International Travel Insurance
Do you have an international trip coming up? How exciting! Traveling to another country for business or leisure is always something to look forward to. However, overseas holidays also expose you to certain risks that can disrupt your travel plans.
Take, for example, delayed flights or the loss of baggage! These are two of the most common travel woes. Not only do they throw a wrench in all your planning, but they can also lead to significant financial losses. Fortunately, there is an easy way to protect yourself from such unfortunate events - just get yourself an overseas travel insurance policy.
These plans cover misplaced luggage, the loss of your passports, medical emergencies while traveling, and numerous other mishaps. Thus, with an international travel insurance policy by your side, you can travel the world without the extra baggage of worries & stress!
Why choose IFFCO-Tokio for your Overseas Travel Insurance
No matter where your travels might take you, our international travel insurance plans have got you covered! We provide you with five different coverage options to choose from. You can select the one that best suits your travel needs & budget. With IFFCO-Tokio, you get a travel companion you can rely on!
Backed by Experience
We have 20+ years of experience servicing the insurance needs of our customers.
Claims Record
We have a claim settlement ratio of 92.65% with 8.61 lakh claims settled in FY2019.
Wider Network
We have a network of over 20,000 agents and branches across the country.
Always ready to help
Whatever time zone you are in, we are at hand 24*7 to help you out!
Award-winning
Digital Insurer of 2019 Award by Insurance Asia News Awards for Excellence.
Trusted Brand
Over 1,00,000 individuals choose IFFCO-Tokio for their insurance needs.
What Our Overseas Travel Insurance Plans Cover
IFFCO Tokio offers comprehensive international travel insurance online to individuals traveling alone or in groups/families for business or pleasure. Our international travel insurance covers the following exigencies.
Medical Expenses
Consider yourself in foreign land and you suffered some illness resulting hospitalization, this thought could actually fall hard on your pockets and entire trip can end up waste, but with our travel policy any hospitalisation expense would be taken care and you can enjoy the trip hasselfree. we have cashless facility which works as icing on cake and wont trouble you with the limited resource you carry abroad.
Dental Treatments
Consider that you slip on the road while traveling. It could result in a serious dental injury. Now, getting treatment may be very expensive in foreign countries; especially in the USA or Europe. But worry not! Our overseas travel insurance will cover the cost of such dental treatment abroad.
Personal Accidents
An accident can happen anywhere. While traveling overseas, this risk is magnified as you are not familiar with the traffic rules of a foreign country. Our overseas travel insurance will cover the expenses arising out of a personal accident and ensure you get the treatment you need without worrying about the cost!
Hospital Daily Allowance
In case you are hospitalized for more than 48 hours, our overseas travel insurance offers will offer daily hospital allowance to cover all your miscellaneous costs. You can get up to $30 per day, for every day you are hospitalized, for up to 20 days!
Loss or delay of Checked-in Baggage
The handling of checked-in baggage is a well-coordinated process. However, it is managed by human beings who can make mistakes. In fact, baggage loss is quite frequent nowadays , To protect you from such an unfortunate event, our international travel insurance cover loss & delay of check baggage.
Loss of Passport
Imagine you are chilling out in Las Vegas and you lose the track of your belongings. Can you rule out this possibility as a human being? Definitely not! And if you lose your passport, you would certainly land in big trouble. Here, this is where our travel insurance for USA would cover your costs for the issuance of a new passport.
Personal Liability
Just think of a situation that you are in a shop of antiques and suddenly you drop a piece. Worse, the splinters of this piece cause injury to another customer standing next to you. Fortunately, our travel insurance plans cover expenses towards such personal liability for bodily injury or property damage that occurred accidentally on your overseas trip.
Hijack Distress Allowance
A terrorist strike may happen in any part of the world anywhere, be it land, water or air. IFFCO Tokio’s online international travel insurance offers a distress allowance in case of a plane hijack where the insured person is traveling.
Repatriation of mortal remains
In the unfortunate event of the death of the insured person, IFFCO Tokio’s travel insurance overseas will cover the cost of the transportation of the mortal remains back to India or burial at the local place.
What's Not Covered Under Overseas Travel Insurance
As you can see, our international travel insurance offers comprehensive cover against the perils of an overseas trip. However, some circ*mstances not covered by travel insurance - these are known as exclusions. Here are some of the exclusions of our overseas travel insurance plans.
Losses that occur before the commencement of the policy
Traveling against the advice of a physician
Taking part in a Naval, Military, or Air Force operation
Illness/accidents/intentional harm caused because of drunkenness or addiction
Illness or accidents resulting from war, war-like occurrences, military action, rebellion, vandalism, etc
Harm to any property or any expenses or loss arising or resulting from radioactive properties of nuclear elements
Losses related to participation in high-risk sports or training involving un-professional trainers
Financial Emergency Assistance
If you are robbed or lose your wallet in a foreign land, you have no one to offer you help in an unknown country. IFFCO-Tokio's overseas travel insurance will offer financial assistance in such emergency situations. Comparison of various plans offered by IFFCO-Tokio (In USD).
