Tarot Spread Money: 5 Ultimate Spreads to Master Your Finances (2024)

There are several Tarot spreads that give you clarity about your finances, this can be budgeting in general, career and income growth, financial independence, long-term financial goals or general money behaviors.

Here I am going to show you the 5 Ultimate Tarot Spread Money I have used in the past!

Explore the 5 Tarot spread money examples that you can easily adapt to your needs and specific questions.

Table of Contents

Introduction to Tarot Spread Money

A money Tarot spread refers to a specific card layout used to gain insights and guidance regarding financial matters. These kind of spreads focus on understanding your current financial situation, exploring potential opportunities or challenges, and offering advice on how to best approach money-related issues.

While there can be variations in the specific positions and meanings assigned to each card, I’ll provide you with a general overview of 5 different Tarot spread money examples which are supposed to help you to improve your finances.

With these 5 Tarot spread money examples you will be able to find answers.

Note: The spreads are only examples and of course you can adapt them to your needs

5 Money Tarot Spreads

1. Your Current Financial Money Situation

3-Card-Spread

You are wondering what can you learn from your current financial money situation? The answer is: A lot!
This Tarot card spread represents your current financial status, giving you a general overview of your income, expenses, and overall stability.

To tackle this topic effectively it is important for you to know where you came from.

Card 1 – Present Financial Situation
What does my financial situation looks like at the moment?
This card represents your current financial situation. It offers insights into your income, expenses, savings, debts, and overall financial well-being. It provides a snapshot of your present financial state, helping you understand where you stand financially.

Card 2 – Contributing Factors
How have I handled my finances in the past? What were the influences that got me in this situation?
This card reveals the key factors that have influenced your current financial situation. It may represent past decisions, circ*mstances, or patterns that have led you to your current financial state. It offers insights into both positive and negative aspects that have contributed to where you are now.

Card 3 – Lessons and Guidance
How can I proceed from where I am now? What should I focus on?
This card provides lessons and guidance based on your current financial situation and the factors that have contributed to it. It offers insights into the steps you can take to improve your financial well-being, make better decisions, and learn from past experiences. It may highlight areas of focus, resources, or advice to help you navigate your financial journey more effectively.

2. Opportunities in Career and Increase of Income

3-Card-Spread

This spread signifies potential opportunities or avenues for growth and increase your income. It reflects your current professional and financial situation, what you should focus on moving forward, and what your outcome will be.

It may highlight investments, career prospects, or other possibilities of increasing your financial resources.

Card 1 – Current Career Situation
Where do I stand at the moment in my career? Am I happy?
This card represents your current career situation. It provides insights into your current job, career path, or professional circ*mstances. It may reveal your strengths, challenges, or any opportunities for growth within your current career.

Card 2 – Areas of Focus for Growth
What should I focus on to grow? What are the skills I need to develop?
This card highlights the key areas you should focus on to foster career and income growth. It may suggest specific skills, knowledge, or qualities that you need to develop or emphasize. It offers guidance on where to direct your efforts for advancement.

Card 3 – Potential Outcome
What are my goals in terms of my career? What do I want to achieve in the end? How can I do that?
This card represents the potential outcome or direction of your career and income growth. It offers insights into the possibilities and opportunities that await you. It may indicate the potential rewards, advancements, or success that can be achieved by focusing on your career goals.

3. Make wiser choices: Learn How you can Improve your Money Behaviors

3-Card-Spread

You actually have money but at the end of the month you still have nothing left? then this reading is just right for you. This Tarot spread money example shows you where you currently stand financially, which habits prevent you from saving money and where you can make more conscious expenses.

Card 1 – Current Financial Situation
What is your income? What have you spend your money on in the past?
This card represents your current financial situation. It provides insights into your income, expenses, savings, debts, and overall financial health. It sets the foundation for understanding your starting point in budgeting.

