Mint Budgeting App Review 2023 (2024)

Mint is not only free—it’s also easy to set up and use. There are times when you may need to reconnect a financial account, which can be a nuisance, but overall the app does exactly what it’s intended to do. Not only can you track spending and create budgets, but also you get a bird’s-eye view of your overall financial standing.

Having access to Mint online and through the mobile app is helpful, especially if you’re doing a deeper dive into your finances and budget. Insights from Mint also provide extra help to spot trends in your spending so you can save money.

Among free budgeting apps, it’s hard to find another app that provides more value than Mint. It’s not perfect, but it’s an excellent tool whether you’re a budgeting pro or a novice.

Goodbudget vs. Mint

Goodbudget is a straightforward budgeting tool that uses an envelope system for tracking expenses. You enter your income and categorize your expenses into virtual envelopes within the app. Then, you set aside a certain amount of money in each envelope to help you budget.

Unlike Mint, Goodbudget doesn’t link to your financial accounts for real-time tracking of your finances. Instead, all transactions are entered manually. This makes it best for people who prefer a budgeting app that doesn’t require their account credentials to work.

Goodbudget offers both a free version and a paid subscription. The primary benefit of the paid version is it includes unlimited envelopes. And while it doesn’t have all the bells and whistles that Mint has, Goodbudget lets you sync your budget across devices and track your debt to help you pay it off faster.

PocketGuard vs. Mint

Like Mint, PocketGuard is a highly rated app that links to your financial accounts to help you track and stay on top of your spending, bills and overall budget. Purchases are automatically uploaded to the app, so you can track your finances in real time.

PocketGuard also comes with tools and services similar to Mint’s offerings, which are designed to help you save amounts big and small. These features include bill tracking, subscription monitoring and graphs of your accounts, net worth and investments.

PocketGuard has a free and paid version, which is more expensive than Mint’s paid service. But some may find the extra cost worth it, due to PocketGuard’s ease of use and greater flexibility in creating categories and setting financial goals.

Honeydue vs. Mint

Honeydue is a free mobile app built with couples in mind. It lets you and your partner view the same bills, set budgets and plan financial milestones together. Like Mint, Honeydue links to multiple financial accounts for real-time tracking of bills and spending, so there are no surprises.

However, not everything has to be shared. Honeydue also lets you set individual financial goals that only you can see. Considering money is among the top relationship issues, Honeydue may help reduce relationship stress by creating more transparency and trust.

The Honeydue app is completely free, including the Honeydue joint banking account that’s part of the service. It has no monthly fees or minimum balance requirements and grants you access to a nationwide network of more than 55,000 fee-free ATMs.