When Is a Car Considered a Classic? (2024)

When is a car considered a classic?

Classic vehicles might range in age from 10 to 50+ years old, and the term "classic car" may include vintage, antique, and collector vehicles. Ultimately, it depends on the classic car definition used by your state, insurer, or car collecting club — each may have its own age rules.

For insurance, how old does a classic car have to be?

Your car's classification for insurance will ultimately depend on the rules of your insurer and sometimes your state, which may factor in age, weight, usage, manufacturing, and historical interest. Progressive Classic Car Insurance by Hagerty can insure a car of any age but has requirements around the vehicle's usage, storage, and more. The common thread among classic car owners is that their older vehicles are worth preserving and may even be collectibles. Learn more about classic car requirements for insurance.

Here are some examples of popular classic car makes, models, and years:

  • 1963 Mercedes Benz 300SL
  • 1967 Ford Thunderbird
  • 1969 Chevrolet Camaro
  • 1969 Dodge Charger
  • 1970 Datsun 240X

Learn more about the most popular classic cars and reliable classic cars.

For vehicle registration, what year car is considered a classic?

Each state has its own definition for what's considered a classic vehicle. If your car qualifies, the license plates they issue may use different labeling — like antique, classic, historic, and vintage — depending on your car. Note that age is only one factor states consider for your car's registration type. They may also consider its weight and manufacturing.

Some states may also apply limitations on classic car use that are stricter than your insurer's. For example, while classic car insurance policies might permit occasional recreational use, some states may restrict your car's use to specific purposes like driving directly to classic car events or participating in parades. Contact your state's BMV or DMV to find out their requirements for your vehicle.Find out the steps for registering a classic car.

Is my car a classic, vintage, or antique vehicle?

While it will depend on the insurer, state, or club, there are some loose definitions for vintage, antique, and classic cars:

  • Vintage car definition: Many organizations consider vintage cars to be manufactured between 1919 and 1930 (if they even distinguish vintage cars from classics and antiques). The vintage car period generally ends in 1930 with the start of the Great Depression, which greatly impacted the players in the automotive industry.
  • Antique car definition: Antique cars are more loosely defined as being at least 25 to 45 years old, depending on the organization.
  • Classic car definition: Even more loosely defined, and still dependent on the organization, classic cars might include antique, vintage, and collector vehicles that are at least 10 to 25 years old.

If you need to determine what your classic car is considered for your state, insurer, or club, consult with them to find out the qualifications they use.

Protect your classic vehicle with specialized insurance

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When Is a Car Considered a Classic? (2024)

FAQs

When Is a Car Considered a Classic? ›

Classic Cars

At what point is a car considered a classic? ›

A car is considered a classic in California if it's at least 25 years old, was manufactured after 1922, and is of historic interest. When a vehicle in California meets these requirements, the owner can register it as a historic vehicle, which will allow the car to use special license plates.

What is the criteria for classic cars? ›

Are there any requirements to qualify a vehicle as a collector car?
  • The vehicle is at least 35 model-years old. (Health and Safety Code section 44011)
  • The vehicle is at least 25 model-years old with historical vehicle license plates. (Vehicle Code section 5004)
  • The vehicle is classified as a special interest vehicle.

How do you tell if a car will become a classic? ›

The requirements from when cars are classic cars. According to ADAC, a classic car is a well-maintained car or motorcycle with collector's and collector's value , which was first registered at least 30 years ago and shows no major defects or signs of wear.

Is 50 years considered classic? ›

Classic cars are at least 20 years old but not older than 45 years, while vintage cars are 25 years or older. Antique cars are even older, at least 45 years old. Keep these classifications in mind, as it can get even more confusing when searching for cars online.

Is a 20 year old truck a classic? ›

California describes a “classic car” as a vehicle that is at least 25 years old.

Is a 20 year old car a classic or an antique? ›

For insurance and registration purposes, the age of a classic car, in most cases, is at least 20 years old but not more than 40 years old. If you are going to register it (and insure it) as a classic, it should have been kept to its original design and specifications.

Are 90s cars classics? ›

In the tradition of cars becoming classics at the age of 25 years, we can now say that the 1990s are Classic with 1999 a comfortable 25 years in the distance.

Is a 10 year old car too old? ›

Generally, the more affordable an older used car, the less dependable it is. However, you can find a reasonably reliable used car that's 10 years old. It may not be easy, but it is possible.

Are classic cars cheaper to insure? ›

Classic car insurance is usually much cheaper than regular car insurance. According to Baily Insurance Agency, a classic car policy costs around $200 to $600 annually. If you own an abnormally expensive vehicle, your rates may be higher. In contrast, regular car insurance usually costs over $1000 per year.

How old is an old car? ›

State regulations and insurance company definitions vary, but generally, vehicles that are at least 20 years old and in good condition can qualify. Vintage cars are typically those from the early 1900s to the 1930s, while antique vehicles are usually over 45 years old.

Do all classic cars go up in value? ›

Many classic cars are growing in market value, especially those with unique stories or limited production numbers. However, not all classic cars appreciate; some models are losing market value due to changes in collector preferences or market oversaturation.

Is a 20 year old car a classic in Florida? ›

But here's the caveat: in order to qualify for that antique plate, the vehicle must be at least 30 years old (sorry Philip, your S10 won't be eligible for another five years). Years ago, it used to be 20 years or older, but now it's 30 in Florida.

What is a 40 year old car called? ›

Antique car definition: Antique cars are more loosely defined as being at least 25 to 45 years old, depending on the organization.

What is a 20 year old car called? ›

Classic cars, which are 20+ years old, are used for just about anything – from pleasure driving, restoration projects and car shows. This classification encompasses a lot of muscle cars and sports cars.

How old is officially vintage? ›

Vintage items are much younger than antiques. These pieces are typically defined as being at least 20 years old but less than 100 years old. The term "true vintage" is a sub-category for items that are at least 50 years old.

Is a 30 year old car a classic or antique? ›

A vintage car is one that was manufactured between 1919 and 1930. An antique car is any car manufactured in 1975 or earlier (older than 45 years old). The classic car is a vehicle manufactured in the 1990s or earlier (at least 20 years old).

Is a 2001 car a classic? ›

How old does a car have to be to be a classic? The starting classic car age range can generally be anywhere from a minimum of 10 to 25 years old, but there's no agreed-upon minimum age that categorizes a car as a classic.

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