Card 2 – Areas of Overspending
In what areas of your life do you spend too much money?
This card highlights the areas where you tend to overspend or allocate more resources than necessary. It brings awareness to spending habits or expenses that may be hindering your budgeting efforts. It offers guidance on where to focus your attention for better financial management.

Card 3 – Cutting Expenses
In what areas of your life can you be more conscious about spending less money?
This card offers insights into areas where you can reduce or cut expenses. It highlights opportunities for saving money, whether through eliminating unnecessary expenses, negotiating bills, or making more conscious spending choices. It helps you identify potential areas to trim down your budget.

4. Advice on How to Get Financial Independent

3-Card-Spread

If you want to know how you can get financial independent, this Tarot spread money example offers guidance and advice on how to manage your finances effectively.

Depending on your spread it provides you with insights into your financial vision, how you can cultivate habits that are improving your financial situation or strategies how you can generate more income.

Card 1 – Financial Independence Vision
What does financial independence means to me? How will it enrich my life? Where do I see me at the end of the journey?
This card represents your vision of what financial independence means to you. It offers insights into your goals, aspirations, and the lifestyle you desire to achieve through financial independence. It helps you to clarify your vision and set clear intentions.

Card 2 – Financial Habits to Cultivate
Which behaviors do I need to change to achieve financial independence?
This card highlights the key financial habits you need to cultivate to achieve financial independence. It may suggest habits such as budgeting, saving, investing, or reducing debt. It provides guidance on the specific actions and behaviors you should focus on developing.

Card 3 – Income Strategies
Where are my strengths? How can I use them to become financially independent?
This card offers insights into strategies for generating income and increasing your earning potential. It may suggest exploring new career opportunities, developing new skills, starting a side business, or other avenues for expanding your income streams.

5. Long-Term Financial Goals

5-Card-Spread

Long-Term Financial Outlook: This Tarot spread money example represents the overall situation of your finances in the long run. It offers insights into the potential outcomes and future possibilities regarding your finances.

Card 1 – Current Financial Landscape
Where do I stand now?
This card represents your current financial situation. It provides insights into your income, expenses, savings, debts, and overall financial health. It helps you understand your starting point and sets the foundation for planning your long-term goals.

Card 2 – Clarify Your Vision
Where do I want to be in future?
This card asks you to envision your ideal life and how your long-term financial goals align with it. It encourages you to consider your dreams, passions, and values. It helps you connect your financial aspirations with the broader aspects of your life that matter to you.

Card 3 – Areas of Focus
Are there areas in my life where I am spending too much money? Are there areas where I can earn money?
This card highlights the key areas you need to focus on to achieve your long-term financial goals. It may suggest specific actions, skills, or habits that are crucial for your financial success. It guides you on where to direct your efforts and energy.

Card 4 – Potential Obstacles
What am I afraid of? What hurdle has stood in my way so far?
This card reveals potential obstacles or challenges that may arise on your path to achieving your long-term financial goals. It provides insights into the hurdles you may encounter, including any fears or limiting beliefs that may hold you back. It encourages you to address and overcome these obstacles.

Card 5 – Guidance and Next Steps
What opportunities are available to me now or in the near future? Who supports me on my journey?
This card represents the guidance available to you as you work towards your long-term financial goals. It may indicate mentors, advisors, or resources that can provide valuable insights and assistance.
It also offers strategies and action steps to help you reach your long-term financial goals. It suggests practical approaches, resources, or opportunities that can support your journey. It provides guidance on the specific steps you can take to make progress towards your goals.

This sounds way too complicated? Here you will find the easiest way how to lay a Tarot spread with yes no Tarot card readings!

That’s it – try it now

That’s already it! Through these five unique Tarot spread money examples, you are able to gain valuable insights into your finances and discovered new perspectives to improve your money situation.

I hope the Tarot spread money examples help you to tackle general finance topics, career and income growth, financial independence, long-term financial goals or general money behaviors.

I hope there is a spread that aligns with you and you are inspired to make mindful choices!

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