Scotiabank American Express Platinum Card | Scotiabank Canada (2024)

  • Earn 2X the Scene+™ points for every $1 you spend on all your eligible purchases1.
  • The only major bank that saves you 2.5% on foreign transaction fees7∆.

Apply nowfor the Scotiabank American Express Platinum credit card

SPECIAL OFFER

Earn up to $2,100* in value in the first 14 months, including up to 60,0004 bonus Scene+ points.

Scotiabank American Express Platinum Card | Scotiabank Canada (1)

Scotiabank PlatinumAmerican Express® Card

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Is this Credit Card right for you?

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Right for you if you:

  • Want to obtain a convenient and secure payment method for everyday purchases
  • Interested in building your credit history by making at least your minimum payments on time each month
  • Want an interest free grace period on purchases
  • Value the rewards and benefits that can be earned with this Card and willing to pay an annual fee

Scotiabank American Express Platinum Card | Scotiabank Canada (3)

May not be right for you if you:

  • Will be carrying an outstanding balance for a long period of time or using it for debt consolidation
  • Rarely travel, rarely make foreign currency purchases, or rarely need travel insurance coverage
  • Prefer cash back rewards

Fees, rates and other information5

Annual fee:
$399
/year

Interest rates:
9.99 %on purchases
9.99 %on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)

Minimum credit limit:
$10,000

Each supplementary Card:
$99/year

NEW 2X Scene+TM points on all eligible purchases, plus these added benefits.

Scotiabank American Express Platinum Card | Scotiabank Canada (4)

No foreigntransaction fees

You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies7.

Scotiabank American Express Platinum Card | Scotiabank Canada (5)

Mobile device insurance

Protect new devices purchased using yourcard if they get lost, stolen, accidentally damaged, or have a mechanical failure12.

Scotiabank American Express Platinum Card | Scotiabank Canada (6)

Airport lounge access

Enjoy 10 complimentary airport lounge passes per year6.

Scotiabank American Express Platinum Card | Scotiabank Canada (7)

Double the points on ALL purchases
Earn2X the Scene+ points1for every $1 you spend on all your eligible purchases.

Continue enjoying these great benefits

Scotiabank American Express Platinum Card | Scotiabank Canada (8)

Travel rewards

Book travel through Scene+ Travel, our full-service travel agency, and redeem for travel, with no restrictions2.

Scotiabank American Express Platinum Card | Scotiabank Canada (9)

Luxury travel privileges

Enjoy complimentary premium concierge services3, airport lounges6, and more.

Scotiabank American Express Platinum Card | Scotiabank Canada (10)

Insurance coverage

Relax while you’re away with comprehensive travel insurance coverage12.

  • Benefits
  • Insurance coverage

Your card comes with exclusive benefits

As a Scotiabank American ExpressPlatinumCardholder, you’ll enjoy ultimate travel privileges.

10 Complimentary airport lounge access6

Scotiabank American Express Platinum Card | Scotiabank Canada (11)

Be confident that you’ll have a place to relax or catch up on business. Enjoy complimentary lounge access with Priority Pass™ and Plaza Premium lounges with access to over 1200+ VIP lounges around the world. You must present your Priority Pass Membership Card (or Digital Membership Card) to enter lounges accessible through Priority Pass and present your Scotiabank American Express Platinum card to access the Plaza Premium lounges.

As a Scotiabank American Express Platinum Cardholder you receive access to lounges in more than 100 countries and 300 cities worldwide.

Access includes:

  • Use of lounges in the program regardless of the class of travel or airline you're flying
  • Privileged access to over 1200 Airport VIP Lounges worldwide
  • Relaxing ambience – for both you and your guests
  • Complimentary refreshments and snacks
  • Email, internet and conference space

Primary Cardholders receive complimentary membership plus 10 free visits per year from the date of enrolment. Supplementary Cardholders receive complimentary membership plus 4 free visits per year from the date of enrolment. Lounge visits exceeding your complimentary benefit entitlement will be charged at the prevailing retail rate which can be found at https://www.prioritypass.com/join-prioritypass

To take advantage of this benefit, each Cardholder (primary and supplementary) needs to enrol for the Priority Pass membership separately.

In order to apply for a Priority Pass go toprioritypass.com/scotiabankplatinumand provide code Scotia1 for primary cardholder and code Scotia2for supplementary cardholder.

