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There are various credit cards that offer valuable perks and benefits for Uber. This includes the Capital One SavorOne Cash Rewards Credit Card, the Blue Cash Preferred® Card from American Express, the American Express® Gold Card, and more.
The best cards for Uber help you earn cash back or travel rewards on your Uber purchases. Some cards also help you earn Uber Cash to use for eligible Uber or Uber Eats purchases.
Let’s explore our list of the best credit cards for Uber and the perks each card can add to your personal finance picture.
In this article
- Key takeaways
- The best 7 credit cards for Uber
- Compare the best credit cards for Uber
- Best cards for Uber FAQ
- Best credit cards for Uber: bottom line
- Methodology
Key takeaways
- Credit cards such as the Capital One SavorOne Cash Rewards Credit Card, the U.S. Bank Cash+® Visa Signature® Card, and the Blue Cash Preferred® Card from American Express can help you earn valuable rewards on eligible Uber spending.
- Other cards, such as the American Express® Gold Card and The Platinum Card® from American Express, can help you earn Uber Cash that you can use for Uber Eats orders or Uber rides in the U.S. (terms apply)
- The Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® are two of the best travel credit cards, and they also help you earn elevated rewards rates on eligible Uber rides.
The best 7 credit cards for Uber
- Capital One SavorOne Cash Rewards Credit Card
- U.S. Bank Cash+® Visa Signature® Card
- Blue Cash Preferred® Card from American Express
- Chase Sapphire Preferred® Card
- American Express® Gold Card
- Chase Sapphire Reserve®
- The Platinum Card® from American Express
Compare the best credit cards for Uber
| Credit card | Uber benefits | Annual fee |
Capital One SavorOne Cash Rewards Credit Card |
| $0 |
U.S. Bank Cash+® Visa Signature® Card |
| $0 |
Blue Cash Preferred® Card from American Express |
| $95 (waived first year) (Terms apply) |
Chase Sapphire Preferred® Card |
| $95 |
American Express® Gold Card |
| $250 (Terms apply) |
Chase Sapphire Reserve® |
| $550 |
The Platinum Card® from American Express |
| $695 (Terms apply) |
Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Card can be an excellent choice for Uber users. One of its main advantages is the ability to earn 10% cash back on purchases made through Uber & Uber Eats (through 11/14/2024). This is one of the highest rewards rates among cash back credit cards, all while having a $0 annual fee.
In addition to the cash back you can earn, the Capital One SavorOne credit card offers a complimentary Uber One membership.
The Uber One membership offers member pricing and top-rated drivers on Uber as well as $0 delivery fees from eligible merchants and up to 10% off eligible orders on Uber Eats.
To earn this benefit, you need to use your Capital One SavorOne Cash Rewards Credit Card as the payment method for your monthly Uber One membership. Your card will be charged each month, and you will earn a statement credit for the membership fee.
Find out more in our Capital One SavorOne Cash Rewards Credit Card review.
U.S. Bank Cash+® Visa Signature® Card
The U.S. Bank Cash+® Visa Signature® Card has a $0 annual fee and helps you earn 5% cash back on two categories you choose (up to $2,000 in combined eligible purchases each quarter). These categories include eligible ground transportation, such as Uber. However, the available categories are subject to change.
You can also use this card to earn 2% cash back on one everyday category, like gas stations/EV charging stations, grocery stores, or restaurants. The restaurant category includes eligible orders you place via Uber Eats.
Aside from the flexible bonus categories, you can earn 1% cash back on all other eligible purchases. This means that even if Uber services don’t fall under bonus categories for a particular quarter, you will still earn cash back on your Uber spending.
Find out more in our U.S. Bank Cash+® Visa Signature® Card review.
Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express can be a great card for Uber, thanks to its generous bonus categories. This card has a $95 (waived first year).
You can earn 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases.
The U.S. gas stations and eligible transit category includes eligible rideshare services, such as Uber and Lyft rides. The cash back you earn from this card is received in the form of a statement credit.
Learn how to apply or find out more in our Blue Cash Preferred® Card from American Express review.
Chase Sapphire Preferred® Card
While the Chase Sapphire Preferred® Card has an annual fee of $95, it offers useful rideshare benefits.
The Chase Sapphire Preferred earns Chase Ultimate Rewards points. Cardmembers can earn 5X on travel purchased through Chase Ultimate Rewards®. However, you'll also earn 2X on other travel purchases, including eligible rideshare services.
While the earnings rate isn't as high as what you'd get on Uber rides with other cards on our list, this card offers generous earnings overall. In addition to the bonus categories above, you can also earn 3X on dining, select streaming services, and online groceries.
Apply now or find out more in our Chase Sapphire Preferred® Card review.
American Express® Gold Card
If you enjoy dining out, the American Express® Gold Card could be worth considering. While it has a $250 annual fee, it helps you earn up to $120 per year in Uber Cash by adding the Amex Gold Card to your Uber account. (Enrollment required.)
Each month, you'll receive $10 in Uber Cash that you can use toward Uber Eats orders or Uber rides in the U.S. Keep in mind that your unused monthly Uber credit doesn’t carry over to the following month.
You can also earn 4X Membership Rewards points on U.S. supermarkets (up to $25,000 per year, after that 1X) and restaurants, plus takeout and delivery in the U.S.. That means you can get bonus rewards on eligible Uber Eats orders. This doesn’t include Uber rides, though.
For Uber purchases and rides, you could earn 1X Membership Rewards points on all other eligible purchases not included in higher bonus categories.
