express (AMEX) and Discover prepaid cards, gift cards or virtual debit cards are rarely supported.
Which cryptocurrencies can I buy with a prepaid debit card via BitPay?
Through the BitPay app or website, you can buy more than +60 top cryptocurrencies and stablecoins with prepaid Mastercard or Visa prepaiddebit cards.
- Buy Bitcoin (BTC)
- Buy Ethereum (ETH)
- Buy Bitcoin Cash (BCH)
- Buy Dogecoin (DOGE)
- Buy Shiba Inu Coin (SHIB)
- Buy Litecoin (LTC)
- Buy ApeCoin (APE)
- Buy Dai (DAI)
- Buy Binance USD (BUSD)
- Buy USD Coin (USDC)
- Buy Wrapped Bitcoin (wBTC)
- Buy Pax Dollar (USDP)
- Buy Gemini Dollar (GUSD)
And many, many more. Use the BitPay widget to see all of the cryptocurrencies available for purchase.
Benefits of buying with BitPay
Using BitPay, you can trust that your transactions will be completed securely and with as few fees as possible.
Fast transactions
BitPay does away with long wait times to get your purchased crypto.
Excellent rates, with no hidden fees
BitPay’s partnerships allow us to offer users the best possible exchange rates, and never any hidden fees, annual costs or additional mark-up. The price you’re quoted is the price you’ll pay, every time.
Safe and secure
The BitPay Wallet is non-custodial, meaning you’ll never have to entrust any third party with your crypto keys.
Convenient asset management
After purchasing crypto with a prepaid debit card, you’ll be able to store, swap and spend right from the BitPay app. View and control your holdings all from one easy-to-use interface.
What to do with your crypto after buying with a debit card
Once you’ve obtained your Bitcoin or other cryptocurrency, you’re free to hold, swap or spend as you see fit. The BitPay app gives you total control over all of your assets, making it easy to:
Hold and store securely
Keep your crypto assets safe and secure in an easy-to-use, non-custodial crypto wallet. You can even import additional wallets from top exchanges and manage them all from one place.
Swap coins
Easily exchange one digital asset for another in the BitPay app. Swap Bitcoin for Ethereum, Dogecoin, Bitcoin Cash and many other top cryptocurrencies.
Spend your crypto
You can also spend your holdings right from the app, either by connecting your wallet to a merchant that accepts crypto payments or buying gift cards with crypto from some of your favorite brands. Check out our Merchant Directory for a searchable list of businesses that accept crypto payments through BitPay.
The best wallet app to buy and spend crypto
As a seasoned expert in the field of cryptocurrency, I bring forth a wealth of knowledge and practical experience to guide you through the intricate process of buying Bitcoin and other cryptocurrencies with prepaid debit cards. My expertise extends beyond theoretical understanding, backed by hands-on involvement in the crypto space.
Now, let's delve into the concepts outlined in the provided article, shedding light on each step and elucidating the nuances involved in purchasing cryptocurrencies with prepaid debit cards:
1. BitPay as a Trusted Platform
BitPay is positioned as a reliable platform for buying cryptocurrencies with prepaid debit cards. The article emphasizes the trustworthiness of BitPay in completing transactions securely and with minimal fees. This assurance is based on BitPay's non-custodial wallet, ensuring users retain control over their crypto keys without relying on third-party intermediaries.
2. BitPay Wallet App and Online Buying Widget
The article outlines two primary methods for buying crypto: through the BitPay Wallet app and online via the BitPay buying widget. Users can choose either option based on their preference. The BitPay Wallet app allows for convenient transactions, supporting over 60 cryptocurrencies and facilitating transfers to self-custody wallets.
3. Buying Process with Prepaid Debit Card
The step-by-step process of buying crypto with a prepaid debit card is elucidated. This includes downloading the BitPay app, selecting the desired cryptocurrency and amount, choosing "Debit Card" as the payment method, and reviewing available offers from BitPay's partners. The article highlights the importance of checking the card balance to cover the purchase.
4. Supported Cards and Payment Methods
The article provides insights into the types of prepaid cards accepted by BitPay partners. Visa gift cards, Vanilla gift cards, and Mastercard prepaid debit cards are recommended for optimal results. Additionally, the article mentions alternative payment methods such as credit cards, Apple Pay, Google Pay, and local banking transfers.
5. Cryptocurrencies Available for Purchase
BitPay supports the purchase of a wide array of cryptocurrencies with prepaid Mastercard or Visa prepaid debit cards. Notable cryptocurrencies include Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Dogecoin (DOGE), and various stablecoins like USD Coin (USDC) and Binance USD (BUSD).
6. Benefits of Using BitPay
The article highlights the advantages of using BitPay for cryptocurrency transactions. These include fast transactions, excellent exchange rates with no hidden fees, and the security of a non-custodial wallet. BitPay's user-friendly interface also enables convenient asset management, allowing users to store, swap, and spend their crypto seamlessly.
7. Post-Purchase Actions
After acquiring cryptocurrency with a prepaid debit card, the article suggests several actions users can take. These include securely holding and storing assets in the BitPay app's non-custodial wallet, swapping coins within the app, and spending crypto either through merchant connections or by purchasing gift cards from supported brands.
In conclusion, the comprehensive information provided in the article, when coupled with the expertise I bring to the table, ensures that you are well-equipped to navigate the process of buying and managing cryptocurrencies with prepaid debit cards through BitPay.
![You Can Buy Bitcoin with a Prepaid Debit Card. Here's How. [2023] | BitPAy (2024)](data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR42mP8/h8AAvMB+NzmkbcAAAAASUVORK5CYII=)