Get ready to take off with Scene+ Travel2

Scotiabank American Express Platinum Card | Scotiabank Canada (13)

With Scene+ Travel, you can earn 3 Scene+ points per Canadian dollar (CAD$) spent on hotel and car rental bookings made through Scene+ Travel using your Scotiabank Platinum American Express Card. Points can be redeemed fully or partially, for flights, car rentals and hotels. You can access a range of flexible options when it comes to booking and redeeming for travel purchases2.

You can choose to book online or over the phone.

To book online:

  • Log in to your Scene+ account atsceneplus.ca
  • Plan your trip
  • Book your travel with points, your Scotiabank Platinum American Express Card, or a combination of both

Apply Scene+ Points to Travel8

Scotiabank American Express Platinum Card | Scotiabank Canada (14)

With Scene+, you have the flexibility to make your own travel arrangements at any travel provider, site or operator that you choose, and then select the “Apply Points to Travel” option to redeem points to cover off your trip costs within 12 months of the date of the travel purchase.

  • Book eligible travel using your Scotiabank Platinum American Express Cardor other Scotia credit card that earns Scene+ points.
  • Wait for your travel purchase to be posted to your Card.
  • Log intosceneplus.ca, and redeem your Scene+ points towards the travel purchase8.

To learn more on how to apply Scene+ points to Travel, call 1-866-586-2805 or visitsceneplus.ca.

Beyond travel rewards

Scotiabank American Express Platinum Card | Scotiabank Canada (15)

Treat yourself or your loved ones with rewardingexperiences and exclusive offers by Scene+ (Shopping and gift cards, Dining,Entertainment,Points for credit).Redeeming is easy.

Shopping and gift cards- Redeem for the latest intech through the Apple and Best Buy catalogues, andfor gift cards at more than 60 national retailers.

Dining- Redeem points at over 800+ restaurantpartners including Swiss Chalet®*, Harvey’s®*,Montana’s®* and more.

Entertainment- Redeem points at CineplexTheatres®^, Cineplex Store®^, The Rec Room®^and Playdium®^.

Points for credit- Use the ‘Points for Credit’ optionto receive a statement credit on your Scotiabank Platinum American Express Card.

Remember to review the Scene+ Program Terms andConditions available onscene.ca/sceneplusfor full detailsabout these program benefits.

For more information about all the ways you canredeem your points or about the Scene+ Program,visitscene.ca/sceneplusor call 1-866-586-2805.

Enjoy premium concierge services3

Scotiabank American Express Platinum Card | Scotiabank Canada (16)

For everything from restaurant reservations to show tickets to finding the perfect birthday gift, your full-service travel and lifestyle Concierge Service is happy to assist, 24/7.

Enjoy Special Offers, Access and Experiences with American Express Experiences®

Scotiabank American Express Platinum Card | Scotiabank Canada (17)

American Express Invites9includes:

  • Front Of The Line® Presale Tickets or reservations to some of the most in-demand concerts, theatre productions, restaurants and special events, often before the general public.
  • Front Of The Line Reserved Tickets gets you access to a block of great seats reserved for Cardmembers even after shows are on sale to the public.
  • Special Offers & Experiences for all Cardmembers - enjoy a variety of special Entertainment offers and events created for Cardmembers.

Sign up for e-Updates

Premium Lifestyle Experiences15

Scotiabank American Express Platinum Card | Scotiabank Canada (18)

Your Scotiabank Platinum American Express Card gives you access to an array of incredible experiences.

For the evolved palate

Access to culinary experiences featuring the world’s greatest chefs including private group dinners, cooking classes, and culinary apprenticeships.

Travel in style and luxury

Enjoy a variety of special offers and discounts along your travel journey. With access to discounted bookings, car rental perks, and curated hotel offerings, travel has never been easier.

The best of entertainment

Enjoy a variety of special offers and events created for Cardmembers. From advance screenings of blockbuster movies, music and theatre packages, it’s easy to have an experience you’ll never forget.

Make everyday more premium

Access lifestyle benefits to get the most out of life. Platinum benefits can improve life’s everyday moments, from elevating your golf game to exploring the latest fashion trends with top designers.

Amex Offers®

Scotiabank American Express Platinum Card | Scotiabank Canada (19)

Make every day more rewarding withAmex Offers®†With offers for shopping, dining, travel, and more, there’s something for everyone. Adding offers to your card is quick, easy, and best of all, incredibly rewarding.14

Register your Card

Be a Hertz #1 Club Gold Member

Scotiabank American Express Platinum Card | Scotiabank Canada (20)

Enjoy speedier service, less paperwork, and other special privileges and benefits at over 8,500 locations across 147 countries.

