Payments & Requests - FAQ (2024)

Looking for more information about sending and receiving payments on Venmo? Here are some frequently asked questions.

I didn’t receive the payment I’m expecting, or I sent a payment and the recipient didn’t get it 

Each Venmo user involved in a payment can verify that the payment was successful if they received a notification and if the payment appears in their personal transactions feed.

The payment will be listed in red with a minus sign on the sender's account to show that the money was sent. It'll be listed in green on the recipient's account to show that the money arrived.

If the recipient did receive a notification about the payment:

  • They may not realize the money isn’t sent directly to their bank account
    • If they're expecting the money in their bank account, they need to transfer the money to their bank account
  • They may need to verify the email address or phone number you used or add the email address to their Venmo account
  • If the recipient is still having trouble, please have them contact us directly
    • To protect their privacy, our Support team can only discuss their account with them

If the intended recipient did not receive a notification about the payment, continue reading this article for more information.

What do I do if I accidentally paid somebody I know?

The moment you send a payment on Venmo, we send a request to your bank/card company to debit the funds and make them available to the recipient. Learn about what to do if there's a mistake in a payment with someone you know.

What should I do if I accidentally paid a stranger?

If you accidentally sent a payment to someone you don’t know, it’s best to contact us for help getting your payment back. You can also read more about what to do if you pay a stranger.

What do I do if I receive a payment or a request from a stranger?

Learn more about what to do if a stranger pays you.

What should I do if I notice a payment from my account that I did not authorize?

Learn what to do if there’s unauthorized activity on your Venmo account.

Why is my payment listed as “Incomplete” or “Pending”?

You sent a payment to an email address or phone number that isn’t associated with an active Venmo account or that isn’t verified.

You’ll need to have your friend verify their phone number or email address, or they can add the email address you used to their Venmo account by visiting this link: https://venmo.com/identity/verify_email_addresses.

You can also take back the payment. For more information, visit this article.

My friend paid me using the wrong email address

If your friend sent you a payment to an email address that’s different from the one you signed up with, you can add and verify that email address to receive the paymenthere: https://venmo.com/identity/verify_email_addresses.

This email address will be added in addition to the email address that you signed up with, meaning you’ll be able to receive payments sent directly to both email addresses. (Keep in mind that this additional email address can’t be used to log into your account)

Once you’ve verified the additional email address, the payment should reach your Venmo account successfully.

Can I change the bank account or card being used for my payment?

Not after a payment has been sent. However, you can edit your payment method any time before you send a payment. Simply tap on the bank or the card shown at the bottom of the payment screen to change it. This will update your payment method for this payment.

You can also head hereto examine your Transaction History, including the details for the payment.

Is there a limit to how much money I can send on Venmo?

Learn more about payment limits on Venmo.

Who has access to information about paymentsI make on Venmo?

Visit our article on “” for more info. 

Why do I see a duplicate charge on my bank account or card statement?

If you’re concerned about a billing error related to activity on Venmo, pleasecontact us.

Where can I find details about my transaction history?

Visit this article to learn how to access your complete transaction history.

Can I set up automatic recurring payments or charge requests?

No, Venmo doesn't offer the option to set up recurring payments or charge requests to another Venmo account.

Can I connect Venmo to my PayPal account to transfer money between the two?

Explore Visa+ as an option for moving money between Venmo and PayPal.

Can I send an anonymous payment to someone on Venmo?

No. There’s no way to pay someone anonymously on Venmo.

Can I use Venmo to pay myself or move money between two of my own payment methods?

No. Venmo is intended only for payments between separate individuals rather than moving money between your own payment methods. Additionally, you’re only allowed to maintain one personal Venmo account at a time.

Can I use Venmo to buy or sell merchandise, goods, or services?

Learn more about how to use Venmo for buying or selling goods and/or services.

I’m sending my friend a gift – can Venmo help me spruce it up a bit?

You can gift wrap your payment to your friend. When the recipient opens the gift, they’ll see a special animation of your choosing. Just tap the Gift icon Payments & Requests - FAQ (1)when you‘re making the payment. We have a variety of options for different occasions, so be sure to pick the one that fits best.

Can I use Venmo for my non-profit/charity/club?

Venmo offers charity profiles for charitable organizations (and 501c3s) that have confirmed their charity status on PayPal. If you have a PayPal charity account, you can connect to Venmo from the PayPal App Center. Learn more about signing up for a Venmo charity profile.

If you’re representing an association or club rather than a non-profit, we invite you to learn more about business profiles on Venmo.