# | Covers | Gold 500 | Gold 250 | Gold 100 | Silver | Bronze | Deductible/ Excess |
|---|---|---|---|---|---|---|---|
1 | Medical Expense | $500,000 | $250,000 | $100,000 | $250,000 | $50,000 | $100 |
2 | Dental Treatment | $250 | $250 | $250 | $250 | $250 | $100 |
3 | Transportation of mortal remains or funeral at a local place | $7,000 | $7,000 | $7,000 | $7,000 | $7,000 | $100 |
4 | Hospital Daily Allowance | $ 30 per day for 20 days | $ 30 per day for 20 days | NIL | $ 30 per day for 20 days | Nil | 48hrs |
5 | Total loss of checked baggage | $1,000 | $1,000 | $1,000 | $1,000 | $500 | Nil |
6 | Checked Baggage Delay | $150 | $150 | $150 | $150 | $100 | 12 Hrs |
7 | Passport Loss | $200 | $200 | $200 | $200 | $200 | Nil |
8 | Hijack Distress Allowance | $700 | NA | NA | NA | NA | 12 Hrs |
9 | Financial Emergency Assistance | $250 | Nil | Nil | Nil | Nil | Nil |
10 | Personal Accident | $25,000 | $25,000 | $25,000 | $25,000 | $15,000 | Nil |
11 | Personal Liability | $100,000 | $100,000 | $100,000 | $100,000 | Nil | Nil |
12 | Countries covered | Worldwide | Worldwide | Worldwide | Worldwide excluding U.S.A & Canada | Worldwide excluding U.S.A & Canada |
Why Do You Need International Travel Insurance
The joy of travel has no bounds! You discover new places, experience new things, and explore a world that is completely different than the one you are used to. At times like these, you do not expect things to go wrong.
However, you cannot control every situation, and things that have to happen, will happen! This is where our travel insurance plans can help. It will cover the financial impact of any unfortunate events that you may encounter during your travels. And if you're still wondering why you need a plan for your next trip, the 3 points mentioned below will give you reason enough!
Bags can get lost!
Nothing can replace the sentimental value of your personal belongings, international travel insurance can help minimize the financial loss of a misplaced or delayed piece of your luggage!
Healthcare is expensive
Treatment, medication, consultations, etc. can cost 3 to 5 times more outside India, especially in countries like the USA and Canada. Combine that with the exchange rate and covering medical expenses can seem like an uphill task. Fortunately, our travel insurance for USA & other international destinations will help pay for your bills and ensure you get back on your feet with ease!
Protect your investment
International travel is often a huge investment. Most of us save for months to go on a trip overseas. However, one small thing could derail your plans and cause you significant financial losses. Keeping this in mind, getting yourself a good overseas travel insurance policy is always a smart move!
Loss of passport is more common than you think:
Believe it or not, passports along with phones, bank cards & licenses are among the top 4 belongings people lose while traveling. And a lost passport can mean significant expenses - you must pay a processing fee to get a new passport, you might have to extend your hotel stay and pay for the rescheduling of your flights. Our overseas travel insurance will compensate for the loss of your passport so you can deal with all these unexpected expenses.
How To Buy International Travel Insurance
The easiest way to buy an overseas travel insurance policy is to make a trip to one of our branches! We have an expert team of executives that will help you choose the right coverage for your travel needs and budget. They will ensure that you leave with a policy in the bag and a smile on your face! If you are busy planning your itinerary or making bookings for your trip and do not have the time to visit our branch, you can also purchase a plan online! For this, all you must do is follow these 3 simple steps.
1 Tell us about yourself & your travel plans
After you log onto our website, you will have to provide us with some basic information starting with your name and number. You will then have to furnish some further details about your travel plans & coverage needs.
2 Get a quote & review the plan details
Based on the information you provide us; we will put together a couple of plan options for you to choose from. You can go through the details of each of these plans and choose the one that best matches your needs.
3 Final details & making the payment
Once you choose a plan, you can proceed to purchase it. For this, you will have to enter a few more details about yourself. After this, you must simply make the payment and the policy will be emailed to you shortly.
Benefits of Online Overseas Travel Insurance
you probably want to save your energy for your overseas vacation/business trip. Not to mention, you might still have to plan the itinerary and get your bookings done. We understand! That is why we allow you to purchase overseas travel insurance through our website. And if you choose the online route to travel insurance, you will also enjoy the following benefits.
1 It is easy
Complete the simple 3-step process, and you will have the policy in your inbox! No branch visit, no traffic jams, just smooth sailing through our online process.
2 It is convenient
Buy overseas travel insurance from anywhere & at any time! You could buy a plan while lazing around on your couch on a sleepy Sunday afternoon.
3 Paperless
Just go online, type out a couple of details, and get a policy with complete ease!
Benefits of buying IFFCO Tokio International Travel Insurance Online
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FAQs
Customer Reviews
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Purchased travel insurance from Iffco Tokio to ensure my baggage safety.
Rated by: Amit Kulkarni
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I insured my family picnic with Iffco Tokio. They are great.
Rated by: Umair Khalid
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Travel insurane from Iffco Tokio provides me baggage coverage and I feel secured.
Rated by: Vinay Sanglikar
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Buying the insurance here is convenient and easy.
Rated by: Mohammed Feroz
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Missed my connecting flight. Thank God I had travel insurance. Iffco Tokio really helped me out.
Rated by: Nilesh Adhari
Overall Rating
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