How to take card payments without a machine (2024)

FAQs

How to take card payments without a machine? ›

However, you can still accept in-person payments without a card machine if you wish. Some PSPs offer a payment processing app that you can install on your smartphone to take card payments. Users can input a customer's card details manually or scan a QR code to facilitate fast, secure payments in person.

Surfpay is a mobile payment solution that allows merchants to accept card payments on their mobile devices. It works by using the NFC chip in your mobile device to emulate the card terminal. This means you can accept card payments with your smartphone, without the need for any extra hardware.

With Tap to Pay on Android, you can accept contactless debit and credit cards (Visa and Mastercard) as well as Apple Pay, Google Pay and other digital wallets.

Using a payment service provider is the best way to accept credit cards for small businesses. By using a payment service provider, merchants don't have to worry about setting up a merchant account and also get access to additional services that can help them manage and grow their business.

How can I take card payments online? Payment service providers, such as PayPal, Stripe and Square, allow you to accept card payments online. Simply open an account with one of these providers and include a link for your customers to pay.

Some stores that will type in credit card numbers are Walmart, Target, and Costco. However, this may depend on the store policy and the point-of-sale terminal. Some terminals may not allow manual entry of credit card numbers or may require additional verification such as a signature or a PIN.

Unless you choose to use an all-in-one payment processor like Stripe or PayPal, you'll need to set up a merchant account and payment gateway in order to accept card payments online. A merchant account is a bank account that allows you to accept payments from credit or debit cards.

In Google Pay, you can set up UPI without a debit card. First, download the app and register yourself. Then, go to the 'Payment methods' tab and select your bank account. After verifying your bank account, select 'Aadhar-based' verification and enter the first six digits of your Aadhar Card.

If you want to accept credit card payments, you can do it in one of two ways: merchant accounts or payment service providers. A merchant account is an account that you open with a bank to accept credit card payments.

How to receive credit card payment without machine PayPal? ›

PayPal Here™ enables business account holders to accept credit card payments on smartphone or tablet. All you need to do is sign up, download the free app and order your Chip and Pin card reader.

About Payment Methods

Venmo allows you to make payments using a variety of methods including: Venmo balance, bank account, debit card, and credit card.

Cons. Zelle also doesn't allow for credit card payments. Venmo, Cash App and PayPal, on the other hand, let you link your credit card. Note, however, that if you use a credit card as your payment method with any of these services, you'll be charged a processing fee.

A contactless debit card is just like your current card, it just allows you to make transactions without having to swipe or insert it into a card reader. Most contactless debit cards use Near Field Communication (NFC) technology to make transactions.

Payment Service Providers (PSPs) work in a similar way to merchant accounts. They accept and hold the funds from credit card payments until the transaction is processed. However, they are often much cheaper and more accessible. PSPs do not usually charge a prohibitive monthly fee.

Depending on the type of transfer you want to make, a peer to peer (P2P) payment service, like Venmo®¹ or PayPal®² may work well. These providers let you link a debit card to your account, to send easy USD payments using just the recipient's phone number or email.

Mobile apps (mSDK) A Mobile Software Development Kit, or mSKD for short, is a way of integrating a payment form into your company's mobile app, offering another method to accept payments that doesn't rely on a website-based online payment gateway.