ID Required to Open a CIBC Bank Account (2024)

To open a personal bank account, you'll need to provide one piece of valid, original and not substantially defaced government-issued photo identification from the following Acceptable Identification List:

Acceptable Identification:

  • A driver's license issued in Canada, as permitted to be used for identification purposes under provincial law. In Quebec, this can only be used if you volunteer it when asked for identification. In British Columbia, a BC Services Card may indicate it is a Services Card and a driver's license; either a standalone BC Service Card or a combined BC Driver's License and Services Card can be accepted
  • A Canadian passport
  • A NEXUS card
  • A CANPASS Air membership card issued by Canada Border Services Agency
  • A Certificate of Canadian Citizenship or a Certification of Naturalization, in the form of a card but not a commemorative issue
  • A Canadian Permanent Resident card
  • A Certificate of Indian Status issued by the Government of Canada
  • A provincial or territorial health insurance card, as permitted to be used for identification purposes under provincial law. This form of identification is not valid in Ontario, Manitoba or Prince Edward Island. In Quebec, this can only be used if you volunteer it when asked for identification. In British Columbia, a BC Services Card may indicate it is both a Services Card and a driver's license; either a standalone BC Service Card or a combined BC Driver's License and Services Card can be accepted
  • An Ontario Photo Card issued by the Government of Ontario
  • A document or card, bearing your photograph and signature, issued by any of the following authorities or their successors:
    • Insurance Corporation of British Columbia
    • Alberta Registries
    • Saskatchewan Government Insurance
    • Department of Service Nova Scotia and Municipal Relations
    • Department of Transportation and Public Works of the Province of Prince Edward Island
    • Service New Brunswick
    • Department of Government Services and Lands of the Province of Newfoundland and Labrador
    • Department of Transportation of the Northwest Territories
    • Department of Community Government and Transportation of the Territory of Nunavut
  • A Government of Canada employee ID card with your name and photograph
  • A Manitoba Public Insurance Corporation (MPIC) card
  • A Yukon General ID Card
  • A Canadian Firearms Licence
  • A Provincial or Federal Police force ID card
  • A Canadian Forces ID Card
  • A Correctional Services Canada ID card
  • A United States Permanent Resident Card (Green Card)
  • A United States Certificate of Citizenship
  • A United States Certificate of Naturalization
  • A United States driver's licence
  • A United Kingdom driver's licence
  • An eligible foreign passport

Note: If you can't provide at least one piece of identification from the Acceptable Identification List above, you can provide 2 identification documents from the Identification Documents below; one must show your name and date of birth, and the other must show your name and address.

Your account may be set-up with limited Access to Deposited Funds Limits and CIBC Overdraft Protection Service will not be available to you.

Identification Documents List

  • A Certificate of Canadian Citizenship or a Certification of Naturalization, in the form of a paper document but not a commemorative issue
  • Citizenship and Immigration Canada Form IMM 1000, IMM 1442, IMM 5292 or IMM 5688
  • A health card without photo issued by a province or territory — excluding Ontario, Prince Edward Island, Manitoba and Yukon
  • A birth certificate issued in Canada
  • Recent notices of tax assessments issued by the Government of Canada or the government of a province, territory or municipality
  • Recent statements of benefits from the Government of Canada or the government of a province or territory
  • Recent Canadian public utility bills
  • Recent bank account or credit card statements
  • An eligible foreign passport

You can also present one piece of identification from the Identification Documents List above that shows your name and date of birth, if your identity can be confirmed by a client in good standing with CIBC, or an individual in good standing in the community in which the banking centre is located. The individual in good standing in the community may be required to present identification in accordance with the above.

For more information on Opening a Personal Bank Account, talk to a CIBC advisor or reviewPersonal Account Service Fees (PDF, 210 KB) Opens in a new window..

ID Required to Open a CIBC Bank Account (2024)

FAQs

ID Required to Open a CIBC Bank Account? ›

To get started, you'll need your identification, such as driver's license, state ID, military ID or passport (US or other) and proof of address. Ways to fund your account: Deposit cash in branch. Transfer from an existing CIBC Bank USA account.

