Stash | Investment App | Liberty (2024)

FAQs

Can you actually make money on Stash? ›

Rather than receiving cash back or rewards points, cardholders can earn rewards in stock of their choice. Note, however, that the amount of stock you'll actually earn is pretty meager — Stash Growth users can earn 0.125% back on purchases while Stash+ customers can earn 0.25% back.

If you're looking for access to both a managed portfolio and an individual brokerage account where you can dabble in picking your own investments, Stash may be a good fit. Stash also provides access to fractional shares, allowing you to diversify with very little money.

There are four factors that may impact your ability to transfer out of your Stash Personal Brokerage portfolio: Invested funds: If you want to transfer money you've invested, you'll need to sell those investments first. Unsettled sales: Funds from an investment sale will take two business days to settle.

The maximum you can withdraw from your Stash banking account¹ at an ATM or Teller is $1,000 every 24 hours. The daily spend limit is $10,000 per day. Fees may apply.

Stash will pay the referring party for referral services provided by the referring party up to $30 for each Prospective Client who opens, links a bank to, and/or deposits funds into a Qualifying Account.

​When you cash out all or part of your Stash, the transaction is sent to your bank immediately. However, the money may take up 7 working days (usually a lot quicker than that) to reflect in your bank account. This is something that we do not have control over as the different banks have their own processing rules.

Stash does not charge trading commissions. However, they only process trades during four windows each day to discourage day trading rather than whenever the market is open. This is a good approach for beginner investors, although it's a deal breaker for more serious traders.

Robinhood and Stash both offer traditional and Roth IRAs. Stash won't let you trade on margin, though, while Robinhood does. Stash's banking offerings are also much more robust than Robinhood's and its Stock-Back debit card really sets it apart. This unique feature allows you to earn stock with purchases.

You initiated a manual transfer (such as a purchase with a transfer), a manual transfer to your Stash banking account¹, or a transfer to your Portfolio cash. You have recurring transfers set up. Your monthly or yearly Stash subscription fee was charged to your externally linked bank account.

What happens to my account if Stash is acquired? Stash plans on being around for a long time. However, if we were to be acquired, you would maintain complete control of your investment accounts. No matter what, your investments are always yours.

Is it hard to cancel Stash? ›

You can cancel your Stash plan at any time in the app or online at Stash.com. Keep reading to learn what to do before you close, and how to cancel your plan in the app or on the web. Kids Portfolio(s): You'll need some help from us.

Prior to age 59½, withdrawals of interest and earnings are subject to income tax and a 10% penalty. All earnings are tax free at age 59½ or older, assuming your first contribution was more than 5 years prior.

All Stash accounts are held by our trusted partner and custodian Apex Clearing, a registered broker-dealer regulated by FINRA. At Apex, your investments are protected up to a maximum of $500,000 total, including $250,000 in cash balances through the Securities Investor Protection Corporation (SIPC).

Stash Invest accounts are taxable brokerage accounts. You are required by the IRS to report income earned from capital gains and other applicable distributions. This means you will need to pay taxes on money you make through capital gains, dividends, and income interest.

Stash is a popular consumer finance app that counts 2 million active subscribers. It has multiple offerings including a debit card that converts cash to stock. Stash provides financial advice and automates investing.

You can choose to invest your money into either an SA Top 40 Shares portfolio, or a Cash+ portfolio, or into both, depending on your needs and investment goals. As these portfolios grow in value, so does your stash. Stash gives you full control over when and how much you invest.

Yes, Stash is a Registered Investment Adviser. All Registered Investment Advisers (RIAs) are regulated by the Securities and Exchange Commission (SEC).

Stash: 2024 Comparison. Robinhood offers free trading and appeals more to active investors, while Stash offers far more educational content and the option for a managed portfolio. Kevin Voigt is a former staff writer for NerdWallet covering investing.

Stash caters to new investors who want to build long-term wealth and may be best for investors who want to choose their own individual stock and ETF investments. Acorns completely automates investing, which appeals to investors who want a truly simplified set-it-and-forget-it investing approach.