Where Can I Use My Amazon Store Card? (2024)

No, you cannot use your Amazon.com Store Card anywhere you want. The Amazon.com Store Card and the Prime version can only be used to make purchases at Amazon and their affiliates.

Places Where You Can Use theAmazon.com Store Card:

  • Amazon.com (Retail and Marketplace)
  • Amazon Business
  • Amazon Prime membership
  • Amazon Go
  • AWS
  • Audible
  • Amazon Bookstore
  • Amazon’s 4-star stores
  • Alexa Skills
  • At merchants who use Amazon Pay
  • Amazon Fresh
  • Audible.com
  • Comixology.com

It is worth noting that the Amazon.com Store Card can be used on most purchases on Amazon.com, with the exception of a few items and services, listed below.

Items that can’t be purchased with the Amazon.com Store Card:

  • Book Rentals
  • Digital subscriptions (including magazines and newspapers)
  • Purchases from Amazon subsidiaries (excluding Audible)
  • Whole Foods Market purchases
  • Treasure Truck(text alert feature for exclusive, highly-discounted products)

Considering the wide range of things you can buy on Amazon, these exclusions shouldn’t necessarily keep you from applying for the Amazon.com Store Card. You’ll still get a big discount on Amazon purchases by using this card as a Prime member, after all. You can learn more about this offer from our in-depth Amazon.com Store Card review.

Alternative Credit Card Option

If you’re looking for a similar credit card that can be used anywhere, you should consider getting the Amazon.com Credit Card. This card is on the Visa network, so it can be used virtually anywhere credit cards are accepted. Plus, it offers a $60 Amazon.com gift card upon approval ($150 for Prime members), and you can also earn 1 - 5 points per $1 spent on purchases.

Keep in mind that you need at least good credit to get approved for the Amazon.com Credit Card. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.

Where Can I Use My Amazon Store Card? (2024)

FAQs

Where Can I Use My Amazon Store Card? ›

This card can only be used for purchases and only at Amazon.com and merchants that accept Amazon Pay.

Can I use my Amazon Store Card on other websites? ›

Amazon Prime Store Card rewards can only be used toward Amazon.com purchases. However, your Amazon Visa Card rewards can be redeemed in many ways — cash back via bank deposit or statement credits for Amazon purchases and travel.

Can you use an Amazon Store Card as a regular credit card? ›

Yes, the Amazon.com Store Card is a credit card. More specifically, store cards work like any other type of credit cards. The sole exception is that you can only use most store cards at the retailer they're affiliated with, which is Amazon in this case.

Does Walmart accept Amazon credit cards? ›

The Amazon Credit Card can be used at Walmart. But that applies only if you have the Visa version of the Amazon Credit Card (you can find the Visa logo on its front). And it's not only Walmart, it's pretty much any merchant, anywhere in the world.

How do I buy stuff with my Amazon Store Card? ›

Proceed to checkout through your Shopping Cart. Select your Amazon Store Card or Amazon Secured Card as the payment method. Select your desired special financing or equal monthly payments offer for your order. Once your desired financing offer is selected, complete your checkout.

Can you buy other things with Amazon credit card? ›

Yes, you can use the Amazon.com Credit Card anywhere that accepts cards on the Visa network. That means you can use the Amazon.com Credit Card at 10.7 million U.S. merchant locations in the U.S., as well as with millions more merchants across 200 countries and territories worldwide.

Can the Amazon Store Card be used on Amazon in? ›

Both versions of the Amazon Store Card are closed-loop, which means they can only be used at Amazon.com, Amazon-owned businesses (including Audible, Amazon Bookstore, Amazon Web Services and comixology.com), and places that accept Amazon Pay. You won't be able to use the cards at Whole Foods.

Can I use my Amazon credit card for gas? ›

It works with a variety of credit and debit cards. However, the feature will not work with the Amazon Store Card, Amazon Prime Store Card, or Amazon Gift Cards. Q.

Is the Amazon Prime store card a credit card or charge card? ›

The Amazon Secured Card and Amazon Prime Secured Card, issued by Synchrony Bank, are unique credit cards each with two sets of features – the Secured Card features and the Store Card features.

Does Amazon Store Card have physical card? ›

Note: If you wish to order a gift card or a downloadable product, you must wait until you receive the physical Card in the mail, which can take up to 10 business days, because you will be prompted to enter the full Card account number.

