Save Time With a Quickie Divorce | Divorce and Your Money | Avoid Costly Divorce Mistakes. (2024)

This article was originally published onDivorce Magazine here.

The divorce process can be a lengthy and painful time thatdrags on for months or years. When you are amid emotional turmoil over the demise of your marriage, the last thing that you want to encounter is a longer waiting period. Fortunately, there are several ways around the time-consuming portion of the process. An alternative to this norm is a “quickie divorce,” which allows couples to file quickly and move on with their newly single lives.

The first method that many couples use to reach a quickie divorce is filing for anuncontested divorce. In this type of arrangement, the two spouses have already agreed upon the specific terms of the settlement. No arguments exist regarding property division, child support, custody arrangements, or any other loose ends.

Situations that involve retirement savings, investments, alimonies, and other complicated financial arrangements may not be able to be settled on their own. Rather, they may require the assistance of a certified divorce financial analyst, attorney, or mediation specialist to reach an agreeable settlement that is fair to both parties.

To qualify for an uncontested divorce, you and your spouse will need to open the lines of communication. To be able to speed up the divorce process, it is crucial that you get on the same page in terms of the details surrounding the end of your marriage and all your marital property. If the two of you are capable of being amicable throughout this process, it allows you to officially end the marriage more rapidly than couples who are less effective at communicating.

Likewise, it also helps to file a no-fault divorce. In this type of arrangement, neither spouse is trying to prove that the other is at fault for the breakdown of the marriage. They simply need to claim that the reason for the end of the union is related to any of the recognized reasons available in their state. Most commonly, this option means filing for divorce because of irreconcilable differences.

Of course, beyond those basic steps to get a quickie divorce, you could also consider moving. Many states offer looser residency requirements and shorter waiting periods, which allow for the entire process to move through the court system faster. If you do not currently reside in one of the states listed below, you may want to relocate if finalizing your divorce is of paramount importance to you and your spouse.

Below is a list of the most popular states that will finalize a quickie divorce, as well as their specific requirements:

  • AlaskaThis state is one of the few that does not have any residency requirements. Spouses must reside in the state at the time they file, and intend to continue living within Alaska. There is a thirty-day waiting period.
  • IdahoTo reach the residency requirement, spouses must live in Idaho for a minimum of six weeks. After this period, there is a twenty-day processing time to finalize the divorce.
  • MontanaMontana has a ninety-day residency requirement before individuals can file for divorce.
  • NevadaIn terms of obtaining a quickie divorce, Nevada is slightly faster than Idaho. The residency requirement is the same (six weeks), but there is no waiting period afterward.
  • New HampshireAt one full year, New Hampshire has the longest residency requirement of the states on this list. However, for couples who are already residents of New Hampshire, there is no waiting period. Therefore, you could effectively file and obtain an entire divorce within an incredibly short period of time.
  • South DakotaOnly a sixty-day waiting period applies in South Dakota, and it has no residency requirements.
  • WyomingWyoming has a sixty-day residency requirement, followed by a twenty-day waiting period.

To get the process of divorce over with much faster, consider filing for divorce in one of these states. While a quickie divorce is not ideal for every circ*mstance, some couples could benefit from this type of arrangement. Open communication is a key component to making these quickie divorces work.

Communication is key when filing an uncontested divorce because the settlement must be agreed upon between both spouses. If there are complicated financial implications or unfavorable settlement terms, this type of arrangement is best avoided. Your financial future could be at stake.

If you believe that there are more complicated issues that couldimpact your financesor that the settlement is unfair, you may want to pursue a divorce that utilizes an attorney or mediation professional.

Keep in mind that while divorce is a painful process emotionally and financially, you do not want to rush into an unfavorable settlement. It has long-term implications for your financial future, which you will not want to jeopardize if you want to end the marriage faster.

Save Time With a Quickie Divorce | Divorce and Your Money | Avoid Costly Divorce Mistakes. (2024)

FAQs

How do I protect myself financially in a divorce? ›

How Do I Protect Myself Financially From My Spouse During a...
  1. Create a Financial Plan for Your Divorce. ...
  2. Open Your Own Bank Account. ...
  3. Separate Your Debt. ...
  4. Monitor Your Credit Score. ...
  5. Take an Inventory of Your Assets. ...
  6. Review Your Retirement Accounts. ...
  7. Consider Mediation Before Litigation. ...
  8. Popular Family Law Articles.
Aug 9, 2023

How do I financially prepare to leave my husband? ›

4 financial steps to prepare your finances for divorce
  1. Step 1: Get organized and gather key financial documents. ...
  2. Step 2: Understand what you own and what you owe. ...
  3. Step 3: Know what bills are due and protect your credit. ...
  4. Step 4: Create your go-forward budget.

Can I empty my bank account before divorce? ›

That means you cannot empty your joint account unless your spouse consents or you get a court order first. If you are considering divorce, it's important to prepare financially. Our attorneys can advise you regarding what information you need to gather and how to address your fears of having no funds.

Can divorce ruin you financially? ›

Your monthly budget

In a typical divorce, half of your income streams will disappear since a two-income household will become a one-income household.

How do you separate from spouse when you can't afford it? ›

Close joint accounts, and set up new accounts under your own name. This could include your checking accounts, savings accounts, and credit card accounts. You can also focus on paying off shared credit card debts, so that it will be easier when the time comes to separate and you won't have these shared expenses.

How do you silently prepare for a divorce? ›

Some of the key considerations for how to secretly plan for divorce include:
  1. Inventory your assets and income and those of your spouse. ...
  2. Understanding your social media accounts. ...
  3. Getting a separate mailbox. ...
  4. Open a separate bank account.
Jan 11, 2022

What to do if you can't afford to leave your spouse? ›

What To Do If You Can't Afford To Leave Your Husband
  1. Seek Emotional Support: Reach out to friends, family members, or a support network to share your feelings and concerns. ...
  2. Professional Guidance: Consider seeking guidance from a therapist or counselor experienced in dealing with relationship issues and financial stress.
Jul 30, 2023

How do I prepare my finances before divorce? ›

Gather Your Financial Statements

Assets: Checking, savings and investment account statements for the past year. Retirement plan accounts: Current statements for IRAs, 401k plans or pensions. Property: List of assets, including real estate, vehicles, boats and trailers, that accumulated before and during your marriage.

Is there a way to protect your assets without a prenuptial agreement? ›

Keep Separate Property

Keep real estate separate by keeping the title in your name alone, and don't use commingled money to maintain the property. Likewise, keep individual financial accounts and retirement assets as separate funds in your own name. Open a separate joint account to manage marital funds.

How do I protect myself from a messy divorce? ›

5 Helpful Tips to Protect Yourself When Your Spouse Files for...
  1. Hire An Attorney.
  2. Cancel Joint Credit Cards.
  3. Keep Tight Records.
  4. Don't Sign Anything.
  5. Choose Your Words Carefully.
Jan 14, 2020

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