Travel Insurance for European Residents (2024)

World Nomads Travel Insurance

Travel insurance for independent travelers and their families. You'd rather not think about all of the things that might go wrong on your trip, but these things can and do happen.

World Nomads travel insurance has been designed by travelers for travelers, to cover your trip essentials. Even if you run out of travel insurance or leave without it, World Nomads can cover you. We don't just keep you and your family protected, with us, you'll travel smarter and safer.

Buy cover while traveling

If you're traveling and want to travel longer, World Nomads lets you buy more cover to keep you on the road.

24/7 Emergency Assistance

Our multi-lingual assistance team can help you when you need it most, connecting you with medical treatment and transportation.

Travel Cover for 200+ Adventure Activities

At World Nomads, we love to explore our boundaries when we travel, so we've worked for over ten years developing one of the longest lists of covered activities.

Donate to local communities

We connect our customers to projects run by established charities so you can fund projects in destinations with the greatest need.

A true claim story

My son was bitten on the face (bleeding cuts under the lower lip and by the eye!) by a dog at the place we stayed in Toronto. My son (age 4) jumped in front of the dog and the dog nipped him. We took him to the emergency room for stitches.

French Resident in Canada
At the end of 3 day visit to a very remote area of Sierra Leone, I started to have a strong headache on the way back home. The trip to the city of Makeni was 3 around hours. During those hours I lost all my energy and almost my conscious. Once in Makeni, I was brought to the hospital. They immediately did a blood test - I was positive to malaria and typhoid. The hospital admitted me until for all the treatments. Once discharged I continued to take other drugs to finish the treatment.

Italian Resident in Sierra Leone
I got a food poisoning from a buffet dinner in Siem Riep, Cambodia. I was feeling unwell at night, had diarrhoea and vomiting. I had to go to the bathroom again, so I got up from bed and I fainted before getting there, hitting my head against the door's frame. When I recovered consciousness, my husband noticed that the wound in my head was bleeding a lot, so he called to the emergency number of World Nomads. You referred us to the Royal Angkor International Hospital (about 3 Km from our guesthouse). The woman in charge of the guesthouse called a tuk-tuk driver to get us there at about 3:15 am. World Nomads had already contacted the hospital for the physician evaluation, the treatment of the wound and the medication.

Spanish Resident in Cambodia

Travel Insurance Benefits: how we can take care of you

Trip Protection

Protect your hard earned vacation from unexpected cancellation before you leave home.

Explorer Plan: €10,000
Standard Plan: €4,000

Trip Protection

Unexpectedly hospitalised?
Travel buddy in an accident?
Sudden death of a close relative?

We’ve got your back.

Emergency Abroad Medical Expenses

Take the pain out of medical costs while traveling abroad.

Explorer Plan: €12,500,000
Standard Plan: €3,750,000

Emergency Medical Insurance

Need drugs?
Accidentally injured?
Suddenly sick?

We’ve got your back.

Emergency Medical Transport

Expenses included in Emergency Medical limits.

Evacuation and Repatriation

Banged up abroad?
Need to get to hospital urgently?
Medivac home?

Help starts here.

Protect your gear

Covers the loss, theft or damage of your bags, tech and gear (just not sports equipment when in use).

Explorer Plan: €2,500
Standard Plan: €1,250

Protect your gear

Luggage lost by a carrier?
Passport pilfered?
Tech trashed?

Help starts here.

Overseas Medical & Dental Expenses
24 hour Emergency Assistance
Emergency Medical Transport
Repatriation & Travel Expenses

We cover 200 Adventure Activities you love + more

Snow 11 activities

Water 31 activities

Air 10 activities

Land 61 activities

Sports 75 activities

Experiences 12 activities

Scuba diving
Mountain biking
Surfing
Bungee jumping
Skiing

Snow Activities
- Included for all
  Curling Glacier walking - ice walking Ice skating – indoor Sleigh rides - horse drawn
- Optional extras
  Skiing/Snowboarding - Cross country Skiing/Snowboarding - Helicopter/Cat Skiing - Snowblading Skiing - Snowboarding(Terrain Park) Sledding Snow Biking Snowmobiling

Water Activities
- Included for all
  Banana boat rides Black water rafting Boating inland and coastal waters Fishing / angling High diving Hydro foiling Jet boating Jet skiing Kite boarding Kite surfing Parasailing / parascending River boarding / hydro speeding Rowing / sculling Sailing / yachting Scuba diving - to 30 metres Scuba diving - unqualified Sea kayaking / sea canoeing - inland/coastal waters Shark cage diving - to 30 metres Shark cage diving - unqualified Snorkelling Speed boating Stand up paddle surfing Surf boat rowing Surfing Swimming pool Swimming with whales Tubing on rivers Water polo Water skiing / wakeboarding White water rafting Windsurfing / sail boarding - inland or coastal waters
- Optional extras
  Boating - outside coastal waters Outrigger canoeing Sailing / yachting - outside coastal waters Scuba diving - to 50 metres Shark cage diving - to 50 metres Spearfishing Water skiing - barefoot

Air Activities
- Included for all
  Abseiling Aerial safari Bungee / bungy jumping Hot air ballooning Parachuting Skydiving / tandem skydiving Zip line
- Optional extras
  Canyon swing Fly by wire Trapeze / hire wire