Can I use Amazon store card at Target? ›

Store cards include the Amazon Prime Store Card, Amazon Store Card, Target RedCard and Walmart Rewards Card. These cards can only be used in-store and online at Amazon, Target and Walmart properties, respectively.

Do Amazon store cards expire? ›

You'll find your credit card's expiration date on the bottom half of your card, below your card number, in a month/year format. The date is usually about three years in the future.

What is a Amazon store card? ›

The Amazon Prime Store Card is helpful for people who frequently shop online. The card is issued by Synchrony Bank and offers 5% back on all purchases. The card can only be used on Amazon purchases, and it has promotional no-interest financing available for big-ticket items.

Can I transfer money from Amazon Store Card to bank account? ›

Yes, you can instantly add a bank account to withdraw money from your Amazon Payments account to a bank or building society account.

Should I have 3 credit cards? ›

If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.

Can I transfer my Amazon Store Card to another account? ›

Unfortunately you can't transfer Amazon Gift Cards to other accounts once you've redeemed them on your account. You also cannot use your Gift Card balance to buy another gift card.

What credit score do you need for Amazon Prime card? ›

What credit score is needed for the Amazon Prime Rewards card? Applicants with a good to excellent credit score — a 670 FICO score or higher or a 661 VantageScore or higher — have the best approval odds when applying for the Amazon Prime Rewards card.

Can you use Amazon credit card immediately? ›

How to use it instantly. Once approved for the card, you'll be able to access it from your Amazon account and use it to make Amazon purchases. (You'll have to wait for the physical card to show up to use it at other retailers.)

How do I use Amazon credit at checkout? ›

If you haven't already redeemed your gift card to your account, you can enter your claim code during checkout. To do it, enter the claim code in the Gift Cards & promotional codes field on the Review your order page.

Can I pay gas bill from Amazon Pay balance? ›

You can make bill payments using your Amazon Pay balance, Net banking, credit/debit card and UPI. However, please note following points on payment method for electricity, gas, water, municipal tax, landline and mobile postpaid. Transaction Amount: For orders amounts of Rs.

Can you pump gas with a credit card? ›

How to use a credit card to buy gas. Most gas pumps will ask you to insert your card before you can pump. Follow the directions and be sure to select the “credit" option. Select your grade, start pumping and release the handle when you've reached the amount that you want to put in.

Is Amazon Prime store card the same as Amazon Visa? ›

Amazon Prime Store Card rewards can only be used for purchases on Amazon.com, while Amazon Visa card rewards can be redeemed in a variety of ways, including as cash back in the form of a deposit or statement credit, for Amazon purchases and for travel.

Is Amazon Prime store card Visa or Mastercard? ›

The Amazon Prime Rewards Visa Signature Card is issued by Chase and is "open loop," meaning it's accepted anywhere that takes Visa, not just at Amazon. The annual fee is $0, but to get it you must be an Amazon Prime member. An annual Prime membership costs $139.

Can you use Amazon secured credit card anywhere? ›

The Amazon.com Secured Credit Card can only be used on the Amazon website and at Amazon's physical stores, and it does not offer any rewards unless you are a Prime member. Cardholders with an eligible Prime membership receive 2% back in rewards on Amazon purchases.

Does Amazon Prime store card work everywhere? ›

You can expect to use your Amazon credit card anywhere that takes Visa. This means you can use it anywhere in the U.S., and in over 150 countries worldwide. Unlike store cards that are tied to use at a specific retailer, a Visa card connected to Amazon is a regular credit card in many ways.

Do you get physical copy of Amazon credit card? ›

a) You will be issued a digital copy of your credit card immediately at approval. As per guidelines issued by the RBI, usage of international, tap & pay and online transactions is disabled for all credit cards, including your Amazon Pay ICICI Bank Credit Card.

Can I use my Amazon Store Card at Kohl's? ›

Q: Can I use amazon gift card at Kohls? No, you can't. Also, you can't use an Amazon Gift Card to purchase other gift cards.

Do Amazon store cards have a limit? ›

No, the Amazon.com Store Card doesn't have a daily credit limit. You can, however, set a daily spending limit for your card by signing in to your online banking account. If you reach your set daily limit, the issuer won't allow further charges to your account until the following day.

