The $20 Grocery Budget (2024)

Use these tips for what to buy when your finances are tight, so you can stretch a $20 grocery budget for the week.

The $20 Grocery Budget (1)

The $20 Grocery Budget (2)

There have been many times in my life, especially when I was living paycheck to paycheck when I was younger, that I found myself with a very small grocery budget. Even as low as $20 at times. This feeling of food insecurity is incredibly stressful. If you find yourself in it, you may be wondering what you should buy when you only have $20 for food to feed your family for the week. Here are some ways to stretch The $20 Grocery Budget as far as possible and what you should get at the store to provide good meals.

The $20 Grocery Budget

You don’t need to buy everything on this list at onceas it exceeds $20, but the items here will help you get the most out of your budget.

Beans – Beans provide a great source of protein and are filling. And they can be used in so many ways from rice and beans to wrapped in tortillas for a bean burrito. If you happen to have any meat in your freezer, you can add beans to any dish to stretch the meat out further as well. To get more for your money, opt for dry beans and the skip cans.

Rice in Bulk– Rice is another good filler that provides a great source of grain. Rice can be added to other things to create casseroles, soups, and wraps. You can buy several pounds of rice for less than $2 in the bulk section of most stores and a little goes a long way.

Bananas– Bananas are almost always the cheapest fruit no matter what season it is and they are a great source of potassium. You can also use bananas to create sandwiches with a little peanut butter for a good filling lunch.

Potatoes – Like rice, potatoes are good for fillers in casserole dishes. Potatoes also can be made so many ways because they are versatile.

Tofu- This is not a common thing you see on many lists like this. Many people think it’s expensive or they are afraid to try it. The truth is, tofu is an excellent source of protein and it is usually very low cost. I can get an entire brick of it to feed a whole family for less than $2. Compared to meat, this is a big money saver.

Frozen Vegetables- If you stick with the basics like peas, green beans, and corn, frozen vegetables are usually cheaper than fresh and have more nutrients and less sodium than a can vegetable for often the same price. They work well in casseroles, soups and as a side dish.

Canned Tomato Puree- I buy this all the time for many things and at places like Costco, you can get a gallon can of it for around $3. You can make a huge pot of spaghetti sauce or chili and use the leftovers for another meal.

Eggs- Eggs have gotten reasonable in price again and they are an excellent way to fill up and do it for cheap. Eggs only cost around 20 cents each or less, so they can be a great option when you are broke.

Green Onions– If you can afford to throw these in there, they are great for adding some flavoring to things for a low cost. They are only about 50 cents a bunch most of the year and you can also regrow them a second time with no garden at all! All you do is cut the onions down to just above the white roots and place the roots in water in a semi-sunny spot. No dirt necessary! In a couple of days, you will have regrown green onions!

Oats in Bulk – Buying quick oats in bulk is a great way to have a filling breakfast every morning and it is super low cost as well. Jazz it up with some maple syrup, brown sugar, raisins, or fresh fruit if you have any.

The $20 Grocery Budget (3)

The $20 Grocery Budget (4)

Tips to Help Your Stretch a Small Grocery Budget

If you want fresh fruit or vegetables, make sure you shop in season. You will find that the produce that is in-season will be much more inexpensive than out of season produce.

Don’t be afraid to ask for help from a food bank. There were many times I would go ‘shopping’ at the food bank before going to the store so I could buy less at the store with what I got in my food box. If you have no way to get to a food bank and that is what is stopping you, consider asking if they deliver. Many small food banks do.

Coupon if you can. Look for coupons for the items you plan to buy. I have seen coupons for many of the things I listed above including eggs, tomato puree, tofu, and frozen vegetables. The less you have to spend, the more you may be able to get.

Supplement some meals with soup kitchens. Many people don’t realize that soup kitchens are not just for the homeless. Anyone can go eat at them and often, it’s some great homemade eats. If you get lunch taken care of there, you only have to worry about dinner.

PrepareHomemade Foods- Making bread is much cheaper than buying it (as is a lot of meals). Make what you can at home rather than buying convenience foods. You will stretch your dollar a lot further.

More Ways to Stretch your Grocery Budget

Extreme Grocery Savings without Extreme Couponing

How to Buy Whole Foods on a Limited Budget

How to Build a Depression Era Pantry

How to Eat Healthy on Food Stamps

Couponing on Food Stamps

How to Stretch Your Food Stamp and WIC Budget

Frugal Recipes

Frugal and Filling Depression Era Breakfasts

Frugal and Flavorful Depression Era Recipes

Depression Era Tips to Stretch Your Food Budget

The $20 Grocery Budget (2024)

FAQs

How to spend $20 on groceries? ›

WHAT TO BUY WITH A $20 GROCERY BUDGET
  1. 1 loaf of bread, $1.
  2. 1 (16-slice) pack cheese, $1.
  3. 1 (16-oz) pack spaghetti noodles, $1.
  4. 1 head Iceberg lettuce, $1.
  5. 2 Roma tomatoes, $1.
  6. 1 lb ground beef, $3.
  7. 1/4 lb thin-sliced deli ham, $2.
  8. 1 box mashed potato flakes, $1.

