Whether you are travelling outside your province or Canada, Manulife Financial Travel Insurance plans are designed to help protect you against the cost of unexpected emergencies that may occur before or during your trip.
Your government health insurance plans may only cover a fraction of healthcare expenses incurred outside Canada, and may only provide limited coverage if you’re travelling in another province. Unfortunately, Illness, accidents and other covered events are all-too-common and could cause you to disrupt your travel plans and leave you facing large unforeseen out-of-pocket expenses.
When travelling outside of Canada, Manulife ‘s COVID-19 Pandemic Travel Plan is designed to help protect you against the cost of unexpected emergencies that may occur during your trip. This plan provides protection against medical emergencies, includes coverage for Coronavirus (COVID-19), and includes interruption coverage.
TRAVEL TIP: If you are planning to travel outside of Canada, you may want to consider the COVID-19 Pandemic Travel Plan which covers emergency medical care, includes coverage for COVID-19 and contains some interruption coverage.
Plans at-a-glance
- Single Trip
- Multi Trip
| COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption | |
|---|---|
| Eligible age* | No limitNo limit for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption |
| Emergency Medical | Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption done |
| Trip Interruption | Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption done |
| Trip cancellation and Trip Interruption | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruptionremove |
| Baggage Loss, Damage and Delay | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruptionremove |
| Flight and travel Accident | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruptionremove |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruptionremove |
| Deductible Savings | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruptionremove |
| Family Coverage*** (under the age of 60) | Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruption done |
| Travel Companion Savings*** | Not Included for Single Trip COVID-19 Pandemic Travel Plan Emergency Medical/Trip Interruptionremove |
| Emergency Medical | |
|---|---|
| Eligible age* | No limitNo limit for Single Trip Emergency Medical |
| Emergency Medical | Included for Single Trip Emergency Medicaldone |
| Trip cancellation and Trip Interruption | Not Included for Single Trip Emergency Medicalremove |
| Baggage Loss, Damage and Delay | Not Includedfor Single Trip Emergency Medicalremove |
| Flight and travel Accident | Not Included for Single Trip Emergency Medicalremove |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip Emergency Medicalremove |
| Deductible Savings | Included for Single Trip Emergency Medicaldone |
| Family Coverage*** (under the age of 60) | Included for Single Trip Emergency Medicaldone |
| Travel Companion Savings*** | Included for Single Trip Emergency Medicaldone |
| Travel Canada Emergency Medical**** | |
|---|---|
| Eligible age* | No limitNo limit for Single Trip Travel Canada Emergency Medical |
| Emergency Medical | Included for Single Trip Travel Canada Emergency Medicaldone |
| Trip cancellation and Trip Interruption | Not Included for Single Trip Travel Canada Emergency Medicalremove |
| Baggage Loss, Damage and Delay | Not Included for Single Trip Travel Canada Emergency Medicalremove |
| Flight and travel Accident | Not Included for Single Trip Travel Canada Emergency Medicalremove |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip Travel Canada Emergency Medicalremove |
| Deductible Savings | Not Included for Single Trip Travel Canada Emergency Medicalremove |
| Family Coverage*** (under the age of 60) | Included for Single Trip Travel Canada Emergency Medicaldone |
| Travel Companion Savings*** | Included for Single Trip Travel Canada Emergency Medicaldone |
| All Inclusive | |
|---|---|
| Eligible age* | No limitNo limit for Single Trip All Inclusive |
| Emergency Medical | Included for Single Trip All Inclusivedone |
| Trip cancellation and Trip Interruption | Included for Single Trip All Inclusivedone |
| Baggage Loss, Damage and Delay | Included for Single Trip All Inclusivedone |
| Flight and travel Accident | Included for Single Trip All Inclusivedone |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip All Inclusiveremove |
| Deductible Savings | Not Included for Single Trip All Inclusiveremove |
| Family Coverage*** (under the age of 60) | Not Included for Single Trip All Inclusiveremove |
| Travel Companion Savings*** | Included for Single Trip All Inclusivedone |
| Trip Cancellation and Interruption | |
|---|---|
| Eligible age* | No limitNo limit for Single Trip Trip Cancellation and Interruption |
| Emergency Medical | Not Included for Single Trip Trip Cancellation and Interruptionremove |
| Trip cancellation and Trip Interruption | Included for Single Trip Trip Cancellation and Interruptiondone |
| Baggage Loss, Damage and Delay | Not Included for Single Trip Trip Cancellation and Interruptionremove |
| Flight and travel Accident | Not Included for Single Trip Trip Cancellation and Interruptionremove |
| Features & options available: | |
| Top-Ups | Not Included for Single Trip Trip Cancellation and Interruptionremove |
| Deductible Savings | Not Included for Single Trip Trip Cancellation and Interruptionremove |
| Family Coverage*** (under the age of 60) | Not Included for Single Trip Trip Cancellation and Interruptionremove |
| Travel Companion Savings*** | Included for Single Trip Trip Cancellation and Interruptiondone |
| Emergency Medical | |
|---|---|
| Eligible age* | No limitNo limit for Multi Trip Emergency Medical |
| Emergency Medical | Included for Multi Trip Emergency Medicaldone |
| Trip cancellation and Trip Interruption | Not Included for Multi Trip Emergency Medicalremove |
| Baggage Loss, Damage and Delay | Not Included for Multi Trip Emergency Medicalremove |
| Flight and travel Accident | Not Included for Multi Trip Emergency Medicalremove |
| Features & options available: | |
| Top-Ups | Included for Multi Trip Emergency Medicaldone |
| Deductible Savings | Included for Multi Trip Emergency Medicaldone |
| Family Coverage*** (under the age of 60) | Included for Multi Trip Emergency Medicaldone |
| Travel Companion Savings*** | Included for Multi Trip Emergency Medicaldone |
| All Inclusive | |
|---|---|
| Eligible age* | No limitNo limit for Multi Trip All Inclusive |
| Emergency Medical | Included for Multi Trip All Inclusivedone |
| Trip cancellation and Trip Interruption | Included for Multi Trip All Inclusivedone |
| Baggage Loss, Damage and Delay | Included for Multi Trip All Inclusivedone |
| Flight and travel Accident | Included for Multi Trip All Inclusivedone |
| Features & options available: | |
| Top-Ups | Included for Multi Trip All Inclusivedone |
| Deductible Savings | Not Included for Multi Trip All Inclusiveremove |
| Family Coverage*** (under the age of 60) | Not Included for Multi Trip All Inclusiveremove |
| Travel Companion Savings*** | Included for Multi Trip All Inclusivedone |
* Minimum age is 30 days old.
