Student Card - Get your Student Forex Card Online Now by Niyo (2024)

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With Niyo Global, your overseas academic pursuits will become a breeze, because while you focus on studies, we’ll take care of your finances and savings.

Zero TCS on spends up to ₹7 lakh

Free lounge access#

Save ~ ₹4 lakh on education expenses abroad

Get Your Free Card

Scan QR code to download the app

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#At select international terminals in India

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Ace your international spends
with Niyo Global

Student Card - Get your Student Forex Card Online Now by Niyo (6)

Enjoy Zero Forex* markup and save 3-5% on all international transactions.

Student Card - Get your Student Forex Card Online Now by Niyo (7)

Earn Global Coins on domestic spends & redeem them for cashback against international transactions.

Student Card - Get your Student Forex Card Online Now by Niyo (8)

Load money in INR via UPI and spend in 130+ international currencies

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Enjoy Zero Forex* markup and save 3-5% on all international transactions.

Student Card - Get your Student Forex Card Online Now by Niyo (11)

Earn Global Coins on domestic spends & redeem them for cashback against international transactions.

Student Card - Get your Student Forex Card Online Now by Niyo (12)

Load money in INRvia UPI and spend in 130+ international currencies

Student Card - Get your Student Forex Card Online Now by Niyo (13)

Get complimentary airport lounge access at international terminals in India and abroad.

Student Card - Get your Student Forex Card Online Now by Niyo (14)

Study anywhere in the world, and Niyo’s there

The Niyo Global zero forex card* works smoothly in 150+ countries acrossPOS, ECOM, and ATMs.

Get Your Free Card

Scan QR code to download the app

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Pay for grubs, groceries, and more

Apart from academic expenses, you can use your Niyo Global Card as a smart urban card for daily expenses both in India and abroad. Pay for food, shopping, travel, other daily utilities, and enjoy rewards with every transaction.

Get Your Free Card

Scan QR code to download the app

Student Card - Get your Student Forex Card Online Now by Niyo (16)

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(This table is an approximation of expenses)**

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Free ISIC card

Use Niyo Global card to getthe only internationally recognised digital student ID card at no cost

  • 150,000+ discounts and benefits
  • Globally recognised virtual ID proof
  • Available to full-time students abroad

^Only available on the Niyo Global Credit Card

A safety blanket like no other
for an international student

Live transaction
alerts

In-app
card lock

Insurance coverage
up to ₹5Lakh

Student Card - Get your Student Forex Card Online Now by Niyo (20)

Hear from fellow
international students

Our service speaks for itself, so do our customers. Here’s what they have to say about their experience with Niyo Global

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Thank you for your interest.
Our booking partners shall call you shortly.

Join Our Community

Be an Ambassador

Become the voice and face of Niyo amongst aspiring international students as a Student Ambassador.
Recommend the Niyo Global Card to your college / social circles and assist fellow students on their abroad education journey with Niyo Global.

What’s in it for you?

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Network with 99 other Niyo Student Ambassadors

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Referral Bonus of Rs. 500/- for every Niyo Global Card purchase with your referral code

Download the App

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Save up to ₹1,49,358

That’s roughly 6 months of your food expenses abroad.

Expenses to Study Abroad (USD) Other Credit Cards Niyo Global
Credit Card
Pre-departure expenses
GRE+TOEFL fees, college application fees, Sevis Fee (for USA), visa fee, enrollment fee, accommodation deposit
$3,300 ₹2,90,060 ₹2,73,900
Total pre-departure savings on forex in India ₹16,160
Post-departure expenses
Flat amenities, college supplies, electronics, rent & monthly expenses for 1.5 years, travel for interviews and leisure
$27,200 ₹23,90,798 ₹22,57,600
Total post-departure savings on forex while abroad ₹1,33,198

(This table is an approximation of expenses)*

Save more time, effort, and money

Explore knowledge repositories about Visa processes, part-time jobs, cost of living, and much more .

Connect with like-minded international students through our Niyo Student Community

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Hear from fellow
international students

Aaditya Chandra Prasanth

I've been using Niyo Global card from a long time, the card has made my overseas transactions hassle-free, and the accompanying app lets me manage my account with ease.

Pranay Shukla

I got my niyo global card even before landing in the US and it’s been a great help ever since. From booking my first Lyft ride to my apartment for the first time from the airport to saving on international transaction fees on weekly basis on groceries, food etc it’s been one of the best money saving facilities.

Sai Anirudh

I am glad that I have been associated with Niyo Global, it has helped me pay my tuition fees with the Zero Forex Charges, helping me transfer money abroad from India without any hassle.

Niyo Student FAQs

How do Niyo Global cards help students studying abroad?

Looking for a travel card for students? Check out zero forex markup Niyo Global international debit/credit cards designed particularly for Indian students heading abroad for higher studies. It offers all the features of a Forex card for students but with added benefits and increased savings. Niyo Global cards can be loaded with INR and students can use them to transact in 130+ currencies while studying abroad in any of the 150+ countries globally. A Niyo Global travel card for students is an extremely easy and convenient way to make transactions in foreign currency abroad and save money along the way.

