List of Best Medical Health Insurance For New Immigrants or Green Card Holders (2024)

FAQs

List of Best Medical Health Insurance For New Immigrants or Green Card Holders? ›

Some of the most popular plans include Atlas America, Diplomat America, Overseas Visitors Insurance and Patriot America Plus. These plans are designed to cover any accidental sickness, illness or injuries that occur once the policy has started.

Some of the most popular plans include Atlas America, Diplomat America, Overseas Visitors Insurance and Patriot America Plus. These plans are designed to cover any accidental sickness, illness or injuries that occur once the policy has started.

If you're below 65 years of age, have a green card and live in the U.S. permanently, you can consider domestic insurances like Blue Cross Blue Shield, UnitedHealthcare, Kaiser Permanente, and more. Options for health insurance for green card holders over 65 include Medicare if you meet eligibility criteria.

Chiranth Nataraj, a renowned travel insurance expert, says, "Even if you're waiting for your green card, you can still get health insurance in the US. You're seen as a visitor until you get that card. And while you won't qualify for Obamacare until then, there are plenty of other insurance options available to you".

The five largest health insurance companies are UnitedHealth Group, Anthem, Kaiser Permanente, Ambetter and Humana. Currently insured?

Most Immigrants Qualify for Health Coverage

Lawful permanent residents or (“green card holders”). Lawful temporary residents. Persons fleeing persecution, including refugees and asylees. Other humanitarian immigrants, including those granted temporary protected status.

While lawfully present immigrants — including those in the five-year Medicaid waiting period — can access coverage and income-based subsidies through the ACA marketplaces, undocumented immigrants are ineligible for federal coverage subsidies and can't even use the marketplaces to enroll in unsubsidized coverage.

Green card members can apply for Medicare once they have qualified, which is similar to how U.S. citizens qualify, provided they've been in the country long enough.

The policy for health insurance for Green Card holders in the US is similar to that of US citizens. Immigrants and citizens of the US have to purchase their health insurance through private companies because the US does not have a national healthcare system that covers all groups of people.

You are eligible for federal benefits as a green card holder. This includes government-sponsored financial aid for higher education and Social Security benefits. You also get in-state or resident tuition rates at specific colleges or universities.

Can new green card holders get Medi-Cal? ›

Under the Affordable Care Act, most immigrants qualify for health coverage, including the following groups: Lawful permanent residents (green card holders). Lawful temporary residents. Persons fleeing persecution, including refugees and asylees.

New immigrants are not provided Medicare Part A benefits. If immigrants are permanent residents for 5 years, have continuously resided in the U.S. for that duration, and are 65 years of age or above, they can BUY Medicare coverage from the U.S. Government.

The Blue Cross and Blue Shield Association is a national federation of independent, community-based and locally operated Blue Cross and Blue Shield companies. Healthcare coverage is one of the most important decisions you make. Choose the card that opens doors in all 50 states.

Lawfully present immigrants can purchase coverage through the Affordable Care Act (ACA) Marketplaces and may receive tax credits for this coverage without a waiting period. Undocumented immigrants are ineligible to enroll in Medicaid or CHIP or to purchase coverage through the ACA Marketplaces.

If you're a lawfully present immigrant, you can get Marketplace coverage. You may qualify for lower costs on monthly premiums and extra savings on out-of-pocket costs based on your income. A measure of income issued every year by the Department of Health and Human Services (HHS).

New immigrants can obtain health insurance from a variety of sources, including employer-sponsored plans, the individual/family market, and health plans that are marketed specifically for immigrants.