Why should you go for Bajaj Finserv Personal Loans? by Mohit Saxena (2024)

by Mohit Saxena Apply and Get Instant Personal Loan Approval

Availing funds through an instantpersonal loan is the easiest option one can avail of these days. You canapplyfor Bajaj Finserv personal loan onlineto meet your financialobligations. Be it emergency medical expenses, travel plans with your family,or higher education. You can avail of a higher loan amount of up to Rs. 25lakhs if you meet the desired eligibility criteria. The best part is you canget instant approval on your loan application along with minimal documentationand simple eligibility criteria. You can apply for the loan via net banking onthe bank's website or a FinTech web portal according to your convenience.

Advantages of taking BajajFinserv Personal Loan

• Hassle-free application:The process to apply for the Bajaj Finserv loan is simple and hassle-free. You can file your loan application online through visiting their official website, FinTech portal, or their app.
• Low rate of interest:Therate of interest on a personal loanfrom Bajaj Finservis competitive and low. It enables you to repay your loan EMIs affordably.
• No restriction on the end-use of funds:You can use the funds to meet any of your immediate financial requirements such as home repairs, travel or education, higher education.
• No collateral required:No collateral or security is required to avail a personal loan from Bajaj Finserv. This means you do not need to pledge any asset of your own. What all you need is simple and basic documents such as ID proof, address proof, and income proof which includes your PAN and Aadhaar Card.

Eligibility criteria for BajajFinserv Personal Loan

Following is the eligibilitycriteria to get your loan approved from Bajaj Finserv-

• Age:A person should be between 25 years- 58 years of age.
• Net monthly income:To meet Bajaj Finserv Personal loan eligibility, the income should be at least Rs. 20,000-25,000 per month.
• Employment type:You must be a salaried employee of an MNC, private, or public company.
• Nationality:You should be a citizen of India.
• Credit score:Any score above 750 with a good credit history.

The process to apply and checkyour Bajaj Finserv personal loan status through FinTech

Filing a loan application wouldbe much easy if you apply it through a FinTech platform or using their app. Allyou need to do is fill a personal loan online application form, choose the loanamount as per your eligibility. After checking your eligibility and EMI the calculation, start filling the form, upload the scanned documents, and postverification of the documents, the loan will get disbursed in a few hours.

Other ways in which you cantrack your Bajaj Finserv personal loan status-

After filing your loanapplication, you can track yourBajaj Finserv Personal loan statusintwo ways i.e. either online or offline.

The process to check your loanstatus offline-

If you opt to check your loanstatus offline, you can call the customer service center. They will ask you theloan application number or the reference number. The loan application number orthe reference number both are found in the application number. So, whilecalling the customer care to track your loan application, you need to keep thisnumber handy. In case, you have lost your loan application number, the executivemay ask you a few information such as name, date of birth, PAN number, etc toverify your details.

The process to check your loanapplication status online-

You can also track your loanstatus in real-time. Checking personal loans online can be done just with a fewclicks. Here are the inputs you need to provide to track your loan applicationonline such as your name, reference number, date of birth, mobile number, andPAN number. However, if you have forgotten the reference number, then you needto input the below-given details-

• First, input your name and enter your date of birth
• Next, choose the product from the drop-down menu. You will have to choose ‘Personal Loan’.
• Now, enter your mobile number
• You will also have to give your PAN number
• Lastly, click ‘Submit’ to get the result

I hope the above informationwould help you to understand every aspect of Bajaj Finserv Personalloans,itsfeatures, advantages, eligibility, and process to check your loan status onlineand offline.

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Created on Sep 7th 2020 06:55. Viewed 725 times.

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