Save time at the checkout

Scotiabank American Express Platinum Card | Scotiabank Canada (21)

Tap your Scotiabank American Express Platinum Card or your smartphone for quick easy payments.

Pay faster

Apple Pay– The easy, secure, and private way to pay with your eligible Scotiabank credit cards11.

Get a supplementary Card

Add an additional Supplementary Cardholder to your Scotiabank American Express Platinum Card. One account,multiple cards. Added benefits! Get an additional Card for a friend or family member10.

See your travel rewards and save.

Rewards calculatorGo to Rewards Comparison tool

Scene+ Program Terms and Conditions

Insurance coverage available with your Card

Take advantage of all the ways a Scotiabank Platinum American Express Card adds to your life.

Scotiabank American Express Platinum Card | Scotiabank Canada (22)

Coverage is provided for eligible persons under age 65 for up to 31 consecutive days and for eligible persons age 65 and older for up to 10 consecutive days.

As a Scotiabank American Express Platinum cardmember (cardmember includes the primary cardmember and any supplemental cardmember), you, your spouse and your dependent children are each eligible for up to $2 million in emergency medical coverage if sudden and unexpected illness or accidental injury should occur while travelling outside your province or territory of residence in Canada.

Coverage includes eligible expenses for hospital care, nursing care, prescription drugs, licensed ambulances and physicians' and surgeons' fees, as well as other eligible medical services and supplies.

The date of departure is counted as the first day.

This benefit is subject to an exclusion for pre-existing medical conditions.

If you are under age 65 and are travelling for more than 31 days or if you are age 65 and older and travelling for more than 10 days, you may choose to purchase additional days from the insurer prior to your departure date by calling 1-877-222-7342. You will receive a separate Certificate of Insurance if you choose to purchase this coverage.

Certificate of Insurance

Protect your travel investment with trip cancellation and trip interruption insurance at no extra cost when you charge at least 75% of your trip costs to your Card.

You, your spouse and your dependent children are eligible for up to $2,500 per person for travel expenses (maximum $10,000 per trip) for trip cancellation benefits and for up to $5,000 per person for travel expenses (maximum $25,000 per trip) for trip interruption when you charge at least 75% of such trip expenses to your Scotiabank American Express Platinum Card and are forced to cancel or interrupt your trip for medical or non-medical causes. Coverage provides reimbursem*nt of non-refundable eligible trip costs and additional charges for ticketing changes.

Certificate of Insurance

Charge at least 75% of the full ticket cost to your Scotiabank American ExpressPlatinum Card and you’ll be eligible for reimbursem*nt of necessary expenses such as hotel accommodations, meals and other emergency items.

You may be reimbursed for eligible necessary and reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four hours or more to a limit of $1,000 per insured person on the same trip.

Certificate of Insurance

Charge the full cost of your eligible rental car to your Card and you’re automatically insured if your rental is damaged or stolen.

You are automatically covered by Collision Loss/Damage Insurance when you rent a vehicle in your name, decline the agency's collision damage waiver or loss damage waiver (or similar provision) and use your Scotiabank American ExpressPlatinumCard to pay for the entire cost of the rental. If your rental car is damaged or stolen you are covered for the amount that you are liable to the Rental Agency up to the actual cash value of the vehicle. Note that the rental period cannot exceed 48 consecutive days and vehicles costing over $65,000 are not covered.

Certificate of Insurance

Charge the full cost of your airplane, train, bus or cruise ship tickets to your Card. If your checked luggage is delayed or lost – you’re covered.

When you purchase common carrier tickets with your Scotiabank American Express Platinum Card, you are eligible for coverage against the loss or the delay of your checked luggage. The lost luggage benefit is limited to the lesser of the value of the covered luggage or the actual replacement cost of the lost or stolen covered luggage, to a combined maximum of $1,000.

The delayed luggage benefit is limited to $1,000 for all insured persons on the same trip for the cost of replacing eligible essential items if your checked luggage is not delivered within four (4) hours from your time of arrival at your final destination.

Certificate of Insurance

Charge at least 75% of your ticket cost to your Card and you’re insured against accidental loss of life or dismemberment.

