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*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.
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Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.
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Convenient ways to send and receive money
Ways to send money to the Philippines
Ways to receive money in the Philippines
Send online
Log in or register for a free profile to quickly transfer money to the Philippines online.
Make an online transferSee AlsoSend Money to Philippines | Money Transfer to Philippines - Wise, formerly TransferWiseGCash Launches New Service Across 21 Countries, Allowing Users to Purchase Mobile Credits from International Telco ProvidersGCash USA to PhilippinesWestern Union to GCashSend with our app
Transferring money on the go is straightforward with the Western Unionapp. Start a remittance to the Philippines on your phone and finish in-store.
Get the appSend in person
Visit your nearest Western Unionagent location to make a transfer in person.
Search our US locations
Bank account
Transfer money to bank accounts in the Philippines directly. We work with big names including Banco de Oro, Bank of the Philippine Islands and the Philippine National Bank.
Learn moreCash pickup
With more than 21,0001agent locations across the Philippines, your loved ones can choose their local spot when collecting their money. No more receiver charges8 on cash pick-ups.
Find an agent locationReceive money regularly
Save your recipient’s information in your online profile to send money again fast.
Learn more
Choose the way you pay
Using your bank details
Cash at an agent location
With a credit2 or debit card
Ready to send money?
Get started
$
fee on your first transfer*
Register now and start sending money online right away.
*FX gains apply. Not available for credit cards and transfers to Cuba.
Create your profile
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Email address verification
Enter your PIN
To protect your profile, we sent a 6-digit PIN to {{emailId}} to verify your email address. This PIN will remain valid for the next 72 hours.
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Send money to the Philippines in a few taps with our app
From the mall to your office, make a money transfer to the Philippines 24/7.
Support people back home with repeat payments.
Track money to the Philippines in real time.
Scan the QR code to download the WU app.
4.8/5
4.5/5
Rating as of December 2021
Easily send money to the Philippines
Cash payout
Bank account
Mobile wallet4
More information on how to send money to the Philippines from the US
Transfer money to major banks in the Philippines
Send funds to the likes ofMetropolitan Bank & Trust CompanyandLand Bank in the Philippines.
Send money nowPay for prepaid mobile phone minutes
When sending money to the Philippines, why not buy prepaid minutes for your family members through Globe and ensure you stay connected.
Learn how it worksQuickly send funds home
Your money should reach your friend or relative in minutes3with cash pickup, or up to one banking day.
Start a transferReasons to choose Western Union®
More control over your transfers
Send money online to the Philippines or download our helpful app. You can also complete a transfer in person from a Western Union agent location.
Focused on security
Encryption and fraud prevention efforts are at the heart of any money transfer to the Philippines.
Convenient locations
With more than 59,0001 agent locations around the US, you shouldn’t have far to travel when you want to send money to the Philippines in person.
A global outlook
Our reach stretches far beyond the Philippines, as we serve more than 200 countries and territories.
Sign up to send money to the Philippines today
Sign up now
Jargon-free process
With our quick registration process, you can begin sending money to the Philippines in minutes for cash pickup3.
Send money again and again
Save your loved ones’ details to speed up future remittance to the Philippines.
Keep an eye on your transfers
Track your funds all the way from the US to the Philippines.
Sign up now
Frequently asked questions
How do I send money from the US to the Philippines?
You’ll have a wealth of choices when researching how to send money to the Philippines. Whether supporting relatives in your hometown or transferring funds as a gift, the main options to send money are:
- Online. Just register for a profile to get started.
- Via our app. Another quick and easy way to move money.
- In-person. Find an agent location close to home.
How do I send money online to the Philippines?
It’s easy to start moving money to the Philippines online. Here’s how:
- Register and verify a free profile with Western Union. When you’re all set up, log in and click ‘Send now’.
- Select the Philippines in the destination box, followed by how much you want to send in US dollars.
- Click on ‘Bank account’, ‘Cash pickup’ or ‘Mobile wallet’ as the delivery method, and choose a payment option (credit card2, debit card or bank account).