What can I eat for $20 a week? ›

Some affordable staple foods that can help you eat for $20 a week include rice, beans, lentils, pasta, oats, potatoes, and eggs. These foods are inexpensive, versatile, and can be used in a variety of dishes to create affordable and filling meals.

How to make 20$ last a week? ›

$20 Meal Plan for One Week
  1. $1.99 Alfredo sauce (half jar) so $1.
  2. $2.79 for marinara sauce (whole jar)
  3. ~$1.49 ground beef (fraction of the cost of the ground beef from Costco)
  4. $0.24 ½ bag of Pasta *bag of pasta was on special sale for $0.48.
  5. $1 1 cup cheese.
  6. Salt, Pepper, Italian seasoning.
Jul 19, 2023

How do you stretch $20 groceries? ›

How to Stretch Dollars at the Grocery Store
  1. Stretch time between supermarket visits.
  2. Plan ahead.
  3. Buy produce on sale and in season.
  4. Buy foods whole.
  5. Schedule prep work.
  6. Buy in bulk when possible.
  7. Make meat the accent.
  8. Make soup.

Is $200 a month enough for groceries for one person? ›

* YES! It is possible to eat healthy for $200 a month. 30 Days on $200 shopping list is intended for one person.

Is $1000 a month for food good? ›

New census data shows the average American household is spending about $270 a week on groceries, or more than $1000 a month. And in Florida, it's even more expensive, with people here spending $290 a week or $331 with kids. In fact, Florida is the 5th most expensive state to buy groceries.

How can I live off $50 a week for food? ›

How to Save on Weekly Groceries
  1. Shop your fridge, pantry, and freezer first. ...
  2. Keep versatile basics in the pantry. ...
  3. Maximize freezer space. ...
  4. Make a meal plan. ...
  5. Buy the ingredients you use the most in bulk, but ONLY if they're non-perishable or have a long shelf life. ...
  6. Repurpose your leftovers.
Jan 25, 2024

Is $50 a week enough for food? ›

One may wonder what kind of food can be purchased for $50 a week. I've included my receipts to give an overview. Basically, if you are a bargain hunter, it is possible to eat well and avoid starvation.

What's the cheapest thing you can eat? ›

  1. Apples. “Apples are an affordable, nutritious fruit to purchase year-round. ...
  2. Bananas. ...
  3. Beans. ...
  4. Brown Rice. ...
  5. Chicken. ...
  6. Corn Tortillas. ...
  7. Eggs. ...
  8. Flour.
Jan 16, 2024

How can I eat more cheaply? ›

By following these six tips, you may be surprised at how much you can stretch your grocery budget.
  1. #1: Plan Your Recipes. ...
  2. #2: Shop With a List. ...
  3. #3: Buy Frozen or Canned. ...
  4. #4: Cut Cost With Coupons. ...
  5. #5: Buy Store Brands. ...
  6. #6: Try Growing a Garden. ...
  7. Healthy Eating: Not “One Size Fits All”

How to eat on 7 dollars a day? ›

How to eat healthy on a budget for just $7 a day
  1. Breakfast: A sliced apple with two eggs.
  2. Lunch: Trader Joe's tuna wrap and two sliced cucumbers.
  3. Dinner: Spaghetti squash with "meatballs"
  4. What about snacks? Here's how to buy those on a budget, and how nutrition experts shop for them.
Sep 27, 2019

How to make a cheap grocery list? ›

For example, to help extend your grocery dollars, choose apples over berries or carrots or celery over leafy greens. Generally, some of the cheapest fruit and vegetables year-round tend to be bananas, apples, oranges, broccoli, cauliflower, carrots and sweet potatoes.

Can 2000 last a month? ›

Living on $2,000 per month is doable, but you won't be able to live just anywhere. This is important because at the time of writing the average Social Security benefit paid is $1,701 per month.

How to eat for $20 a day? ›

Here's an example of a budget-friendly meal plan that can help you stay within your $20-a-day budget:
  1. Breakfast: Oatmeal with sliced banana and a drizzle of honey.
  2. Lunch: Bean and vegetable soup with a side of whole grain bread.
  3. Dinner: Spaghetti with marinara sauce and a side salad.
  4. Snack: Carrot sticks with hummus.

What is a reasonable amount to spend on groceries? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

What is a reasonable amount of money for groceries? ›

What's a reasonable food budget? Many financial advisors and gurus recommend spending no more than 10%-15% of take-home pay on food, a figure that includes restaurant dining and takeout.

How much does 1 person spend on groceries? ›

On average, groceries cost between $290 and $548 per month for one person. However, expenses can vary depending on location, dietary choices and personal spending habits. If you don't budget for groceries and instead just buy what you need — and want — at intervals throughout the month, you could be overspending.

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