** Family Coverage and Travel Companion savings cannot be combined.
*** Family Coverage includes parent(s), grandparent(s), and children or grandchildren. Family members must be under 60 years of age.
**** The Travel Canada Emergency Medical plan is offered at 50% off the regular Single-Trip Emergency Medical rates.
Single Trip Plan Options
We offer different plans so you can purchase the coverage you need.Carefully review the plans below to find the one that suits you best.
Single-Trip COVID-19 Pandemic Travel Plan
Planning on taking a trip outside of Canada? This plan can help protect you from unexpected emergency medical expenses and includes COVID-19 expenses. Trip interruption benefits are also available. The COVID-19 Pandemic Travel Plan offers up to $5,000,000 for non COVID-19 related expenses and up to $1,000,000 for COVID-19 related expenses.
Plus, if you have received the full course of immunization for Coronavirus (COVID-19) that is authorized by Health Canada before your effective date, you are offered $5M for expenses related to COVID-19.
Get a QuoteLearn More
Single-Trip Emergency Medical
Planning on taking a trip away from your province of residence or territory? This plan can help protect you from unexpected emergency medical expenses while travelling. While your government health plans may provide limited coverage for these expenses, this plan offers up to $10 million in emergency medical coverage.TRAVEL TIP: If your entire trip is within Canada, premiums are half the cost you'd pay if you were travelling outside Canada for the same length of time.
Get a QuoteLearn More
Single-Trip All Inclusive
If you're planning on taking a trip away from your province of residence, and you want comprehensive protection beyond just emergency medical coverage, this plan may be what you’re looking for. Benefits include:
- up to $10 million in emergency medical coverage.
- Trip Cancellation & Trip Interruption
- Baggage Loss, Damage and Delay
- Travel and Flight Accident.
Get a QuoteLearn More
Single-Trip Travel Canada Emergency Medical
Travelling outside your province to see more of Canada? Even within Canada, your government health insurance plan may provide limited coverage for emergency medical care outside of your home province - this plan offers up to $10 million in emergency medical coverage.TRAVEL TIP: If your entire trip is within Canada, premiums are half the cost you'd pay if you were travelling outside Canada for the same length of time.
Get a QuoteLearn More
Trip Cancellation and Interruption
You may already have emergency medical travel insurance but what if, due to an unforeseen emergency, you must cancel your trip? What if you unexpectedly need to return home early or, due to a medical emergency, stay longer than planned? Trip Cancellation and Interruption coverage helps you protect the investment you made in your trip.
Get a QuoteLearn More
Emergency Medical Top-Up
If your trip is longer than the number of days covered under your Multi-Trip plan, this is the plan you’ll need to add. You can choose to add this coverage to one of our Multi-Trip plans or to a plan you purchased from another provider.
Get a QuoteLearn More
Multi-Trip Plan Options
If you plan on travelling more than once in the next 12 months, it may be less expensive to buy a Multi Trip plan. One premium payment can cover you for an unlimited number of trips. Choose a 4, 10, 18, 30 or 60 day plan and take as many trips as you want during the next 12 months.TRAVEL TIP: You may add Emergency Medical “Top-Up” coverage for a trip that is longer than the number of days covered by the Multi Trip plan you purchase. Just make sure you don’t go over your provincial residency requirements.
Multi-Trip Emergency Medical
If you're taking two or more trips within the next 12 months, this plan offers you the best value for emergency medical protection. Choose a 4, 10, 18, 30, or 60-day plan and take as many trips as you want throughout the year - all for one affordable premium. You Get:
- up to $10 million in emergency medical coverage
Get a QuoteLearn More
Multi-Trip All Inclusive
If you're travelling two or more times in the next 12 months and you want protection for more than just emergency medical costs, this plan offers great value! Choose a 4, 10, 18, or 30-day plan and take as many trips as you want throughout the year.You Get
- up to $10 million in emergency medical coverage
- Trip Cancellation and Interruptions
- Baggage Loss, Damage and Delay
- Flight and Travel Accident
TRAVEL TIP: You may add Emergency Medical “Top-Up” coverage for a trip that is longer than the number of days covered by your Multi-Trip All-Inclusive plan. Just make sure you don’t go over your provincial residency requirements.
Get a QuoteLearn More