What ID is accepted for CIBC? ›

Your government-issued photo ID, such as your driver's license or passport.

What is needed to open account with CIBC? ›

Acceptable identification needed to open a personal bank account
  • A driver's license issued in Canada, as permitted to be used for identification purposes under provincial law. ...
  • A Canadian passport.
  • A NEXUS card.
  • A CANPASS Air membership card issued by Canada Border Services Agency.

Can an American open a CIBC account? ›

Any and all applicants have access to CIBC Online Banking or Mobile Banking. You are a Canadian or U.S resident who is of the age of majority and have a passport or U.S. driver's license. You confirm this account is for your own benefit, and will not be used by, or for the benefit of anyone other than yourself.

Can I open a bank account in Canada without ID? ›

Identification you need to open a bank account

You must provide original ID, not photocopies. (1) Provide two documents from a reliable source: one document indicating your name and address. the other document indicating your name and date of birth.

Can you open a bank account without ID? ›

To open a checking account, you must provide government-issued identification with your photo, your Social Security card or Taxpayer Identification Number, and proof of your address. However, some special account types may require additional information.

What ID documents can I use? ›

national identity card. travel document. birth or adoption certificate or certificate of registry of birth.

What ID do I need to open a bank account? ›

You usually need photo ID to open a bank account, like a passport or driving licence. But you're not alone if you don't have the right documents – here's what you can do.

Can I open a bank account online without going to the bank CIBC? ›

Easily open an account with the CIBC Mobile Banking® App without having to visit a banking centre.

Can I apply for CIBC bank account online? ›

Apply online and access your bank account instantly. You can also add your debit card to your mobile wallet and start shopping on the first day.

How to open a Canadian bank account as a US citizen? ›

While policies vary from bank to bank, generally, all you need to provide is two forms of valid identification, such as a passport and a driver's license, together with other details, such as your full name, phone number, employer and Canadian mailing address.

How to open a Canadian bank account from outside Canada? ›

To apply for a bank account remotely, you'll need to get in touch with the bank either via live chat, by email or by phone. First, you'll be asked a few questions to determine your immigration status (whether you're a temporary resident on a work or study visa or a permanent resident).

Is CIBC a good bank? ›

It is considered to be one of Canada's Big Six banks. Over 1,000 banking locations and nearly 3,00 ATMs serve millions of CIBC clients every day. Clients can access most everyday banking, saving, borrowing, wealth management and other financial services via the CIBC online banking portal, mobile app and telephone.

Can I open a Canadian bank account with a US address? ›

Yes. It's possible to open a Canadian bank account from abroad if you're planning on moving to the country full time — although you may not get full account functionality until you've physically relocated.

Can I open a bank account with just my passport? ›

Acceptable Forms of ID for Banks

Most banks request two forms of government issued ID. Financial institutions that require two forms of ID may want at least one of the IDs to be a photo ID. This can include photos on a Passport or Driver's license.

What banks don't require ID? ›

Revolut, Majority, and Wise are three virtual bank accounts that do not require social security numbers or ITINs to open a bank account. Can I open a bank account with no deposit? Yes, Chime, Monese, Majority, Wise, Revolut, and most neobanks have no opening deposit requirement.

What is a valid ID in Canada? ›

Choose just one of these photo IDs:

Canadian passport. Canadian citizenship card. Canadian permanent resident card. Secure Certificate of Indian Status card, issued by the Government of Canada.

What documents do I need to open a bank account in Canada? ›

What do I need to open a bank account?
  1. Valid Canadian driver's license.
  2. Valid Canadian passport.
  3. Canadian birth certificate.
  4. Old age security card.
  5. Certificate of Indian status.
  6. Provincial or territorial health card.
  7. Certificate of Canadian Citizenship or Certification of Naturalization.
Jan 17, 2024

What is the bank account ID? ›

A bank identification (ID) number identifies the bank with which you have established an account. The bank ID number is included in the customer information that you remit for processing accounts receivable drafts and EFT payments.

Can I use my digital ID at the bank? ›

Official mobile driver's licenses and identity cards are recognized as a legal form of ID making everyday banking activities more secure.

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