The MCCs listed here are available across all supported currencies and merchant locations. With the most recent update in July 2021, no MCCs that were previously available have been removed; this update is purely additive, making more MCCs available for use.
FAQs
How do I find my merchant category code? ›
The best way to find your merchant category code is by contacting your credit card processor directly. Ask them to disclose the MCC code that's been assigned to your business. Alternatively, you can use the supplier locator tool from Visa to lookup MCC codes.
What is a merchant classification code? ›An MCC is a four-digit number that classifies the type of goods or services a business offers. MCCs were originally developed for tax reporting purposes but are now a key piece of payments processing.
What is Costco's merchant category code? ›Similarly, many Costco fuel locations are listed as MCC 5542 (automated fuel dispensers) instead of MCC 5541 (like most traditional gas stations), and bonus category descriptions can void rewards on these purchases, too.
How are merchant category codes used? ›Merchant category codes (MCCs) are four-digit numbers that describe a merchant's primary business activities. MCCs are used by credit card issuers to identify the type of business in which a merchant is engaged. MCCs are used to track spending habits and to allot credit card points for qualified purchases.
Can you look up a merchant ID number? ›There is no public database where you can look up your merchant ID number. This is a basic security measure, similar to how your personal bank doesn't publish a list of customer account numbers.
What MCC code is target? ›And your merchant category code can vary depending on which exact merchant location you shop at. In the case of Target, your in-store purchases will count as 1 of the following 2 categories: 5310 — Discount stores/warehouse/wholesale. 5411 — Grocery stores/supermarkets/bakeries.
What are the categories of merchant? ›Classification of Merchant Bankers
Category-I can act as issue manager, advisor, consultant, underwriter and portfolio manager. Category-II can act as advisor, consultant, underwriter and portfolio manager. Category-III can act as underwriter, advisor and consultant only.
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| MCC Codes | MERCHANT TYPE |
|---|---|
| 5811 | Caterers |
| 5812 | Eating places and Restaurants |
| 5813 | Drinking Places (Alcoholic Beverages), Bars, Taverns, co*cktail lounges, Nightclubs and Discotheques |
| 5814 | Fast Food Restaurants |
An MCC code is a four-digit universal number used to categorize businesses in specific industries. This code is used by all major credit card providers – Visa, Master Card, American Express, and Discover.
What MCC category is Walmart in? ›Although Walmart is the largest U.S. grocery product retailer according to the USDA, standard Walmart locations are listed as MCC 5310 (discount stores), while Walmart Supercenters are usually listed under Visa's MCC 5411 (grocery stores and supermarkets).
How many digits is a merchant category code? ›
Merchant category codes (MCC) are four-digit numbers used by an issuer of a credit card to categorize the purchases that customers complete using a particular card.
What is the MCC code for Airbnb? ›Do note that Airbnb is explicitly mentioned on the UOB Lady's Card website. These transactions can code under two different MCCs (4722 or 7011), but both are included for the Travel category.
Can a merchant have multiple MCC codes? ›A merchant can have one code with Visa and a different code with Mastercard. To add to the complexity and confusion, different locations of the same store could have different MCCs. You may even have multiple codes in larger businesses, such as a discount store that sells gasoline.
What is a category code? ›Output port that writes a code value that represents the social and economic status of a household. The Category Code port uses reference data to return customer segmentation data for the address.
Are merchant ID numbers confidential? ›Merchant IDs are not public information and cannot be searched as such. So if you're not involved with the business you're trying to find, there's no merchant ID number lookup system you can take advantage of. Again, these numbers are private and used for routing money, sort of like a bank account.
How do I verify a merchant? ›Merchant identity verification for payments
- To complete the identity verification process, after you set up your profile, you'll receive an email from Google with steps to provide your information.
- To get important notifications from Google, add account-verification-noreply@google.com to your contacts.
Yes, your full name can show up on a credit card receipt, however that is not guaranteed. Whether your full name shows up on a receipt depends on the merchant or the payment processor.
What is Amazon's MCC code? ›For example, Amazon is registered as a bookstore (MCC 5942) even though it sells a variety of other retail products, including electronics and gadgets and personal care.
What is a 3 digit MCC number? ›MCC is a mobile code consisting of three digits used to identify GSM networks. MCC is also used along with the International Mobile Subscriber Identity (IMSI) to identify the region from which mobile subscriber belongs.