When can I start using my Amazon Store Card? ›

Upon approval for the Amazon Store Card, your gift card will be automatically and instantly added to your Amazon wallet. You can use this gift card balance to save money on future Amazon purchases.

Can I overcharge on my Amazon Store Card? ›

You cannot normally go over your Amazon Store Card credit limit. The issuer, Synchrony Bank, may authorize charges that exceed your credit limit, but don't bet on that. Call Synchrony Bank at 1-866-634-8379 and tell them you want to go over your credit limit.

What are the advantages and disadvantages of Amazon Store Card? ›

Pros and Cons of an Amazon.com Credit Card
ProsCons
Helps you build creditRequires a Prime membership for the best rewards
Lets you make purchases without having the money upfrontRequires at least good credit for approval
$0 annual feeScore-damaging hard credit pull when you apply
2 more rows
Oct 21, 2022

Does Amazon Store Card require deposit? ›

Once approved for an Amazon Secured Card account, you will only be able to access the Secured Card features which requires you to make a security deposit to open your account. Your credit limit will equal to the amount of the security deposit.

Can I transfer Amazon balance to PayPal? ›

Transfer Amazon Withdraw Funds to PayPal

Click Add Money, then click Balance Manager and choose your verified bank account. Select Add Money from Your Bank Account and enter the amount of money you want to withdraw. Click Continue to complete the transaction.

How do I withdraw money from Amazon Pay? ›

You can transfer money from your Amazon Pay wallet to your bank account. Simply, follow the instructions given below.
  1. Step 1- Open Amazon app on your phone.
  2. Step 2- Go to the Amazon Pay section by tapping on the icon present on the app's home page. ...
  3. Step 3- Tap on Send Money.
  4. Step 4- Next, select the 'To Bank' option.
Nov 12, 2022

How much should I spend if my credit limit is $1000? ›

A good guideline is the 30% rule: Use no more than 30% of your credit limit to keep your debt-to-credit ratio strong. Staying under 10% is even better. In a real-life budget, the 30% rule works like this: If you have a card with a $1,000 credit limit, it's best not to have more than a $300 balance at any time.

Is 20 credit cards too many? ›

There's no such thing as a bad number of credit cards to have, but having more cards than you can successfully manage may do more harm than good. On the positive side, having different cards can prevent you from overspending on a single card—and help you save money, earn rewards, and lower your credit utilization.

Is 21 credit cards too much? ›

Key takeaways: There isn't a set number of credit cards you should have, but having less than five credit accounts total can make it more difficult for scoring models to issue you a score and make you less attractive to lenders.

Can I get an Amazon Store Card and then cancel it? ›

You can cancel your Amazon.com Store Card online or by phone at (866) 634-8379. To cancel your Amazon.com Store Card online, log in to your account and go to the “Services” tab. From there, click on “Close Account” and confirm.

Is the Amazon Prime store card a Visa card? ›

The Amazon Prime Rewards Visa Signature Card is issued by Chase Bank. It can be used on any purchase and is available only to people with an Amazon Prime subscription.

What is the lowest credit score for Amazon credit card? ›

The Amazon.com Credit Card credit score requirement is 700 or better. That means people with at least good credit have a shot at getting approved for this card. The Amazon.com Store Card, on the other hand, requires a 640+ credit score (fair credit).

What type of card is Amazon store card? ›

The Amazon Prime Store Card* is one of Amazon's two credit cards for Amazon Prime members. This card allows you to earn 5% cash back on your Amazon purchases, or instead choose a promotional interest-free financing route.

How many credit cards is too many to have open? ›

It's generally recommended that you have two to three credit card accounts at a time, in addition to other types of credit. Remember that your total available credit and your debt to credit ratio can impact your credit scores. If you have more than three credit cards, it may be hard to keep track of monthly payments.

What credit score do you need for Walmart card? ›

You need a credit score of 640 or higher to qualify for a Capital One Walmart Rewards® Mastercard®. This implies that those with average to exceptional credit are more likely to get approved for the Walmart Credit Card.

Does Amazon credit build credit score? ›

The Amazon Secured Card* does report to the major bureaus, helping build or repair a credit profile. And, if you qualify to convert to the unsecured Amazon Store card version, which may be an option after 12 months of responsible credit building, you won't have to apply for a new card.

How much credit should I have for Amazon credit card? ›

To get approved for this card, you'll need to have a good credit score of at least 670, though having a higher one certainly won't hurt your chances.

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