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The development of FDIC-insured commercial banks
The number of commercial banks insured with the Federal Deposit Insurance Corporation (FDIC) decreased steadily over the last decade: as of 2022 there were 4,135, about 100 fewer than in the previous year. Additionally, the number of new banks charters dropped steeply in the last decade. Since 2011, less than 60 new FDIC-insured commercial chartered banks opened. Despite the drop in number of banks, the impact of the 2008 financial crisis, and the 2020 economic crisis caused by the coronavirus pandemic, the pre-tax net operating income of U.S. commercial banks increased in recent years, though there was a slight drop in 2022.
The role of commercial banks
As with any bank, one of the most important services offered by commercial banks are loans. As the U.S. economy continues to grow, so does the demand for loans to start new businesses or expand an existing business. In June 2023, the value of loans of U.S. commercial banks amounted to over 17.3 trillion U.S. dollars, more than notably more than in the same month of the previous year. Commercial banks also issued about 2.5 trillion U.S. dollars in mortgages to individuals in the same period.
This text provides general information. Statista assumes no liability for the information given being complete or correct. Due to varying update cycles, statistics can display more up-to-date data than referenced in the text.
Published by Statista Research Department, Dec 18, 2023
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Leading commercial banks in the U.S. 2022, by revenue
Detailed statistics
Market share of leading banks in the U.S. 2022, by total assets
Detailed statistics
Interest income of FDIC-insured commercial banks in the U.S. 2000-2022
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Overview
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- Premium Statistic Total assets of U.S.-chartered commercial banks 1990 to 2022
- Basic Statistic Number of FDIC-insured commercial banks in the U.S. 2000-2022
- Basic Statistic Number of FDIC-insured commercial bank offices in the U.S. 2000-2022
- Basic Statistic Number of new FDIC-insured commercial bank charters in the U.S. 2000-2022
- Premium Statistic Number of commercial bank branches in the U.S. 2005-2021
- Basic Statistic Number of employees of FDIC-insured commercial banks in the U.S. 2000-2022
Overview
- Premium Statistic Total assets of U.S.-chartered commercial banks 1990 to 2022
Total assets of U.S.-chartered commercial banks 1990 to 2022
Total assets of U.S.-chartered commercial banks from 1990 to 2022 (in billion U.S. dollars)
- Basic Statistic Number of FDIC-insured commercial banks in the U.S. 2000-2022
Number of FDIC-insured commercial banks in the U.S. 2000-2022
Number of FDIC-insured commercial banks in the United States from 2000 to 2022
- Basic Statistic Number of FDIC-insured commercial bank offices in the U.S. 2000-2022
Number of FDIC-insured commercial bank offices in the U.S. 2000-2022
Number of FDIC-insured commercial bank offices in the United States from 2000 to 2022
- Basic Statistic Number of new FDIC-insured commercial bank charters in the U.S. 2000-2022
Number of new FDIC-insured commercial bank charters in the U.S. 2000-2022
Number of new FDIC-insured commercial bank charters in the United States from 2000 to 2022
- Premium Statistic Number of commercial bank branches in the U.S. 2005-2021
Number of commercial bank branches in the U.S. 2005-2021
Number of commercial bank branches in the United States from 2005 to 2021 (per 100,000 adults)
- Basic Statistic Number of employees of FDIC-insured commercial banks in the U.S. 2000-2022
Number of employees of FDIC-insured commercial banks in the U.S. 2000-2022
Number of employees of FDIC-insured commercial banks in the United States from 2000 to 2022 (in millions)
Largest banks
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- Premium Statistic Market share of leading banks in the U.S. 2022, by total assets
- Premium Statistic Largest banks in the U.S. 2023, by assets
- Basic Statistic Leading commercial banks in the U.S. 2022, by revenue
- Premium Statistic Biggest commercial card issuers in the U.S. 2019-2021, based on purchase volume
Largest banks
- Premium Statistic Market share of leading banks in the U.S. 2022, by total assets
Market share of leading banks in the U.S. 2022, by total assets
Market share of leading banks in the United States as of December 2022, by total assets
- Premium Statistic Largest banks in the U.S. 2023, by assets
Largest banks in the U.S. 2023, by assets
Largest banks in the United States in 2023, by total assets (in billion U.S. dollars)
- Basic Statistic Leading commercial banks in the U.S. 2022, by revenue
Leading commercial banks in the U.S. 2022, by revenue
Largest commercial banks in the United States in 2022, by revenue (in billion U.S. dollars)
- Premium Statistic Biggest commercial card issuers in the U.S. 2019-2021, based on purchase volume
Biggest commercial card issuers in the U.S. 2019-2021, based on purchase volume
Leading commercial card issuers in the United States from 2019 to 2021, based on value of transactions for business activities (in billion U.S. dollars)
Key figures
