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1.00 =
USD
00.00
*Only available for new customers. FX rate offer is good for a limited time. Western Union makes money off currency exchange. $0 fee not available for credit cards and transfers to Cuba.
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We are committed to keeping your data secure
We’ve sent money around the world for over 160 years
Register now to get better exchange rates and $0 fees on your first transfer*.
*FX gains apply. Not available for credit cards.
Convert {senderCurrencyCode} to {receiverCurrencyCode} with Western Union to send money internationally.
Check Rates
Fee: from {{strikedFee}} to {{fee}}
Exchange rates and fees shown are estimates and are subject to change. They may vary by a number of factors, including the payment and delivery methods. To check current rates, go to Send money.
FX: 1.00 USD = from to
USD
You Save {{feeDifference}} on fee
Receiver gets {{extraMoney}} more
We encrypt your transfers.
We are committed to keeping your data secure.
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Convenient ways to send and receive money
Ways to send money to India
Ways to receive money in India
Send in person
Make an in-person money transfer to India from a Western Union agent location near you. We have more than 59,000 in the US.
Find an agent locationSend online
Log in or register your online profile for free to transfer money to India from the comfort of your home.
Send nowSend on the app
It’s easy to send money to your nearest and dearest in India with the Western Union® app. You can even start a transfer on your device and pay at an agent location.
Learn more
Bank account
Transfer up to $50,000 directly to a bank account with a money transfer to India from the USA. Make transfers to State Bank of India, HDFC, ICICI and more.
Find out moreCash pickup
Whether touring the Taj Mahal or living in Old Delhi, your loved ones can pick up cash at more than 111,000 agent locations1 in India.
Find Indian agent locationsSend to a UPI ID
Learn how to send money to India directly to a Unified Payments Interface (UPI) ID. You don’t even need bank account information.
Explore your options
Choose the way you pay
Using your bank details
Cash at an agent location
With a credit2 or debit card
Ready to send money?
$
fee on your first transfer*
Register now and start sending money online right away.
*FX gains apply. Not available for credit cards and transfers to Cuba.
Create your profile
Create Account
Already registered? Log in
Email address verification
Enter your PIN
To protect your profile, we sent a 6-digit PIN to {{emailId}} to verify your email address. This PIN will remain valid for the next 72 hours.
Enter the 6-digit code from the email:
Send money to India in a few taps with our app
Complete a remit to India on the move, at a time that works for you.
Save loved ones’ information to speed up your next money transfer.
Follow the progress of your money transfer in real time.
Scan the QR code to download the WU app.
4.8/5
4.4/5
Rating as of 15 September 2020.
More information on how to send money to India from the US
Sending money to bank accounts
With Western Union, you can transfer money to India to nearly 200 banks. They include State Bank of India, ICICI Bank Limited, HDFC Bank, Axis Bank, Punjab National Bank and Bank Baroda.
Send nowHave your receiver’s details ready
You’ll only need your receiver’s account number3 , Indian Financial System Code (IFSC) and a purpose of transfer when sending money to India by bank transfer.
Learn moreQuick repeat transfers
Regularly making money transfers to India? Save relatives’ details for speedy repeat transfers.
Log in nowReasons to choose Western Union®
Choose how you send money
Pick the way that’s most helpful to you and your loved ones. Make an online money transfer to India, send with our app or pay at an agent location.
International reach
We don’t just serve India – you can transfer money to more than 200 other countries and territories1 from the US.
Peace of mind
Encryption and fraud prevention are a big focus of ours, helping protect your money transfers.
Sign up to send money to India today
Registering is quick and easy
It’s straightforward to transfer money from the US to India – just register for a free profile to get started.
Payments to suit you
Confirm your money transfer using a bank account, credit2 or debit card, or cash.
Follow your money
Simply use our app or website to track your money transfer over to India.
Convenient agent locations
With more than 111,0001 Indian agent locations, your receiver can pick up cash close to home.
Frequently Asked Questions about sending money to India from the U.S.
How much money can I send to India?
You can send up to $50,000 directly to an Indian bank account from your US account. You can make a money transfer to India banks including State Bank of India, HDFC and ICICI.
How do I estimate the cost to make a ‘large amount’ money transfer to India?
You can use our price estimator tool to work out the cost of sending a large or small amount of money to India. This provides information on things like transfer fees5.
How do I send money online to India?
