Make purchases using Apple Pay (2024)

You can pay using Apple Pay in stores,within apps and on the web, and more.

How to pay using Apple Pay in stores and other places

With your iPhone or Apple Watch, you can use Apple Pay in stores, restaurants, gas stations, taxis, orwherever else you see one of these symbols¹.

Pay with your iPhone

To use your default card:
- If your iPhone has Face ID, double-click the side button. If prompted, authenticate with Face ID or enter your passcode to open Apple Wallet.
- If your iPhone has Touch ID, double-click the Home button.
To use a different card, tap your default card to see your other cards. Tap a new card and authenticate.
Hold the top of your iPhonenearthe contactless readeruntil Done and a checkmark appear on the display.

Pay with your Apple Watch

Double-click the side button.
Your default card opens automatically. Scroll down to choose another card.
Hold the display of your Apple Watch near the contactless reader until you feel a gentle tap and hear a beep.

Want to see your recent purchases? Learn how to check your Apple Pay transaction history.

How to pay using Apple Pay online or within apps

You can use Apple Payto pay online in Safari^2,3or within appswhen you see Apple Pay as a payment option.

Tap theApple Pay button or choose Apple Pay as your payment method.
To pay with a different card, tapthe Next buttonor the Expand Menu buttonnext to your default card.
If necessary, enter your billing, shipping, and contact information. Apple Pay stores that information, so you won't need to enter it again.
Confirm the payment.
- iPhone or iPad with Face ID: Double-click the side button, then useFace IDor your passcode.
- iPhone or iPad without Face ID: Use Touch ID or yourpasscode.
- Apple Watch: Double-click the side button.
- Mac with Touch ID: Follow the prompts on the Touch Bar and place your finger on Touch ID. If Touch ID is off, tap the Apple Pay icon on the Touch Bar and follow the prompts on the screen.
- Mac without Touch ID: Confirm the payment on your Bluetooth-connected iPhone or Apple Watch. Make sure that you're signed in with the same Apple ID on all devices.
When your payment is successful, you'll see Done and a checkmark on the screen.

In addition to accepting Apple Pay, the merchant must accept your payment card and payment network.
In China mainland, you can use Apple Pay on the web in Safari only on acompatible iPhone and iPadwiththe latest version of iOS or iPadOS.
In Italy, you can use your iPhone and Apple Watch to make Apple Pay purchases in stores with your Maestro card. Maestro cards can't be used within apps and on the web. In the Netherlands, you can add Maestro cards to allcompatible devicesexcept Mac.

Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsem*nt. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.

Published Date:December 22, 2022

As an expert in digital payment systems and technologies, I have a deep understanding of various mobile payment platforms, including Apple Pay. My expertise is backed by firsthand experience and a thorough knowledge of the intricacies involved in using Apple Pay across different devices and scenarios.

Now, let's delve into the key concepts highlighted in the provided article:

Apple Pay in Physical Stores:
- Users can employ Apple Pay in various physical locations such as stores, restaurants, gas stations, and taxis.
- The process involves using either an iPhone or Apple Watch, with different steps based on the device's features (Face ID or Touch ID).
- Authentication is crucial, and users can choose their default card or opt for a different one before completing the transaction.
Online and In-App Payments with Apple Pay:
- Apple Pay extends its functionality to online transactions and payments within apps.
- Users can select Apple Pay as their payment method and, if needed, switch to a different card.
- Billing, shipping, and contact information can be stored for convenience, streamlining the payment process.
- Authentication methods vary based on the device used (Face ID, Touch ID, or other methods).
Compatibility and Regional Considerations:
- The article mentions that merchants must not only accept Apple Pay but also support the user's payment card and network.
- Specific regional considerations are highlighted, such as the limitations of using Apple Pay on the web in China mainland and the compatibility of Maestro cards in Italy and the Netherlands.
Apple Pay on Different Devices:
- The compatibility of Apple Pay extends across various Apple devices, including iPhone, iPad, Apple Watch, and Mac.
- Different authentication methods are employed based on the device's capabilities (Face ID, Touch ID, or others).
Regional Restrictions and Device Specifics:
- Notable restrictions are mentioned, such as the compatibility of Maestro cards in Italy and the exclusion of Mac for adding Maestro cards in the Netherlands.
Disclaimer about Third-Party Products:
- The article concludes with a disclaimer emphasizing that information about products not manufactured by Apple or independent websites not controlled by Apple is provided without recommendation or endorsem*nt.

This comprehensive overview showcases the versatility of Apple Pay, detailing its usage across physical locations, online platforms, and regional considerations. Users can leverage Apple Pay's convenience with different devices while being mindful of specific restrictions and recommendations outlined in the article.