What are high risk MCC codes? ›High-risk merchant category codes are the industries that predominantly generate the highest levels of cardholder disputes, represent higher levels of financial risk to the banks and/or create additional brand risk for regulatory reasons.
What are merchants called now? ›
A retail merchant, also known as a retailer, buys goods from a wholesaler and sells them to the end-user for a profit. Essentially, they act as middlemen between the manufacturer and the customer.
What are examples of merchant model? ›Merchant Model Examples
- Ecommerce Giants. Huge online platforms such as Amazon, AliExpress, Zappos, and Wayfair source products from various brands and sell them online, directly to consumers. ...
- Click-and-Mortar. ...
- Bit Vendor. ...
- Pros:
- Cons:
- The Dropshipping Model. ...
- The Brokerage Model. ...
- The Agent Model.
The SEBI has classified 'merchant bankers' under four categories for the purpose. of registration: 1. Category I Merchant Bankers: These merchant bankers can act as issue manager, advisor, consultant, underwriter and portfolio manager.
What is the merchant category code 5552? ›Overview: Acquirers and their merchants are reminded to use Merchant Category Code (MCC) 5552 if they are offering electric vehicle charging services to customers.
What is a merchant category code 6011? ›Merchant category code for 6011
MCC 6011 is used for Financial Institutions – Manual Cash Disbursem*nts and other similar services.
Merchant category code for 4812 Telecom equipment and sales
MCC 4812 is used for Telecom equipment and sales and other similar services. NOIRE can support eCommerce merchants with these requirements within this Merchant category code.
What are US Mobile Country Codes ? United States Mobile Country Code (MCC) are 310 and 311.
What is a merchant category code 7011? ›Merchant category code for 7011
MCC 7011 is used for Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) and other similar services.
Establishments primarily engaged in the retail sale of a general line of apparel, dry goods, hardware, housewares or home furnishings, groceries, and other lines in limited amounts.
What is merchant code 5411? ›5411. Grocery stores and supermarkets. 5422. Freezer and locker meat provisioners.
What is merchant category code MCC 5813? ›
Merchant category code for 5813
MCC 5813 is used for Drinking Places (Alcoholic Beverages), Bars, Taverns, co*cktail lounges, Nightclubs and Discotheques and other similar services.
Merchant category code for 5912
MCC 5912 is used for Drug Stores and Pharmacies and other similar services.
Merchant category codes (MCC) Every business that applies to accept credit cards is assigned a four-digit number by the credit card networks (Visa, MasterCard, Discover, American Express) called a merchant category code, or MCC.
What is the MCC code for Uber? ›Taxicabs and limousines (MCC 4121). This category can now include services like Uber and Lyft. Commuter transportation (MCC 4111). Visa uses this MCC for merchants that provide “local and suburban mass passenger transportation over regular routes and on regular schedules,” such as trains and ferries.
What is merchant category code 7800? ›7800 In the U.S., this MCC is used for both card-present and card- absent lottery transactions for those merchants registered and verified by Visa. Transactions must include a Visa- issued MVV.
What is the MCC code for grocery stores? ›There are literally hundreds of MCCs, but some of the most common include: 5411 – Grocery stores. 5541 – Service stations. 5812 – Restaurants.
What is MCC code for online retailer? ›There is no single MCC code for ecommerce or online retailers. Credit cards often companies will typically use an MCC code that represents the retail outlet service code that best describes the online retailer's sales.
What is MCC for rent payment? ›Credit card transactions with Merchant Category Code (MCC) 6513, 7349 are covered under Rental Payments.
How many merchant ids do I need? ›You can have more than one MID, but a single merchant ID is enough for what most businesses need. To explain, let's first distinguish between a MID and a TID, or terminal identification number. You have a unique TID for each of your card terminals. If you use three different card readers, each one has a unique TID.
What is merchant category code 4900? ›Merchant category code 4900 for Electric, Gas, Sanitary and Water Utilities. MCC 4900 is used for Electric, Gas, Sanitary and Water Utilities and other similar services.
Are MCC codes accurate? ›
While MCC codes can be a helpful way to categorize transactions, they are not always accurate. In our analysis, we found that only 53% of transactions could be easily and reliably categorized based on their MCC code. This means that there is room for improvement when it comes to MCC categorization.