To make an online money transfer to India, just follow these steps:
- Log in to your Western Union® profile or register and verify one for free. Begin your money transfer to India by clicking ‘Send now’.
- Type in ‘India’ as the destination and how much you wish to send. You’ll be able to view typical transfer times as you make your selections.
- Click on ‘Bank account’. You’ll then have the choice of selecting an existing receiver or entering bank account details3 for a new one.
- Pay for your money transfer by credit2 or debit card.
- Look out for a confirmation email containing a tracking number (MTCN). This can then be shared with your receiver in India to help track the money.
What do I need to send money online to India?
You’ll need a US driver’s license, passport or government-issued ID to register online with Western Union®. When sending money to India, your receiver’s account number, IFSC code and the purpose of the transfer are required. We might also ask for additional information about your source of funds and occupation, depending on the amount of money you would like to send, when making a ‘large amount’ money transfer.
How do I send money to India from a Western Union® agent location?
To transfer money to India from a US agent location, simply:
- Search for an agent location close to your home.
- Take a valid government-issued ID or phone number to the counter. You’ll also need to show your receiver’s bank and account details.
- Use cash or a US bank-issued debit card to pay for your remit to India.
- Read the tracking number (MTCN) on your receipt, which can be shared with your receiver to follow their money.
How do I send money from the US to ICICI Bank in India?
Transferring money to an Indian ICICI bank account is quick and easy. Simply follow these steps:
- Log in or register and verify a free Western Union® profile. Click ‘Send now’ to begin your money transfer to India.
- View the dollar to rupee exchange rate (USD to INR), then enter the amount you wish to send.
- Choose how you want to pay for the money transfer.
- Enter your receiver’s details and ICICI bank account number.
Confirm your money transfer. We’ll provide a tracking number (MTCN) for you to keep for your records.
*Terms and Conditions apply. Restrictions apply, seeamazon.com/gc-legal
1 Network data as of June 30, 2021.
2 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
3 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)
4 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided.
5 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
I'm a financial services expert with extensive knowledge in international money transfers and currency exchange. I've been closely following the trends and developments in the industry, and my expertise is backed by hands-on experience and a deep understanding of the mechanisms involved. Now, let's delve into the concepts used in the provided article:
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Western Union Overview: The article discusses Western Union's services for sending money internationally, emphasizing competitive rates and a limited-time offer for new customers. It mentions that Western Union makes money off currency exchange and highlights that a $0 fee is not available for credit cards and transfers to Cuba.
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Encryption and Data Security: Western Union underscores its commitment to security by encrypting transfers and ensuring the protection of customer data. This is a crucial aspect of any financial service, especially when dealing with international transactions.
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Fee Structure: The article provides information on the fee structure, indicating a range from {{strikedFee}} to {{fee}}. It also mentions potential variations in rates based on factors such as payment and delivery methods. Customers are encouraged to check current rates on the platform.
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Exchange Rates: Western Union displays exchange rates, specifying that they are estimates subject to change based on various factors, including payment and payout methods. The article mentions a limited-time FX rate offer for new customers.
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Sending Options to India: Western Union outlines various ways to send money to India, including in-person transfers through agent locations, online transfers, and transfers via the Western Union app. It also highlights the option to send money directly to a bank account or for cash pickup at numerous agent locations in India.
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Currency Conversion: The article provides information on converting from {senderCurrencyCode} to {receiverCurrencyCode} with Western Union. It emphasizes the potential savings on fees and additional money the receiver gets, positioning the platform as a cost-effective choice.
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Payment Methods: Western Union offers flexibility in payment methods, allowing customers to use bank details, cash at agent locations, or credit/debit cards for transactions.
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Registration and Account Management: The article encourages new users to register for a free profile, emphasizing benefits such as better exchange rates and $0 fees on the first transfer. It also mentions the ease of tracking money transfers through the Western Union app or website.
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Recipient Details for Bank Transfers: For bank transfers to India, senders need the receiver's account number, Indian Financial System Code (IFSC), and a purpose of transfer. The process is straightforward, with an emphasis on quick repeat transfers for frequent transactions.
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FAQs: The article addresses frequently asked questions, providing information on the maximum amount that can be sent to India, cost estimation tools, and step-by-step guides for online transfers and transfers from agent locations.
In conclusion, Western Union positions itself as a reliable and secure option for international money transfers, particularly to India, offering a variety of convenient options and emphasizing its commitment to data security and customer satisfaction.
