Transfer money in Apple Cash to your bank account or debit card (2024)

When you transfer money from your Apple Cash¹ card, you can either use a bank transfer to send funds to your bank account in 1 to 3 days or you can use Instant Transfer²to send funds instantly³ to an eligible Mastercard or Visa debit card.

You can also send money to an individual inMessages or Wallet.

Transfer instantly to an eligible debit card

Transfer in 1 to 3 business days to a bank account

If you're under 18 years old and part of Apple Cash Family

1. Go to your card info:
   • OniPhone: Open the Wallet app, tap your AppleCash card, tapthe More button, then tap Card Details .
   • OniPad: Open the Settings app, tap Wallet & Apple Pay, then tap your AppleCash card.
2. Tap Bank Account, then tap the bank account you want to update.
   • To delete your banking information,tap Delete Bank Account Information. Tap again to confirm. After deleting, you can add your bank information again or add different information.
   • To edit your bankinformation, tap next toyour routing number or account number, add your information,then confirm the numbersand tap Next.⁶

When you update your information on one device,it automatically updates on all of the devices that are signed in with your Apple ID.

You can transfer up to $10,000 per transfer and up to $20,000 within a seven-day period from AppleCash to your bank account. You can only transfer your money to a bank account in the United States. There are no fees to transfer your money from AppleCash to your bank account, unless you use an Instant Transfer.

Learn about account limits and person to person payment limits.

Your bank account number and routing numbers are easy to find on your checks.If youdon't have a check, you can callyour bank and ask for this information.

Check your bank statement to see if the transfer has been processed and deposited into your bank account. Bank transfers aren't deposited on bank holidays or the weekend.See holidays observed by the Federal Reserve on federalreserve.gov.

If you don't receive an Instant Transfer after2 hours, or youdon't receive a1 to 3 business day transferafter3 business days,contact Apple Support.

If you thinkthat you entered the wrong bank account or routing number,contact Apple Support.

1. Check foriOS, iPadOS,orwatchOSupdates.
2. Make sure that yourdevice is eligibleto use with Apple Pay.
3. Make sure that you have aWi-Fior cellular connection.
4. If you're transferring money to a debit card, make sure that it's an eligible debit card.
   

After each step, try to transfer money again:

1. For 1 to 3 business day transactions,make sure that you added an eligible United States bank account and that you entered the correct account and routing numbers. If you enter the wrong numbers, the transfer might go to the wrong account.
2. Instant Transfers require you to use the billing address that matches your selected debit card.
   
3. Check the limits. The minimum amount that you can transfer to your bank account is $1. If your balance is less than $1, you can transfer your total balance as an exception to the minimum. The maximum amount that you can transfer per transaction is $10,000.
4. Make sure you aren't using accents when you enter your name.
   

If you still can't transfer money to your bank, you might need toverify your identity.

1. You must be at least 18 years old and a resident of the United States touse Apple Cashservices, unless you're part of Apple Cash Family. These services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
2. A 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each Instant Transfer.
3. Account security checks may require additional time to make funds available. Instant Transfers typically post immediately but can take up to 30 minutes.
4. Only eligible for debit cards issued in the United States. If you aren't sure whether your card is eligible, contact your card issuer.
5. When you aren't using Instant Transfer, there are no fees to transfer your money from AppleCash to your bank account.
6. Enter your bank information carefully. If you enter the wrong information, your money might go to the wrong account and may not be able to be recovered.If you need help,contactApple Support.