What are the three types of codes? ›What are the 3 types of codes? Very broadly speaking, every application on a website consists of three different types of code. These types are: feature code, infrastructure code, and reliability code.
What are Category 1 and 2 codes? ›Category I codes are used for tracking and billing for common procedures. Category III codes are temporary codes for emerging technology. Category II codes are optional and intended to be used for measuring performance on quality metrics such as Healthcare Effectiveness Data and Information Set (HEDIS®).
What are Category 3 codes? ›CPT Category III codes are a set of temporary codes that allow data collection for emerging technologies, services, procedures, and service paradigms.
What is merchant code 82? ›Merchants who receive a chargeback for a transaction placed with a Visa card may encounter reason code 82, which indicates an improperly processed transaction that the cardholder does not believe they should be responsible for paying.
What is merchant code 7994? ›Merchant category code for 7994
MCC 7994 is used for Video Game Arcades/Establishments and other similar services.
An MCC is a four-digit number the major credit card networks (Visa, Discover, American Express and Mastercard) assign to every business that applies to accept credit cards. The number corresponds to the type of business or service the company offers, so many companies in the same industry can have the same MCC.
How do I find my merchant ID and terminal ID? ›You'll find both numbers at the top of your transaction and settlement receipts. Depending on your payment processor, your terminal ID number might be listed as a TID, TIF, or TSP number. In any case, your terminal ID number is usually located just below your merchant ID (MID) number.
What is the merchant category code on a 1099 K? ›What is MCC on form 1099-K? This is the “Merchant Category Code” your processor assigned to your merchant account based on the card association guidelines. It is used to classify your business based on the types of goods and services it provides.
What is the MCC code for Walmart? ›Although Walmart is the largest U.S. grocery product retailer according to the USDA, standard Walmart locations are listed as MCC 5310 (discount stores), while Walmart Supercenters are usually listed under Visa's MCC 5411 (grocery stores and supermarkets).
What is the MCC code for Amazon? ›
For example, Amazon is registered as a bookstore (MCC 5942) even though it sells a variety of other retail products, including electronics and gadgets and personal care.
How do I find my merchant number? ›Locating My Merchant ID
- The 15-digit code located in the upper right hand corner of your monthly merchant statement.
- On your credit card terminal, usually on a sticker or label.
- At the top of your credit card receipts, after 'terminal'
Dec 13, 2021
An Amazon Seller ID, also known as a Merchant Token or Merchant ID, is a sequence of letters and numbers that Amazon assigns you to identify your account.
Is a merchant ID same as an account ID? ›The easiest way to think of a merchant ID is like an account number. It's shared with several different service providers and is ultimately used to transfer payments from a consumer account to your merchant account. Not every business has a merchant ID.
Who assigns MCC codes? ›MCCs are assigned either by merchant type (e.g., one for hotels, one for office supply stores, etc.) or by merchant name (e.g., 3000 for United Airlines) and is assigned to a merchant by a credit card company when the business first starts accepting that card as a form of payment.
How many merchant category codes are there? ›An improper classification could cause a merchant to pay higher than necessary processing fees. The are approximately 500 different MCC Codes used by Visa and it is important for a merchant to make sure they are assigned to the appropriate code.
What merchant category is 4899? ›Merchant category code 4899 for Cable and other pay television. MCC 4899 is used for Cable and other pay television (previously Cable Services).
What is the code 11 at Walmart? ›Code 11: Pricing Overcharge (Price Difference between PO and Invoice)
What is a merchant code 7011? ›Merchant category code for 7011
MCC 7011 is used for Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) and other similar services.
Taxicabs and limousines (MCC 4121). This category can now include services like Uber and Lyft. Commuter transportation (MCC 4111). Visa uses this MCC for merchants that provide “local and suburban mass passenger transportation over regular routes and on regular schedules,” such as trains and ferries.
What is merchant category code MCC 7273? ›
Merchant category code for 7273
MCC 7273 is used for Dating and Escort Services and other similar services. NOIRE can support eCommerce merchants with these requirements within this Merchant category code. NOIRE provides industry leading online payment processing services and risk management solutions.
Merchant category code for 5947
MCC 5947 is used for Card Shops, Gift, Novelty, and Souvenir Shops and other similar services. NOIRE can support eCommerce merchants with these requirements within this Merchant category code.