Claim money

Payments & Requests - FAQ (2024)

FAQs

How do payment requests work? ›

In the general sense, a request for payment refers to any communication sent out to customers asking for them to pay for goods and services. Payment requests are often sent in the form of clickable links over email, SMS text, or chat service.

Do Venmo payment requests expire? ›

This year through June, more than 78% of users who received a money request fulfilled it on the same day, while 17% paid within five days. Some 4.5% took longer, or allowed requests to expire. PayPal requests expire after 60 days; Venmo's don't expire.

How to see payment requests on Venmo? ›

How to see pending Venmo requests. As you'll, no doubt, want to make sure you're on top of your finances, Venmo allows you to see all your pending requests. Simply click on your profile, scroll down, and you'll see an icon where you can select from pending payments or requests.

Can I keep money someone accidentally sent me on Venmo? ›

If someone you know sent you a payment by mistake, or if they made a mistake in the payment, sending the money back to them typically resolved the matter. Payments on Venmo can't be cancelled once they've reached your Venmo account.

What is the difference between invoice and payment request? ›

The invoice includes a detailed description of the goods or services provided, the quantity, the agreed price, and the total amount due. An Application for Payment is a document that a contractor or subcontractor sends to the client or main contractor to request payment for work that has been completed.

What is the difference between ACH and RFP? ›

A Request for Payment (RFP) is an ACH Network message that can be used by businesses to send electronic invoices to their customers. What is Same-Day ACH? Same-Day ACH is an improvement to the ACH network that allows the processing of credit, debit, and return transactions several times a day.

Can you ignore Venmo requests? ›

Don't: Ignore or Decline Legitimate Requests

If you receive a Venmo request that you recognize and it's legitimate, don't ignore or decline it. Responding promptly and correctly maintains trust and ensures that financial matters are settled without unnecessary tension or misunderstanding.

What is the limit on Venmo payment request? ›

Transferring to your bank account

If you have not yet completed identity verification, you can send up to $999.99 to your bank per week (depending on security checks at Venmo) If you've confirmed your identity, you can transfer up to $19,999.99 to your bank per week. There's a $5,000 per transfer limit.

How does a Venmo request work? ›

Here's how to send or request money from the Venmo app:
  1. Tap Pay/Request at the bottom of the screen.
  2. Search and add the person you want to pay or charge.
  3. Enter an amount and add a note.
  4. Tap Request or Pay.
Oct 3, 2023

Are Venmo payment requests private? ›

Venmo will always use the more restrictive setting selected between payment partners. If you select Private for your payments, your Venmo activity will remain private - only visible to you and any other payment participants. If your payment partner has a more restrictive privacy setting, we'd use that setting.

Why is Venmo charging me a fee to receive money? ›

Adding money to your account

Receive personal payments in your Venmo account from Venmo users. No fee for you when Venmo users send you personal payments with Venmo. You will be assessed a fee if the sender identifies the transaction as for goods and services. No fee for you when a merchant sends you a refund.

Why is my Venmo request not going through? ›

Why does Venmo continue to decline my payment? The main reason a Venmo account will continue to decline is because of app glitches, unstable internet connection, improper banking information, incorrect personal information, or suspicious activity on your account.

Why am I getting Venmo requests from strangers? ›

A Venmo scam can take many forms, but it always involves people with Venmo accounts losing money. The common threads are strangers insisting on Venmo payment, requests from impersonators, lucrative-sounding incentives used as phishing lures, and high-pressure tactics.

What happens when a random person sends you money on Venmo? ›

If you receive unexpected requests or payments from people you know, contact them directly and confirm that they are the actual senders. Never accept payments from people you don't know. Report and block any account that randomly requests money from you.

Do I have to return money sent to me by mistake? ›

Your car could be collecting your personal data — even your sexual orientation. Zelle told News4 that if you get money sent to your account by mistake, don't send it back to the sender unless you know them. Instead, they say to contact your bank, which may be able to help you return the payment.

How does Apple pay requests work? ›

Send a request for payment in Messages
  1. Open a conversation in the Messages app or start a new conversation.
  2. Tap the plus icon. , tap Apple Cash, enter the amount, then tap Request.
  3. Tap the Send button. to request the payment.
Apr 17, 2024

How do I accept a pay request? ›

Respond to a request for money
  1. Open Google Pay .
  2. Tap the name or photo of the contact who sent the request.
  3. Tap the Pay option on the request.
  4. Review information about the requester, amount, and description and choose a form of payment.
  5. Tap Proceed to pay.
  6. Enter your UPI PIN.

What is the safest way to accept payments? ›

What is the safest way to accept payment? Besides cash, a certified check is the safest way you can receive a payment to your business.

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