Does buildings insurance cover boilers?
Buildings insurance will usually cover damage to your boiler, but not if it breaks down. Home Emergency Cover is the best way to keep your home toasty and warm.
Does buildings insurance cover burst pipes?
A burst pipe can lead to water damage. Most home insurance policies will cover you for damage to the building that happens due to burstpipes, but not usually for damage to the pipe itself. You will normally need to pay a higher excess for this type of claim.
Buildings insurance won't normally cover the plumbing costs to stop or repair the leak. Some policies will cover the cost of repairing damage to your buildings caused as a result of finding and getting to the leak.
Does buildings insurance cover leaks?
Buildings insurance will usually cover damage caused by leaking water and oil. If the leak is as a result of wear and tear or poor maintenance, you may not be able to claim for it. Wear and tear is damage that happens naturally as something gets old.
You will normally need to pay a higher excess for this type of claim. Buildings insurance won't normally cover the plumbing costs to stop or repair the leak. Some policies will cover the cost of repairing damage to your buildings caused as a result of finding and getting to the leak.
Does buildings insurance cover roof repairs?
Your policy will cover damage to your roof caused by a storm. If your roof isn't in a good condition or there are signs of wear and tear, you may not be covered. Wear and tear is damage that happens naturally as something gets old.
Does building insurance cover subsidence?
Yes. Most policies will cover damage caused by subsidence. You will normally need to pay a higher excess for this type of claim.
To find out more, review our policy documents.