The Niyo Global cards are linked to high-interest earning digital savings accounts which ensures that your money continues to grow while you are busy keeping on track with your studies.

What are the benefits of using zero forex markup Niyo Global cards over other Forex Card for Students?

  • Convenient and Easy to UseNiyo Global travel card for international students facilitates ease in transactions while studying abroad. Loading money in the home currency and using it in any country, regardless of the currency change, is made possible and smooth with the international Niyo Global cards.
  • Secure Method to Conduct TransactionsNiyo Global cards can be used as travel card for students heading abroad to study. Niyo Global cards take away the need to carry large amounts of cash and the need to exchange money to make an international transaction. The cards come with additional security features to temporarily Lock/Unlock the entire card or certain payment channels such as online transactions, card swipe, ATM and Tap & Pay and permanently block the card in case it is lost or stolen.
  • Immediate Fund TransferYou can add money instantly to your Niyo Global Card via UPI/IMPS/NEFT. Once the transaction is successful, you will receive a confirmation message on your registered mobile number and email address. You can also check the updated balance on your Niyo Global app.Compare this to other student forex cards which may take 2-3 days for funds to become available on your card. Instant reloading of Niyo Global cards is extremely helpful when you are a student abroad and running short on cash.
  • Get an ISIC Card for FREE with Niyo Global The Niyo Global card can be used to get an ISIC or International Student ID Card for FREE (worth ₹999). It is accepted globally and can be used in 130+ countries to avail of 1.5K+ discounts and much more! Many Forex Card for students don’t have this benefit.
  • Competitive Exchange RatesTravel student cards like Niyo Global debit/credit cards are extremely student-friendly as they help save money by trimming down costs by up to 5% on every transaction because of their zero forex markup benefit. Only the transaction amount is converted and the remaining amount continues to earn high interest. Only the VISA exchange rate applies to all international transactions providing students with the best conversion rate almost on par with the interbank rate. What’s more? Niyo Global Credit Card can be used as an international student credit card to make forex payments at zero forex markup.

What currencies can I load on Niyo Global travel cards for international students?

The Niyo Global cards have an acceptance rate for 130+ currencies. All your forex transactions are sorted, and you can study abroad worry-free with Niyo Global cards. There is no need to load different currencies on the Niyo Global cards. You just load your card/s with INR and the rest is taken care of by your card. You can transact in multiple foreign currencies, including USD, EUR, GBP, AUD, CAD, SGD, JPY, CHF, SEK, THB, AED, SAR, HKD, NZD, ZAR, DKK, NOK, and QAR to name a few.

The INR in your card/s is auto-converted to the transaction amount in the local currency of where you choose to study in 150+ countries across the world.

If you are looking for a forex Card for international students, your search ends with Niyo Global cards!

What is the validity period of a Niyo Global card?

The Niyo Global cards are valid for 5 years from the date of issue.

What should I do if my Niyo Global card is lost or stolen while abroad?

You can either lock or block your card to safeguard your account. Locking the card would be temporary, whereas blocking the card would be permanent. Please note that once blocked, you would need to order a new card at an additional cost.

How do I apply for a Niyo Global card and what are the required documents?

You just need your Aadhaar, PAN, and Indian Passport to open a Niyo Global account and get your Niyo Global card in just a few simple steps.

  • Download the Niyo Global App
  • Enter your Aadhaar-linked mobile number and complete the OTP verification
  • Similarly, verify your email address too
  • Pick a bank of your choice: SBM Bank (India), Equitas Small Finance Bank, or DCB Bank
  • Enter your PAN and Aadhaar details to complete the KYC process with the bank you have picked
  • Next, verify your passport by entering the Passport File Number (find it at the bottom of the address page or last page)
  • Capture your live photo and enter Personal Details
  • Select your Communication Address and enter Nominee Details for your account. Make sure it is someone you trust.
  • That’s it, your Niyo Global digital savings account will be ready and the physical debit card will get delivered to your Communication Address in 3 days
  • Order your physical credit card (available only for Niyo Global SBM) to maximise your student savings

How do I reload my Niyo Global card and what are the charges for reloading?

You can add money to your Niyo Global Card in just a few simple steps at no extra cost:

  • Log in to your Niyo Global app
  • Click on “Add Money”
  • Choose a payment method: UPI/Bank Transfer
    • For UPI: Enter the amount you want to add and follow the instructions on your third-party UPI app to complete the transaction
    • For Bank Transfer: Add your Niyo Global account as a beneficiary in another NEFT/IMPS-compatible bank account and complete the transaction

Once the transaction is successful, the funds will be loaded to your Niyo Global Card and you will receive a confirmation message on your registered mobile number and email address. You can also check the updated balance on your Niyo Global app.

