Merrill A Bank of America CompanyMerrill A Bank of America Company Secured Opening an investment account online is simple, secure and only takes minutes. Back Back Back Back iEnjoy tax advantages andhigh contribution limits Back BackBack Back Back Back Back Back Back Back iPay no tax on earningsuntil you make withdrawals iUse after-tax earnings tolater withdraw funds tax-free Skip this question Merrill, its affiliates, and financial advisors do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. Back Back Back Back Back Back Back Back Back Back Back Back Back Back Back Back Or manage your own investments and pay no annual fee Open a self-directed account instead Or manage your own investments and pay no annual fee Open a self-directed account instead Or manage your own investments and pay no annual fee Open a self-directed account instead Or manage your own investments and pay no annual fee Open a self-directed account instead Or manage your own investments and pay no annual fee Open a self-directed account instead Back Continue online Schedule an appointment 855.488.5245 Back Back Back Back Back Back Back Back Back Back Back Manage your own investments and pursue your financial goals through a personal account. Open now Prefer to have this account managed for you? See if you qualify An Investment Advisory Program Have your portfolio built and managed by Merrill with a minimum investment of $ 1,000 NEW OFFER$0 program fee for 6 months for new enrollmentsFootnote1 Open now Must use offer code: 6FREE View offer termspopup Benefit from the potential to earn tax-free income and greater withdrawal flexibility in retirement. Open now Prefer to have this account managed for you? See if you qualify Benefit from the potential to reduce current taxes, while enjoying tax-deferred growth potential (contributions may be tax deductible). Open now Prefer to have this account managed for you? See if you qualify Maintain your traditional 401(k) or 403(b) retirement plan's tax-deferred status while consolidating your assets. Open now Maintain your retirement plan's tax-deferred status while consolidating your assets. Open now Prefer to have this account managed for you? See if you qualify Enjoy tax advantages, diverse investment options and high contribution limits to help you save for future education expenses. Open now Manage your own investments and pursue your financial goals through an account with up to four owners. Open now Prefer to have this account managed for you? See if you qualify Set aside money on behalf of a minor to pay for education or other expenses. Open now Prefer to have this account managed for you? See if you qualify Benefit from the flexibility to contribute as your cash flow allows, with contribution limits nearly 10 times higher than a traditional IRA. Open now Prefer to have this account managed for you? See if you qualify Roth IRA Don't see what you're looking for? We'll help you find the right account. MAP6139857-01312025 Need help? Call 888.637.3343What are you investing for?
General investingRetirementEducationHow do you want your account to be managed?
I'll select my own investmentsI prefer a portfolio that's managed for meIt's smart to plan ahead. Tell us a little more.
I'm moving assets from an existing retirement accountI'm opening a new retirement accountThis will be a retirement account through my small businessIt's smart to plan ahead. Tell us a little more.
This account will only be used for education-related expenses
Who will need access to this account?
Just meTwo or more individualsJust me, on behalf of a minorHow do you want your account managed following your rollover?
I'll select my own investmentsI prefer a portfolio that's managed for meHow do you want your account to be managed?
I'll select my own investmentsI prefer a portfolio that's managed for meHow do you want your account to be managed?
I'll select my own investmentsI prefer a portfolio that's managed for meHow do you want your account to be managed?
I'll select my own investmentsI prefer a portfolio that's managed for meHow do you want your account to be managed?
I'll select my own investmentsI prefer a portfolio that's managed for meWhich best describes your business right now?
I'm self-employedI have employeesI am an employeeWhat type of retirement account are you moving assets from?
An employer plan, such as a 401(k) or 403(b)Traditional IRARoth IRASEP or SIMPLE PlanWhen do you plan to pay taxes?
When I make withdrawals
As I contribute
Will your business contribute to employees' accounts?
Yes, the business will make contributionsI'm not sure, but I'd like the option to decide annuallyHow much will you invest to start?
Between $1,000 and $20,000At least $20,000Starting with less than $1,000?
Open a self-directed account insteadOpen a self-directed account insteadHow much will you invest to start?
Between $1,000 and $20,000At least $20,000Starting with less than $1,000?
Open a self-directed account insteadHow much will you contribute to start?
Between $1,000 and $20,000At least $20,000Starting with less than $1,000?
Open a self-directed account insteadHow much will you contribute to start?
Between $1,000 and $20,000At least $20,000Starting with less than $1,000?
Open a self-directed account insteadHow much will you contribute to start?
Between $1,000 and $20,000At least $20,000Starting with less than $1,000?
Open a self-directed account insteadHow much will you contribute to start?
Between $1,000 and $20,000At least $20,000Starting with less than $1,000?
Open a self-directed account insteadGreat! Let's get you started:
Get started with a Financial Solutions Advisor
Get started with our online application, then review your financial picture with an advisor.
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Select an account to continue
Great! Based on your responses, this account may be right for you:
Great! Based on your responses, these accounts may be right for you:
You'll need to open a matching IRA before moving assets. This account may be right for you:
You'll need to open a matching IRA before moving assets. One of these accounts may be right for you:
You're almost there! Based on your responses, these plans may best match your business:
You're almost there! Based on your responses, this plan may best match your business:
If you're unsure what type of retirement account to open, please ask your employer.
Individual brokerage account
Merrill Guided Investing
*Conditions and other fees applyRoth IRA
Traditional IRA
Traditional IRA
Rollover
NextGen 529 Plan
Joint brokerage account
Custodial Brokerage (UGMA/UTMA)
SEP IRA
Moving assets from a Roth 401(k) or Roth 403(b)?
Choose a Roth IRA instead