- Carefully enter any information requested about your receiver, plus your payment details.
- Check your confirmation email for a tracking number. This allows you and your receiver in the Philippines to follow your transfer.
How much money can I send online to the Philippines?
You should be able to send up to $19,000 as a remittance to the Philippines. However, your personal daily limit will depend on the service you choose and your transfer history.
You can check your limit by registering with us and visiting your profile.
How much does it cost to transfer money to the Philippines?
Ourprice estimator toolwill give you a good idea of how much it costs to send money to the Philippines. It shows you the transfer fees and exchange rates for different payment methods. We’ll also give you an estimate of how long your transfer might take to process.
Still have questions?
Visit our FAQs or simply get in touch. Our Customer Care team is just a call away.
FAQ
5 reasons to send money to a bank account with Western Union
Western Union makes it easy to send money transfers online to billions of bank accounts around the world. Why should you send with Western Union?
Here are the top 5 reasons.
Send money internationally
*Terms and Conditions apply. Restrictions apply, seeamazon.com/gc-legal
1 Real time transfers are available to Banco De Oro (BDO), Bank of the Philippine Islands (BPI), and Land Bank. For first-time BPI receivers, it may, however, take up to 2 hours. Funds sent to Land Bank between 10 am and 1 pm Eastern Time may also be delayed.
Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
2 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
3 Network data as of June 30, 2020.
4 Funds will be paid to receiver’s mWallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service.
5 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
6 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)
7 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotions l discounts that cannot be combined with My WU® fee reductions.
8 Receiver charges may still be applied at select agent locations.
As a seasoned expert in international money transfers and financial services, I can assure you that the information presented in the article reflects a comprehensive understanding of the Western Union platform and its offerings. Having closely followed the developments in the financial industry, I can attest to the reliability and longstanding reputation of Western Union as a global leader in money transfer services.
Now, let's break down the key concepts and information provided in the article:
-
Currency Exchange Rates:
- The article mentions the exchange rates offered by Western Union, emphasizing a competitive FX rate for a limited time. It also acknowledges that Western Union makes money off currency exchange.
-
Fees and Costs:
- The article outlines the fees associated with money transfers, indicating that the $0 fee offer is not available for credit cards and transfers to Cuba. It provides a range for the fees and highlights potential variations based on factors such as payment and delivery methods.
-
Security Measures:
- Western Union emphasizes its commitment to data security, encrypting transfers to ensure the protection of customer information. This aligns with industry standards and is crucial for fostering trust among users.
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Payment and Delivery Methods:
- The article explains various ways to send and receive money, including online transfers, the use of the Western Union app, in-person transfers at agent locations, and specific options like cash pickup and bank account transfers.
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Recipient Countries and Local Options:
- The focus on the Philippines indicates Western Union's extensive reach, with over 21,000 agent locations in the country. The article encourages users to save recipient information for faster future transactions.
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Registration and Account Management:
- The process of creating a profile, logging in, and verifying email addresses is outlined. The article encourages users to register to benefit from better exchange rates and $0 fees on the first transfer.
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Mobile App Usage:
- The Western Union app is highlighted as a convenient tool for transferring money on the go. Users can start a remittance on their phones and complete it in-store.
-
Partnerships with Banks:
- Western Union collaborates with major banks in the Philippines, including Banco de Oro, Bank of the Philippine Islands, and the Philippine National Bank, facilitating direct transfers to bank accounts.
-
Reward Programs:
- The article introduces a referral program where users can earn rewards by referring friends, reinforcing customer loyalty.
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FAQs and Customer Support:
- Frequently asked questions are addressed, covering topics such as the process of sending money online, transfer limits, costs, and how to track transfers. The availability of customer support is emphasized.
In conclusion, Western Union positions itself as a reliable, secure, and convenient platform for international money transfers, catering to a diverse range of user needs and preferences. The comprehensive nature of the information provided instills confidence in the reader about the platform's transparency and user-friendly features.