You, your spouse and eligible dependent children will be automatically insured against accidental loss of life, or dismemberment – up to a maximum of $500,000 (to a maximum of $1,000,000 per occurrence). Coverage is in place while occupying a common carrier for which you have charged at least 75% of the ticket cost to your Scotiabank American Express Platinum Card, and which is licensed to carry passengers such as airplanes, cruise ships, trains or buses.

Certificate of Insurance

Use your Card to pay for your stay at any hotel or motel in Canada or the U.S.

When you check into any hotel or motel in Canada or the U.S., and charge your stay to your Scotiabank American Express Platinum Card, you and your spouse and dependent children travelling with you will be eligible for coverage against theft of your covered personal property if your room is broken into. Should your claim exceed the amount reimbursable by the hotel, and/or any applicable insurance protection, your coverage picks up the balance, up to a maximum of $1,000.

Certificate of Insurance

You may have Mobile Device Insurance for new cell phones, smartphones, or tablets purchased on or after July 1, 2022, when you charge the full cost of your new mobile device to your Card, or charge all of your wireless bill payments for such device to your Card when you fund such purchase through a plan.

You may be covered for up to $1,000 in the event your cell phone, smartphone, or tablet is lost, stolen, accidentally damaged, or experiences mechanical failure.

Certificate of Insurance

For claim forms and answers to Frequently Asked Questions visit our partner's site.

Shop with added coverage

Added coverage means you can shop with confidence anywhere around the world.

Most items purchased with your Card are insured against theft, loss or damage for 120 days from the purchase date and the manufacturer’s warranty is doubled for up to one year.

Most items purchased anywhere in the world are automatically insured against theft, loss or damage as long as the full cost of the item is charged to your Scotiabank American ExpressPlatinum Card.

Coverage extends for the first 120 days from the date of purchase, is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage.

When you charge the full cost of most items to your Card, extended warranty coverage doubles the original manufacturer’s warranty for up to two years. Coverage is limited to the lesser of the repair cost, replacement cost, or original purchase price.

Items covered by a manufacturer’s warranty repair services of five years or more must be registered within the first year of purchase.

Certificate of Insurance

Scotia Credit Card Protection(optional)13

This optional insurance coverage can provide you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments as a result of certain unexpected life events, such as Death, Critical Illness, Hospitalization, Disability, Job Loss or Strike or Lockout.

There are two different coverage bundles to choose from:

Basic Protection

  • Life Benefit
  • Critical Illness Benefit
  • Hospitalization Benefit

Comprehensive Protection

  • Life Benefit
  • Critical Illness Benefit
  • Hospitalization Benefit
  • Disability Benefit
  • Job Loss Benefit
  • Strike or Lockout Benefit

Learn moreabout Scotia Credit Card Protection

Scotiabank American Express Platinum Card | Scotiabank Canada (23)

Scene+ makes every experience more rewarding.

Scene+ is our enhanced rewards program that allows members to earn and redeem points for travel, shopping, dining and more.

about Scene+ Learn more

Get the Scotiabank Platinum American Express® Card

Scotiabank American Express Platinum Card | Scotiabank Canada (24)

Apply online

Ultimate travel rewards & privileges

Apply now for the Scotiabank Platinum American Express credit card

Scotiabank American Express Platinum Card | Scotiabank Canada (25)

By phone

Takes about 8 minutes

1 (800) 747-3208 tel:18007473208

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In person

Make an appointment at your local branch

Find a local branch Go to branck locator

You might also like

Scotiabank Gold American Express® Card

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View more card detailsfor the Scotiabank Gold American Express Card

Earn up to6X the Scene+ pointson every $1 CAD youspend in Canada on eligible grocery,dining, andentertainment purchases.

The only major bank that saves you 2.5% on foreign transaction fees.

Annual Fee:

$120/year

Interest rates:

20.99% on purchases

22.99% on cash advances

Not sure if this is the right credit card for you?

Help me choose

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Resources and advice

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Manage your card

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Welcome Kit

Certificate of Insurance

Credit card rewards calculator

Add card to mobile wallet

Helpful resources

Credit card fees

Interest rates

Revolving Credit Agreement (Visa/Amex)

View legal footnotes

*

Savings and reward potential in first 14 months based on the following card usage and offers:

$600 in travel rewards (60,000 bonus Scene+ points) when you spend $3,000 within your first 3 months (to earn 50,000 points) and when you spend $10,000 within your first 14 months (to earn an additional 10,000 points);

$141 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by other card issuers);

$742 in travel rewards (74,188 Scene+ points) on everyday purchases based on average annual first year spend per account;

$704 value of a complimentary Priority Pass membership and free lounge passes per year for the primary cardholder (annual membership fee package of CAD$400/USD$299, which includes 10 lounge passes) and for one supplementary cardholder (basic annual membership fee of CAD$132/USD$99 plus 4 lounge passes at CAD$43/USD$32 each). Currency conversion as at November 10, 2022.

