Tailor your cover to meet your specific needs.
At Aviva, we understand that for most things in life, one size doesn’t fit all. And the same can be said about insurance. The home insurance you need when renting differs from the home insurance you need when you own a home. We offer contents only cover for renters, and can tailor this to suit your specific needs.
Why do you need renters insurance?
Whether you own it or not, the house or apartment you live in is your home. We all want to protect the belongings that make our house feel like our own special space. Your landlord will more than likely have buildings only insurance, meaning nothing inside of your rented home is covered should anything happen. It’s up to you as the tenant to get renters or tenants insurance to protect your belongings.
Renters insurance is also known as contents insurance.There are plenty of instances where you would be relieved to have contents cover in place - if there was a fire in your home, flooding or a burglary you would be insured against damages or losses to your belongings.
What is covered with renters insurance?
Your contents cover will include household goods like:
- Artwork and ornaments
- Sofas, beds and linen
- Bookshelves and books
It also includes belongings such as:
- Clothes and shoes
- Jewellery
- Laptops, TVs and phones
- Cash of up to €400
A good way to think of it, is insurance that covers items you would normally take with you when moving home. We offer contents cover on a ‘new for old’ basis. This means that, in most cases, we will replace stolen or damaged items with new items.
There are a number of special features and discounts that are included as standard with contents insurance. You can find thesehere, including help in a home emergency, loss of visitors’ personal belongings and the loss of a credit or debit card.
Looking for a quote?
Simply call us on
1800 332 211
Monday to Friday 9:00a.m. - 6:00p.m.
Policy details
Important information about your home insurance. You may find our glossary of terms helpful when reviewing your home insurance documents. Our assumptions are also available to you.
PDF (724.3 KB)
PDF (389.9 KB)
PDF (327.0 KB)
PDF (67.9 KB)
Looking for more information?
Home Insurance
Policies designed with you in mind.
Visit home insurance about Home Insurance
Car Insurance
We've got a range of car cover options to help protect what's important to you.
About car insurance about Car Insurance
Life insurance
Safeguard your family from the financial uncertainty that comes with death.
Explore life insurance about Life insurance
Home articles
Get up to speed with our helpful guides and all the latest home insurance news.
26 Feb 2024
Preventing fire hazards: Essential tips and advice for your home
Fire hazards in the home are a serious concern and preventing these hazards is essential for ensuring the safety and security of your home and loved ones.
Prevent fire at home about Preventing fire hazards: Essential tips and advice for your home
21 Feb 2024
Top Bathroom Design Trends to Transform Your Bathroom
Sick of your bathroom décor being boring? There are countless ways to inject some colour and personality into your bathroom this year.
Bathroom designs about Top Bathroom Design Trends to Transform Your Bathroom
21 Feb 2024
Creative Hall, Stairs and Landing Ideas to Upgrade Your Space
Hallway decor ideas are a great way to expand your personal style and make your home a welcoming place to new guests.
Creative hall and stairs about Creative Hall, Stairs and Landing Ideas to Upgrade Your Space
21 Feb 2024
Colour Drenching to Smart Storage: Modern Living Room Ideas
Looking to make an upgrade to your living room? Here are some sitting room ideas to make a statement this year.
Living room ideas about Colour Drenching to Smart Storage: Modern Living Room Ideas
21 Feb 2024
Modern Kitchen Ideas to Revamp Your Space
Kitchen decor taste can vary widely from person to person, but there are a few key ways to upgrade your space – as told by the experts.
Modern kitchen ideas about Modern Kitchen Ideas to Revamp Your Space
21 Feb 2024
5 Cosy Bedroom Design Ideas
Studies have shown that people get better sleep when their bedroom is optimised for it – which is why bedroom design ideas are so important to get right.
Bathroom design ideas about 5 Cosy Bedroom Design Ideas
5 Dec 2023
Impress your guests with our party food recipes!
With the festive season in full swing, get set to steal the show with our delicious party food recipes you can recreate at home.
Christmas recipes about Impress your guests with our party food recipes!
5 Dec 2023
Death of a home insurance policyholder
The death of a loved one can be a difficult and emotional time. With a lot to organise, home insurance should not be something that adds more stress or worry.
After the death of a policyholder about Death of a home insurance policyholder
1 Nov 2023
Everything You Need to Know About Choosing and Installing a Home EV Charger
Installing a home car charger can be confusing, but in this blog post, we’ll break down the choices and explore the different factors of charging an EV at home.
Home EV Charger about Everything You Need to Know About Choosing and Installing a Home EV Charger
5 Sep 2023
Higher or Lower with Irish Rugby players
We put a few Irish Rugby Players through their paces with a game of Higher or Lower! Jimmy O’Brien, Jordan Larmour and Jack Conan were the brave contestants.
Games – Irish Rugby Players about Higher or Lower with Irish Rugby players
20 Jun 2023
Sustainability at Aviva Stadium
We chatted to Aidan Byrne, Sustainability Manager at Aviva Stadium, offering some simple tips and tricks to make your own home a greener place.
Make your home greener about Sustainability at Aviva Stadium
14 Jun 2023
What to Consider When Getting a House Alarm System
It can be difficult to find the best alarm system for your home. Our expert guide covers everything you need to consider when getting a house alarm system in place.
What to consider for your house alarm about What to Consider When Getting a House Alarm System
9 Jun 2023
Throw your own pride party!
Show that you’ve got what it takes to host the ultimate Pride Party with how to Rainbow cheesecake bars, Rainbow triangle bunting and a Pride inspired watch-list!
Your Pride Party about Throw your own pride party!
25 Apr 2023
How to build a bug hotel at home
This easy step-by-step guide on how to build a bug hotel shows you how to help our planet and get family and friends involved in the eco-friendly fun!
Make a bug hotel about How to build a bug hotel at home
26 Jan 2023
A series of unfortunate events with Rory’s Stories
Join Rory as he experiences some untimely mishaps and unfortunate accidents and finds himself saved by the skin of his teeth.
Read more about A series of unfortunate events with Rory’s Stories
13 Dec 2022
Preparing for a potential blackout
While power outages are a worst-case scenario, we’ve put together some top tips on how to make sure you’re well prepared in the case of a blackout.
Blackout at home tips about Preparing for a potential blackout
Terms and conditions, limits and exclusions apply. Offer subject to minimum premium of €115 for contents.
Home insurance is underwritten by Aviva Insurance Ireland DAC.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.