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- Premium Statistic Interest income of FDIC-insured commercial banks in the U.S. 2000-2022
- Premium Statistic Non-interest income of FDIC-insured commercial banks in the U.S. 2000-2022
- Basic Statistic Pre-tax net operating income of FDIC-insured commercial banks in the U.S. 2000-2022
- Basic Statistic Interest expense of FDIC-insured commercial banks in the U.S. 2000-2022
- Basic Statistic Securities gains/losses of FDIC-insured commercial banks in the U.S. 2000-2021
- Basic Statistic Cash dividends declared by FDIC-insured commercial banks in the U.S. 2000-2022
Key figures
- Premium Statistic Interest income of FDIC-insured commercial banks in the U.S. 2000-2022
Interest income of FDIC-insured commercial banks in the U.S. 2000-2022
Value of interest income of FDIC-insured commercial banks in the United States from 2000 to 2022 (in billion U.S. dollars)
- Premium Statistic Non-interest income of FDIC-insured commercial banks in the U.S. 2000-2022
Non-interest income of FDIC-insured commercial banks in the U.S. 2000-2022
Non-interest income of FDIC-insured commercial banks in the United States from 2000 to 2022 (in billion U.S. dollars)
- Basic Statistic Pre-tax net operating income of FDIC-insured commercial banks in the U.S. 2000-2022
Pre-tax net operating income of FDIC-insured commercial banks in the U.S. 2000-2022
Pre-tax net operating income of FDIC-insured commercial banks in the United States from 2000 to 2022 (in billion U.S. dollars)
- Basic Statistic Interest expense of FDIC-insured commercial banks in the U.S. 2000-2022
Interest expense of FDIC-insured commercial banks in the U.S. 2000-2022
Interest expense of FDIC-insured commercial banks in the United States from 2000 to 2022 (in billion U.S. dollars)
- Basic Statistic Securities gains/losses of FDIC-insured commercial banks in the U.S. 2000-2021
Securities gains/losses of FDIC-insured commercial banks in the U.S. 2000-2021
Securities gains/losses of FDIC-insured commercial banks in the United States from 2000 to 2021 (in billion U.S. dollars)
- Basic Statistic Cash dividends declared by FDIC-insured commercial banks in the U.S. 2000-2022
Cash dividends declared by FDIC-insured commercial banks in the U.S. 2000-2022
Value of cash dividends declared by FDIC-insured commercial banks in the United States from 2000 to 2022 (in billion U.S. dollars)
Loans
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- Premium Statistic Value of securities, loans, and leases of all commercial banks in the U.S. 2007-2024
- Premium Statistic Monthly value of commercial and industrial loans in the U.S. 2007-2023
- Basic Statistic Commercial and industrial loans at commercial banks in the U.S. 2022
- Basic Statistic Commercial and industrial loans granted by FDIC-insured commercial banks 2000-2022
- Premium Statistic Value of loans by commercial in the U.S. 2023, by type
- Premium Statistic FDIC-insured commercial banks' loans to deposit institutions in the U.S. 2000-2022
- Premium Statistic Credit card loans of FDIC-insured commercial banks to individuals 2000-2019
Loans
- Premium Statistic Value of securities, loans, and leases of all commercial banks in the U.S. 2007-2024
Value of securities, loans, and leases of all commercial banks in the U.S. 2007-2024
Value of securities, loans, and leases of all commercial banks in the United States from January 2007 to January 2024 (in billion U.S. dollars)
- Premium Statistic Monthly value of commercial and industrial loans in the U.S. 2007-2023
Monthly value of commercial and industrial loans in the U.S. 2007-2023
Value of commercial and industrial loans at all commercial banks in the United States from January 2007 to December 2023 (in billion U.S. dollars)
- Basic Statistic Commercial and industrial loans at commercial banks in the U.S. 2022
Commercial and industrial loans at commercial banks in the U.S. 2022
Commercial and industrial loans at all commercial banks in the United States from 1995 to 2022 (in billion U.S. dollars)
- Basic Statistic Commercial and industrial loans granted by FDIC-insured commercial banks 2000-2022
Commercial and industrial loans granted by FDIC-insured commercial banks 2000-2022
Value of commercial and industrial loans granted by FDIC-insured commercial banks in the United States from 2000 to 2022 (in billion U.S. dollars)
- Premium Statistic Value of loans by commercial in the U.S. 2023, by type
Value of loans by commercial in the U.S. 2023, by type
Value of loans owned by commercial banks in the United States as of May 2023, by category (in billion U.S. dollars)
- Premium Statistic FDIC-insured commercial banks' loans to deposit institutions in the U.S. 2000-2022
FDIC-insured commercial banks' loans to deposit institutions in the U.S. 2000-2022
Loans of FDIC-insured commercial banks to deposit institutions in the United States from 2000 to 2022 (in billion U.S. dollars)
- Premium Statistic Credit card loans of FDIC-insured commercial banks to individuals 2000-2019
Credit card loans of FDIC-insured commercial banks to individuals 2000-2019
Value of loans to individuals through credit cards and related plans granted by FDIC-insured commercial banks in the United States from 2000 to 2019 (in billion U.S. dollars)
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