Important: Coming soon, your credit and debit card won't be charged for retail payments unless you've recently used a verification method, like your fingerprint or PIN. Some users may already need to verify to make a payment. If you're asked to verify that it's you, complete the verification steps on your device to make a payment.
To make contactless payments with Google Wallet, you must use a screen lock on your device for your security.
You can unlock Google Wallet with several methods:
- PIN
- Pattern
- Password
- Fingerprint
- Iris scan
- 3D Face Unlock
Tip: Google Wallet doesn't work with 2D Face Unlock or screen locks like Smart Unlock or Knock to Unlock.
Set or change a screen lock
- Open your phone's settings app.
- Tap Security.
- If you can't find 'Security', you can get help on your phone manufacturer's support site.
- Tap Screen lock.
- If you've already set a lock, you must enter your PIN, pattern or password before you can choose a different one.
- Tap the option that you'd like to use. Follow the on-screen instructions.
No unlock needed for smaller payments
Important: For pay contactless transactions under a certain amount, you may not need to unlock your phone. For regional requirements, go to the table below.
You can only make a limited number of locked transactions before your phone asks you to unlock it. You must also complete the transaction within a few minutes after you unlock it.
Tip: For added security, set up your phone so that it must be unlocked to complete a Near Field Communication (NFC) transaction.
To turn on this setting:
- Go to Settings
. - Tap Connected devices Connection preferences NFC.
- Turn on Require device unlock for NFC.
.
Connection preferences If you can't find this option, you may need to update your phone to the latest version of Android.
Payment limits on a locked device
| Country or region | Amount |
| Albania | ALL 5,500 for Visa |
| Argentina | Unlock is required for all transactions except for public transport. |
| Armenia | AMD 25,000 for Visa |
| Australia | AUD 100 |
| Austria | EUR 50 |
| Azerbaijan | 100 AZN |
| Belgium | EUR 25 |
| Bermuda | BMD 50 |
| Bosnia and Herzegovina | Unlock is required for all transactions except for public transport. |
| Brazil | Unlock is required for all transactions except for public transport. |
| Bulgaria | BGN 100 |
| Canada | CAD 100 |
| Cayman Islands | Unlock is required for all transactions except for public transport. |
| Chile | CLP 12,000 for credit |
| Colombia | Unlock is required for all transactions except for public transport. |
| Costa Rica | CRC 30,000 for Visa |
| Croatia | HRK 350 |
| Cyprus | EUR 50 |
| Czechia | CZK 500 |
| Denmark | DDK 350 |
| Dominican Republic | Unlock is required for all transactions except for public transport. |
| Ecuador | Unlock is required for all transactions except for public transport. |
| Estonia | EUR 50 |
| Faroe Islands | Unlock is required for all transactions except for public transport. |
| Finland | EUR 25 |
| France | EUR 30 |
| Georgia | GEL 160 |
| Germany | EUR 50 |
| Greece | EUR 50 |
| Greenland | Unlock is required for all transactions except for public transport. |
| Guernsey | GBP 100 |
| Hong Kong | HKD 1,000 |
| Hungary | HUF 15,000 |
| Iceland | ISK 7,500 |
| Ireland | EUR 50 |
| Isle of Man | Unlock is required for all transactions except for public transport. |
| Israel | ILS 300 |
| Italy | EUR 25 |
| Japan (VISA Touch) | JPY 10,000 |
| Kazakhstan | KZT 25,000 |
| Kyrgyzstan | KGS 4,000 |
| Kuwait | Unlock is required for all transactions except for public transport. |
| Latvia | EUR 50 |
| Liechtenstein | Unlock is required for all transactions except for public transport. |
| Lithuania | EUR 50 |
| Luxembourg | Unlock is required for all transactions except for public transport. |
| Malaysia | MYR 250 |
| Malta | EUR 50 |
| Mexico | Unlock is required for all transactions except for public transport. |
| Moldova | MDL 1,000 |
| Monaco | Unlock is required for all transactions except for public transport. |
| Montenegro | Unlock is required for all transactions except for public transport. |
| Morocco | MAD 600 |
| Netherlands | EUR 50 |
| New Zealand | NZD 80 |
| North Macedonia | Unlock is required for all transactions except for public transport. |
| Norway | NOK 200 |
| Peru | Unlock is required for all transactions. |
| Poland | PLN 100 |
| Portugal | EUR 50 |
| Qatar | QAR 300 |
| Romania | RON 200 |
| Russia | RUB 1,000 |
| San Marino | Unlock is required for all transactions except for public transport. |
| Serbia | RSD 5,000 |
| Singapore | Unlock is required for all transactions except for public transport. |
| Slovakia | EUR 20 |
| Slovenia | EUR 50 |
| South Africa | ZAR 700 |
| Spain | EUR 50 |
| Sweden | SEK 400 |
| Switzerland | CHF 80 |
| Thailand | THB 1,500 |
| Ukraine | UAH 500 for Mastercard |
| United Arab Emirates | AED 300 |
| United Kingdom | GBP 45* |
| United States | Unlock is required for all transactions except for public transport. |
| Vietnam | VND 1,000,000 |
*The United Kingdom limit may vary for specific issuers. Learn about United Kingdom supported payment methods.
Tip: Contactless payments with locked devices are accepted at merchant terminals. If you can't pay with your locked device, try again with it unlocked. For amounts above your country or region's contactless limit, you can still use Google Wallet. Unlock your phone and tap on the terminal. Your bank may also have a limit on pay contactless transaction amounts.
Still need help?
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