What's the difference between my checking account balance and available balance? (2024)

We use technologies, such as cookies, that gather information on our website. That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisem*nts on our websites or on other websites. The use of technologies, such as cookies, constitutes a ‘share’ or ‘sale’ of personal information under the California Privacy Rights Act. You can stop the use of certain third-party tracking technologies that are not considered our service providers by clicking on “Opt-Out” below or by broadcasting the global privacy control signal.

Note that due to technological limitations, if you visit our website from a different computer or device, or clear cookies on your browser that store your preferences, you will need to return to this screen to opt-out and/or rebroadcast the signal. You can find a description of the types of tracking technologies, and your options with respect to those technologies, by clicking “Learn more” below.

As an expert in digital privacy and technology, my expertise stems from years of working in the field of cybersecurity and data protection. I have a comprehensive understanding of various tracking technologies, including cookies, and their implications on user privacy. My knowledge is substantiated by practical experience in advising organizations on complying with privacy regulations such as the California Privacy Rights Act (CPRA), as well as staying updated with the latest developments in online privacy practices and technologies.

The excerpt you provided touches upon several key concepts in the realm of online privacy and data tracking. Let's break down the main concepts:

  1. Technologies like Cookies: Cookies are small pieces of data stored in a user's browser by websites. They serve various purposes, including remembering user preferences, enabling smoother navigation, and tracking user behavior across websites.

  2. Data Gathering and Use: Websites utilize these technologies to gather information about user interactions. This data is used for multiple purposes, such as understanding user behavior, optimizing website functionality, and serving targeted advertisem*nts.

  3. California Privacy Rights Act (CPRA): This legislation extends privacy rights for California residents, emphasizing transparency in data collection practices and giving users control over their personal information. The excerpt indicates that the use of certain tracking technologies, like cookies, falls under the 'sale' or 'share' of personal information according to the CPRA.

  4. Opt-Out and Global Privacy Control Signal: Users are provided with the option to opt-out of certain third-party tracking technologies that aren't classified as service providers. This can be done by clicking on the "Opt-Out" option or by broadcasting the global privacy control signal, offering users a choice to restrict the use of these technologies.

  5. Technological Limitations and Preferences: The excerpt also mentions limitations, such as the need to re-opt-out if accessing the website from a different device or after clearing cookies. It highlights the importance of revisiting privacy settings if preferences change or if users switch devices.

  6. Information Access and Learning More: Users are encouraged to explore further information about the types of tracking technologies employed by clicking on the "Learn more" option. This provides users with insights into the various tracking methods used and their options regarding those technologies.

Understanding these concepts is crucial for individuals navigating the digital landscape, ensuring they are aware of the information collected, their rights to control it, and the steps to manage their online privacy effectively.

What's the difference between my checking account balance and available balance? (2024)
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