Learn how to apply or find out more in our American Express® Gold Card review.
Chase Sapphire Reserve®
The Chase Sapphire Reserve® has a $550 annual fee. However, as one of the best travel credit cards, it offers lucrative rewards and benefits that could offset its cost.
With the Chase Sapphire Reserve, you can earn 3X points on other travel and dining purchases not included in higher bonus categories, such as eligible rideshare services like Uber.
The Chase Sapphire Reserve® also offers other premium benefits, including:
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Apply now or find out more in our Chase Sapphire Reserve® review.
The Platinum Card® from American Express
Despite the annual fee of $695, The Platinum Card® from American Express can be a worthwhile option for frequent Uber users thanks to its luxury travel card benefits.
Cardholders can earn $15 in Uber Cash for rides or Uber Eats orders each month, with an additional $20 in December, for a total of up to $200 in annual Uber Cash. Enrollment is required; Terms apply.
Keep in mind that your unused Uber Cash doesn’t carry over to the following month, and you must add your Platinum Card as the payment method to your Uber account.
The Amex Platinum Card also has a robust rewards program, but you won’t earn bonus points on Uber rides. Instead, you can earn 5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases.
Learn how to apply or find out more in our The Platinum Card® from American Express review.
Best cards for Uber FAQ
Does Uber offer a credit card?
No, Uber doesn’t offer a credit card. The company used to offer a credit card in cooperation with Barclays, known as the Uber Visa Card, which was ideal for Uber loyalists. However, Barclays announced that it was discontinuing the Uber Visa Card starting August 4, 2021. The card had not been accepting new applications since early 2020. Existing cardholders were transferred to a different product in October 2021.
What credit card gives Uber One for free?
Several Capital One credit cards can help you earn a complimentary Uber One membership.
Credit cards that can help you earn up to 6 months of complimentary Uber One membership statement credits through Nov 14, 2024 include:
- Capital One Quicksilver Cash Rewards Credit Card
- Capital One QuicksilverOne Cash Rewards Credit Card
- Capital One Quicksilver Secured Cash Rewards Credit Card
Credit cards that can help you earn complimentary Uber One membership statement credits every month until Nov 14, 2024:
- Capital One Savor Cash Rewards Credit Card
- Capital One SavorOne Cash Rewards Credit Card
- Capital One SavorOne Student Cash Rewards Credit Card
- Capital One Quicksilver Student Cash Rewards Credit Card
Can I get cash back on Uber?
Yes, you can earn cash back on Uber spending using rewards and cash back credit cards, especially ones that provide elevated earning rates for ridesharing services or relevant categories. Your options include:
- Capital One SavorOne Cash Rewards Credit Card
- U.S. Bank Cash+® Visa Signature® Card
- Blue Cash Preferred® Card from American Express
- Chase Sapphire Preferred® Card
- American Express® Gold Card
- Chase Sapphire Reserve®
Keep in mind that the cash back you earn can come in various forms, such as statement credit or points you can redeem. For example, the Blue Cash Preferred® Card from American Express helps you earn cash back in the form of Reward Dollars.
Best credit cards for Uber: bottom line
Whether you get around town with UberPool or prefer a little luxury with an Uber Comfort ride, applying for a rewards credit card that offers Uber benefits can help put more money back in your wallet.
While the Uber Visa Card that Barclays used to offer was discontinued in August 2021, there are several other great cards that could help you earn rewards from your Uber rides and Uber Eats purchases, including:
- Capital One SavorOne Cash Rewards Credit Card
- U.S. Bank Cash+® Visa Signature® Card
- Blue Cash Preferred® Card from American Express
- Chase Sapphire Preferred® Card
- American Express® Gold Card
- Chase Sapphire Reserve®
- The Platinum Card® from American Express
If these options don’t fit your needs, make sure to explore more credit card options in our list of the best credit cards for commuters.
Methodology
When evaluating the best credit cards for Uber, we looked for cards that offer elevated rewards or cashback rates for Uber and/or Uber Eats, as well as additional perks and benefits for Uber users. This includes cards that offer Uber Cash or complimentary Uber One membership.
We also reviewed each card for the ease and flexibility of available redemption options for cash back or points earned. Then, we compiled a curated list of useful and practical credit cards that can help you optimize your experience with Uber rides and Uber Eats orders.
Cash Back at U.S. Supermarkets
Blue Cash Preferred® Card from American Express
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Blue Cash Preferred® Card from American Express
Learn How to Apply
See rates and fees | Terms Apply
Current Offer
Earn a $250 statement credit after spending $3,000 on purchases in the first 6 months
Annual Fee
$95 (waived first year)
Rewards Rate
6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases
Benefits and Drawbacks
Benefits
- Earn a $250 statement credit after spending $3,000 on purchases in the first 6 months
- 6% cash back on U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services
- 3% cash back at U.S. gas stations and eligible transit
- Introductory APR for purchases and balance transfers
- Annual fee of $95 (waived first year)
Drawbacks
- Has foreign transaction fee
Card Details
- Earn a $250 statement credit after spending $3,000 on purchases in the first 6 months
- 6% cash back at U.S. supermarkets (for first $6,000 per year, after that 1%) and on select U.S. streaming services, 3% cash back at U.S. gas stations and on eligible transit, and 1% cash back on other eligible purchases
- Intro purchase 0% APR offer: 0% for 12 months then 19.24% - 29.99% Variable
- Intro balance transfer 0% APR offer: 0% for 12 months then 19.24% - 29.99% Variable
- Terms apply
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