Land Activities
- Included for all
  Aerobics Air guitar Backpacking up to 3,000 metres Ballet Bowling Bushcraft up to 3,000 metres Bushwalking up to 3,000 metres Camel riding Camping up to 3,000 metres Caving / spelunking - sightseeing Cycling / biking - on an organised tour Cycling / biking / mountain biking - incidental to the trip Dance Dogsledding Dune buggy Fell running / fell walking up to 3,000 metres Fitness training Go karting Hiking up to 3,000 metres Hunting In-line skating Kite flying Moped riding / scooter biking Motor biking - as a pillion passenger - under 125cc Motor racing experience - passenger only Mountain biking - general Orienteering Outdoor endurance Outward bound Paint balling Quad biking Rock climbing - bouldering Rock climbing - indoor Safari tours Sandboarding / sand skiing Segway Skateboarding - ramp / half pipe / skate park / street Snooker Stilt walking Theme parks / fairgrounds Tramping up to 3,000 metres Tuk Tuk - as a passenger Walking up to 3,000 metres War games - online gaming War games / military simulation
- Optional extras
  Backpacking up to 6,000 metres Bushcraft up to 6,000 metres Bushwalking up to 6,000 metres Camel trekking - overnight Camping up to 6,000 metres Canyoning Cycling / biking - independent cycle touring Dirt boarding Elephant trekking - overnight Fell running / fell walking up to 6,000 metres Hiking up to 6,000 metres Kite buggy Kite wing Land surfing Trekking up to 6,000 metres

Sports Activities
- Included for all
  Athletics Badminton Baseball Basketball Cheerleading Clay pigeon shooting Cricket Croquet Darts Dodge ball Fencing Floorball Football Frisbee Golf Gym training Gymnastics / acrobatics Handball Hockey Horse riding - leisure/social/non-competitive riding Korfball Lacrosse Martial arts training - non-contact Netball Racquetball Rambling - up to 3,000 metres Rifle range / sports shooting Roller hockey Roller skating Rollerblading Rounders Running / jogging - half marathon distance or less Soccer Softball Squash / racquet ball Stoolball Table tennis Tchoukball Tennis Trampolining Triathlon - up to sprint distance Ultimate frisbee Volleyball Wake skating Wakeboarding Weight training Yoga - in class, alone / home practice
- Optional extras
  American football - gridiron Australian Rules Football (AFL) Bicycle polo Boxing Cycle racing / time trial Horse riding - equestrian, dressage, show jumping, eventing Martial arts - Judo & Karate only Rugby - league / union Running - up to marathon distance Triathlon - up to middle distance Via ferrata

Experience Activities
- Included for all
  Working - any professional, clerical or administrative work. Working - as a classroom teacher or classroom assistant Working - au pair, nanny or child minder Working - retail, bar or hospitality work involving light duties only
- Optional extras
  Working - general work and manual work not involving the use of mechanical or industrial machinery at a height not exceeding 2 metres above ground level

Blue activities are automatically included in both the Standard and Explorer plans. All sports listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there may be restrictions on what you can do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Wherever you are, whatever has happened, our multi-lingual assistance teams are here to help you and your family.

Are you in need of emergency assistance right now?

Country of residence	Phone
Belgium	+32 (0)2 808 66 32
Denmark	+45 89 87 30 23
Germany	+49 (0)335 5622 3012
Ireland	+353 (0) 90 640 6460
Netherlands	+31 (0)20 8080731

Contact the team

Travel insurance. Simple & flexible.

Travel insurance for independent travelers. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Trustpilot

Underwritten by: AXA

FAQ

Here are our most frequently asked questions. You can also visit ourhelp center for more answers.

Do you cover adventure sports and activities
Yes - our travel insurance plans offer cover for more than 200 adventure sports and activities.

Am I covered if I need to see a dentist while overseas?
Yes, there’s cover if you need to go to a dentist while abroad for emergency dental treatment.

Do you need to include stopovers as a destination when buying travel insurance?
While there may be many reasons to buy travel insurance to help protect you for unforeseen events such as trip cancellation, injuries, overseas medical or dental emergencies, or baggage cover, you don’t need to purchase any extra travel insurance if you are making a quick stop-over in a country and not planning to leave the airport.

Can I buy travel insurance if I'm already overseas?
Yes - If you're a UK resident then you are most welcome to buy a policy while already travelling, although waiting periods and limitations may apply,

Do you offer a student discount?
European students and graduates may qualify for a discount with World Nomads, subject to terms and conditions. To check whether you meet the requirements for a discount, you need to verify your student details with Student Beans or Grad Beans - these are third party services who provide student or graduate verification services. The following links take you to third-party pages outside of World Nomads:
- German student
- German graduate
- Netherlands student
- Netherlands graduate
- Belgium student
- Belgium graduate
- Denmark student
- Denmark graduate
For students, you’ll need to either register for an account with Student Beans, and verify your student status, or if you’re already a verified student on Student Beans, you can log in with your existing Student Beans account. For graduates, you’ll need to either register for a Grad Beans account and verify your graduate status, or if you’re already a verified graduate on Student Beans, you can log in with your existing Grad Beans account.