Potential 14-Month Value = up to $2,187

Actual savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.

1

Scene+ Points are awarded for purchases charged to your Scotiabank Platinum American Express Credit Card Account (“the Account”). The regular earn rate is two (2) Points per $1.00 in purchases charged and posted to the Account.

Eligibility: Only purchases earn Scene+ Points. Cash advances (including Balance Transfers,Scotia® Credit Card Cheques and Cash-Like Transactions), fees, interest or other charges, returns, refunds or other similar credits to your Account do not qualify for Scene+ Points. Scene+ Points will not be posted to an Account that is not in good standing when purchases are made or when a statement is issued, or if the Account is not open when a statement is issued. See your Scene+ Points terms at www.scotiabank.com/sceneplus for full program details.

2

The Scene+ Travel website and call center are owned and operated by Expedia Inc, a third-party travel service provider (the “Scene+ Travel Partner”). To earn or redeem Points, travel must be booked through the Scene+ Travel website or Scene+ Travel call centre. Travel booked via the Scene+ Travel call centre may be subject to a booking fee. Prices are in Canadian dollars unless otherwise specified. Prices and points requirement are available on the website, and subject to change. The Scene+ Travel Partner may impose terms and conditions that supplement the ‘Additional Terms and Conditions for Scene+ Travel’ included in the Scene+ Program Terms and Conditions. Scene LP and its owners are not responsible for the products and services made available to you by third parties.

Earning Scene+ Points for Scene+ Travel purchases: Scene+ points are earned on eligible travel purchases made through Scene+ Travel website or call centre (collectively “Scene+ Travel)”. Scene+ Points are only earned on the total value of hotel or car rental booking purchases (excluding taxes and fees) made through Scene+ Travel regardless of the payment method used for the purchase (Scene+ points redemption and/or payment card purchases). Points earned will be added to your Scene+ account within six weeks from the completion of your travel itinerary.

Paying for your eligible Scene+ Travel purchase: Points may be redeemed for the entire amount of the hotel or car rental booking purchases (including taxes and fees), or redeemed in part with the remaining balance paid by an available payment card.

3

Concierge Services are provided by a duly licensed third-party premium concierge provider (currently Ten Lifestyle Management Limited ("Ten" or "Ten Group")) and are subject to Terms & Conditions and Privacy Statement of that provider. Provider is subject to change by The Bank of Nova Scotia ("Scotiabank"). Scotiabank is not responsible for the Concierge Services, including the delivery of, or for any failure to deliver, any such services. By using the Concierge Services you must consent and agree to Ten Group's andPrivacy Statement that apply.

4

Offer Description and Conditions:The 60,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Platinum American Express credit card accounts (“Account”) opened by October 31, 2024 and is subject to the conditions below. To qualify for 50,000 bonus Scene+ points (the “50,000 Point Bonus”), you must open a new Account by October 31, 2024 and have at least $3,000 in eligible purchases posted to your new Account in the first 3 months of the Account open date. To qualify for 10,000 bonus Scene+ points (the “10,000 Point Bonus”), you must have at least $10,000 in eligible purchases posted to your new Account in the first 14 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges.

The 50,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after the qualifying $3,000 in eligible purchases being posted to your Account within the first 3 months from the Account open date, provided the Account is open and in good standing. The 10,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after you have met the $10,000 14 month spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. All other terms and conditions of the Program Terms continue to apply during the Offer period. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.

Eligibility and Exclusions:Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.

Rates and Fees:The current annual fee is $399 for the primary card and $99 for each additional card (including those issued to co-borrowers and supplementary cardholders). The current preferred annual interest rates for the Account are: 9.99% on purchases and 9.99% on cash advances (including balance transfers and cash-like transactions). All rates, fees, features and benefits are outlined in the Application Disclosure Statement and are subject to change..

5

For current rates and information on fees and interest, call 1-888-882-8958. Interest rates, fees and features are subject to change without notice. Learn more aboutcredit card feesandinterest rates.

