The Point Calculator: Calculate Credit Card Rewards (2024)

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Want to know which credit cards will earn you the most points, miles, and cash back?

Input your monthly and yearly spend amounts into our calculator and our tool will output a list of the best credit cards for you based on rewards earned and the average value of card benefits, minus any annual fees.

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Credit Card Rewards Calculators & Tools

Points To Dollars CalculatorCalculate the average dollar value of rewards points earned in popular programs worldwide.Credit Card Rewards CalculatorsSearch our database of over 200+ credit cards and calculate both total rewards and overall card value based on monthly spend and how much you value benefits, minus annual fees.

Our Top Partner Credit Card Picks

Looking for the best of the best? We've ran the calculations for you and these are the best rewards credit cards for earning points, miles, and cash back. Click on a card to learn more through our partners or use our rewards calculators to find out how much you can earn based on the spend amounts you enter.

Capital One Venture Rewards Credit Card

  • Intro Bonus: 75,000 bonus miles
  • Best For Unlimited 2X Miles.
  • Up to $100 towards a Global Entry or TSA PreCheck application fee. $95 annual fee.

Capital One Venture Card Miles Calculator

Blue Cash Preferred® Card from American Express

  • Intro Bonus: $250 statement credit
  • Best Cash Back Card For U.S. Supermarket Purchases.
  • $95 annual fee. (See Rates & Fees)

Blue Cash Preferred Cash Back Calculator

Chase Sapphire Preferred® Card

  • Intro Bonus: 60,000 Bonus Points
  • Best For Flexible Travel Rewards.
  • 25% point value boost on travel booked through Chase, 10% bonus points every cardmember anniversary, and $50 hotel credit every cardmember anniversary. $95 annual fee.

Chase Sapphire Preferred Points Calculator

Capital One Venture X Rewards Credit Card

  • Intro Bonus: 75,000 bonus miles
  • Best Premium Card For Unlimited Miles.
  • $300 annual credit for bookings through Capital One Travel, 10,000 bonus miles each card anniversary ($100+ value), and lounge access. $395 annual fee.

Capital One Venture X Card Miles Calculator

Capital One SavorOne Cash Rewards Card

  • Intro Bonus: $250 statement credit
  • Best For Heavy Dining & Grocery Spending.
  • No foreign transaction fees. $0 annual fee.

Capital One SavorOne Cash Back Calculator

Capital One Spark Cash Plus

  • Intro Bonus: Up to a $3,000 cash bonus
  • Best Cash Back Card For Heavy Business Spend.
  • Receive a $150 annual fee refund every year you spend at least $150K. $150 annual fee.

Capital One Spark Cash Plus Cash Back Calculator

Ink Business Preferred® Credit Card

  • Intro Bonus: 100k Bonus Points
  • Best For Travel & Business Purchases.
  • 25% point boost towards travel booked through Chase Ultimate Rewards. $95 annual fee

Chase Ink Business Preferred Points Calculator

The Business Platinum Card® from American Express

  • Intro Bonus: 120,000 Points
  • Best For Lounge Access & Luxury Business Travel.
  • Over $1,400 in annual credits, complimentary global lounge access, 35% point rebate on airfare booked via AMEX Travel, and much more. Enrollment required for some benefits. $695 annual fee. See Rates & Fees

AMEX Business Platinum Points Calculator

Best Credit Cards By Rewards

Want to maximize your rewards with a specific loyalty program?

Use these calculators to find out which credit cards will offer you the best overall value and most rewards per dollar spent based on the monthly and yearly spend amounts you enter and the average value of benefits offered, minus annual fees. You can check out our top credit card picks as well!

Frequent Flyer Miles

Best Credit Cards ForDelta SkyMilesBest Credit Cards ForUnited MilesBest Credit Cards ForSouthwest PointsBest Credit Cards ForJetBlue PointsBest Credit Cards ForBritish Airways AviosBest Credit Cards ForEmirates Skywards MilesBest Credit Cards ForEtihad Guest MilesBest Credit Cards ForFlying Blue MilesBest Credit Cards ForQantas PointsBest Credit Cards ForQatar AviosBest Credit Cards ForSingapore KrisFlyer MilesBest Credit Cards ForVirgin Atlantic Points

Hotel Rewards Points

Best Credit Cards ForMarriott Bonvoy PointsBest Credit Cards ForHilton Honors PointsBest Credit Cards ForHyatt PointsBest Credit Cards ForWyndham Points

Credit Card Issuer

Best Credit Cards FromAmerican ExpressBest Credit Cards FromChase BankBest Credit Cards FromCapital OneBest Credit Cards FromCiti Bank

Rewards Calculators By Loyalty Program

Our site covers over 90 loyalty programs for the US. This includes credit card rewards, frequent flyer, hotel loyalty, cash back, cruise line, transit programs, and store/retail rewards programs.

We have credit card rewards calculators, points and miles to dollars calculators, point conversion calculators, points earned per stay/flight calculators, and much more.

Listed below are the most popular programs and their calculators. You can also click view all loyalty programs to see all programs this site covers.

American Express Membership Rewards PointsCredit Card Rewards Program
Chase Ultimate Rewards PointsCredit Card Rewards Program
Citi ThankYou Rewards PointsCredit Card Rewards Program
American Airlines AAdvantage MilesFrequent Flyer Program
Delta Air Lines SkyMilesFrequent Flyer Program
Southwest Rapid Rewards PointsFrequent Flyer Program
United MileagePlus MilesFrequent Flyer Program
Marriott Bonvoy PointsHotel Rewards Program
Hilton Honors PointsHotel Rewards Program
World of Hyatt PointsHotel Rewards Program
IHG One Rewards PointsHotel Rewards Program
View All Loyalty Programs
The Point Calculator: Calculate Credit Card Rewards (2024)
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