Compare this to other student forex cards which may take 2-3 days for funds to become available on your card. Instant reloading of Niyo Global cards is extremely helpful when you are a student abroad and running short on cash

  • Check all transactions in one place
  • In-app security
  • Channel-wise security
  • Limit control
  • Hassle-free tap & pay option

Banking Partners

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*VISA exchange rate is applicable. #At select international terminals in India. Conditions apply.

Student Card - Get your Student Forex Card Online Now by Niyo (2024)

FAQs

How do I get my NIYO Global Card for students? ›

You just need your Aadhaar, PAN, and Indian Passport to open a Niyo Global account and get your Niyo Global card in just a few simple steps. Select your Communication Address and enter Nominee Details for your account. Make sure it is someone you trust.

How to get niyo global card instantly? ›

Step 1: Download the Niyo Global app. Step 2: Complete the KYC using your PAN card, Aadhaar card and Indian passport to open your account. Step 3: A virtual Niyo Global card is provided once the account opens which can be used for online transactions. Step 4: To get the physical card, maintain a balance of Rs.

How long does it take to get a NIYO forex card? ›

Free ATM

zero forex* markup and save 3-5% on all international spends. Your Niyo Global zero forex card* gets delivered within 3-5 days.

Can a student get a forex card? ›

The ISIC Association, in order to help improve intercultural understanding and increase education opportunities, issues this ID card to students. HDFC Bank ISIC Student ForexPlus card functions not just as an ISIC identity card for students, but also a forex card that caters primarily to students.

Which NIYO card is best for international students? ›

Niyo Global Card

What makes this the best forex card for international students is that one can save 3-5% on all international transactions with Niyo Global zero forex markup benefit. Add a touch of luxury to your journey with complimentary airport lounge access at major international airports in India.

Is NIYO Global Card lifetime free? ›

There are no additional charges on loading the INR or unloading the card. You may also avail the services for as long as you want, as Niyo Global Card comes with a lifetime validity.

Can I get NIYO Global Card in one day? ›

Order your physical card to enjoy more benefits of your Niyo Global account. Please note, depending upon the city you live in, the card would get delivered within 7-10 days of placing an order.

Can I get forex card instantly? ›

Forex Prepaid Card kit will be provided immediately and the card will be loaded within one working day.

Is the NIYo card banned in India? ›

Among the deeply impacted is Niyo, which offers its forex card Niyo Global Card through an exclusive partnership with SBM India. With RBI's direction, Niyo has temporarily suspended transactions on its forex card, sources told ET.

Does NiYo Global work in the USA? ›

The Niyo Global DCB Debit card is accepted in over 150 countries worldwide, including the USA. You can use it for various services such as ATM withdrawals, POS transactions, and online purchases on international websites without any limitations.

Which is better NIYO card or forex card? ›

Volatility in the Rate

You are certain about the conversion rate you are paying with a forex card. Niyo Global INR cards, however, do not offer protection against volatility as the currency rates are unclear. The rates are applied when a transaction is made at a merchant location, i.e. when you swipe your card.

Which forex card is best for the USA? ›

Axis forex online is the best when you traveling to the USA, because it provides so many facilities like.
  • They provide best customer support.
  • Easily send money to a different country.
  • Low Charges.
  • No foreign transaction fees.
Aug 5, 2023

Which travel card is best for students? ›

Niyo Global Card

Using the Niyo Card over other travel cards has numerous perks for students, such as zero mark-up fees on international expenses. If you are planning to study abroad, the Niyo Global Card is among the best Travel cards for students. It has several advantages over other cards.

What is the disadvantage of a forex card? ›

Explore the drawbacks of using forex cards, including hidden fees, limited acceptance, exchange rate fluctuations, and potential loss or theft risks, to make informed decisions for your international travels. Forex cards, a popular choice among international travellers, are lauded for their convenience and security.

Who is eligible for NIYO Global Credit Card? ›

With all these perks of Niyo Global, it's undoubtedly the best zero forex markup card no matter where your destination is. All resident Indians above the age of 18 years can sign up for a Niyo Global by SBM Account. You just need your PAN, Aadhaar, and access to your Aadhaar-linked mobile number to onboard instantly.

Which is the best forex card for students going to USA from India? ›

ICICI Bank Student Forex Prepaid Card

The ICICI Bank Student Forex Credit Card is a great option for those who are planning to go to a foreign country for higher studies. It comes with an issuance fee of Rs. 499 and a renewal fee of Rs. 199 plus taxes.

What are the disadvantages of the NIYo card? ›

Volatility in the Rate

You are certain about the conversion rate you are paying with a forex card. Niyo Global INR cards, however, do not offer protection against volatility as the currency rates are unclear. The rates are applied when a transaction is made at a merchant location, i.e. when you swipe your card.

What is the international debit card for students? ›

HDFC Bank ISIC Student ForexPlus Card has been designed specifically for you. It's one of the safest and easiest ways to pay for your expenses, withdraw cash from ATMs and acts as a universal student ID card. It's available in USD, Euro and GBP, and can be reloaded instantly from anywhere in the world.

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