6

Priority Pass™ membership includes access to airport lounges participating in the Priority Pass program. Certain terms, conditions and exclusions apply. Unless cancelled, Priority Pass membership automatically renews on its anniversary date. Priority Pass membership will be cancelled if your Scotiabank Platinum American Express Card is cancelled. Lounge visits are counted on a per person per visit basis (e.g. Lounge access by a Cardholder and one accompanying guest will count as two (2) visits). The first 10 lounge visits for the primary Cardholder and the first 4 lounge visits for the supplementary Cardholder per 12-month cycle from date of enrolment are complimentary. Beginning with the 11th visit for the primary Cardholder and the 5th visit for the supplementary Cardholder, each additional lounge visits exceeding your complimentary benefit entitlement will be charged at the prevailing retail rate which can be found at https://www.prioritypass.com/join-prioritypass. Priority Pass membership and services are provided by a third party. The Bank of Nova Scotia is not responsible for the Priority Pass membership or services. All fees, features and benefits are subject to change. For complete Priority Pass terms and conditions, please visithttps://www.prioritypass.com/Conditions-of-use

7

We will not charge you Foreign Transaction Fees on foreign currency transactions, including purchases, only the exchange rate applies. The term “Foreign Transaction Fees” is a substitute for “Foreign Currency Conversion” as described in the Disclosure Statement you received with your Card. This fee relates to the 2.5% mark-up that is typically charged by credit card issuers in addition to the exchange rate. See the Foreign Currency Conversion section of the Disclosure Statement for this Card for full details. Rates and fees are subject to change.

8

Apply Points to Travel redemptions are only permitted towards an eligible travel purchase charged to a Scotiabank credit card or debit card that earns Scene+ Points. Redemptions must be requested through sceneplus.ca or the Scene+ app within 12 months of the travel purchase transaction date. Minimum Scene+ Point redemption thresholds apply. For full terms and conditions, click here.

9

Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing agent terms, conditions, and fees. Not all seats are available. All sales are final. No refunds. No exchanges. The Bank of Nova Scotia and its affiliates are not responsible for fulfilment of offers under the American Express Invites program. All offers are provided and fulfilled by participating merchants and are subject to the specific terms and conditions of the respective merchant. American Express and its affiliates are not liable or otherwise responsible for any offer or experience made available under this program, and are not responsible for fulfilment, any changes or cancellation of any offer.

10

The Primary Cardholder on the Scotiabank American Express Platinum Card Account (the “Account”) is responsible for all charges to the Account including those made by the additional Supplementary Cardholder.

11

Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2, and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, seehttps://support.apple.com/km207105

12

Under all insurance coverages or services, certain limitations, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please see the Certificates of Insurance for full coverage details. Coverages are underwritten by The Manufacturers Life Insurance Company and its wholly owned subsidiary First North American Insurance Company. The Bank of Nova Scotia is not an insurer. All insurance claims must be forwarded to the insurance providers.

13

Scotia Credit Card Protection is underwritten by Chubb Life Insurance Company of Canada under a Group Policy issued to The Bank of Nova Scotia. All coverage is subject to the terms and conditions outlined in the Certificate of Insurance which you will receive upon enrolment.

14

Select offers are brought to you by American Express. The Bank of Nova Scotia is not responsible for the offers, or any third party services, provided under the Amex Offers program. American Express reserves the right to vary any eligibility criteria or the Terms prior to you registering for the offer. If you do not agree with the Terms, you must not participate in the offer.

15

Individual offer terms and conditions apply. The Bank of Nova Scotia is not responsible for the offers, or any third party services provided. For complete terms and conditions please visit www.experiences.global

®

Registered trademarks of The Bank of Nova Scotia. American Express is a registered trademark of American Express. This credit card program is issued and administered by the Bank of Nova Scotia under license from American Express.

Δ

Compared to other consumer credit cards publicly offered by Canadian Schedule 1 banks as of March 3, 2023.

Scene+ and the Icon Design are trademarks ofScene Plus IP Corporation, used under license.​

®^

Registered trademark of Cineplex Entertainment LP, used under license.

®*

Swiss Chalet®, Harvey's®, Montana's®, East Side Mario's®, Kelseys®, Bier Markt®, Fionn MacCool's®, D'Arcy McGee's®, Paddy Flaherty's® and Tir nan Og® are registered trademarks of Recipe Unlimited Corporation, used under license.

Scotiabank American Express Platinum Card | Scotiabank Canada (2024)
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