How to read more (without breaking the budget) - Our Bill Pickle (2024)

How to read more (without breaking the budget) - Our Bill Pickle (1)

One of the goals I set for 2018 was to read more. Specifically, I wanted to read 50 books.

Where did that number come from? I couldn’t tell you. When I set that goal, I didn’t spend any time thinking about how exactly I would go about achieving it. In fact, I half suspected this goal would end up like most of the others on my overly ambitious 2018 to-do list: incomplete, despite initial gusto to make it happen.

So I was surprised to not only reach this goal, but surpassed it. In 2018, I read 70 books.

I used to be a huge reader. Growing up, we spent a lot of time at our local library, browsing the shelves and taking home stacks of books every week. If I wasn’t reading a library book, I had my nose buried in one of the dirt cheap paperbacks my grandparents found at yard sales and flea markets (which were gold mines for Babysitter’s Club and Sweet Valley High books).

What changed? I started writing more. I still read often, but my preference shifted toward creating my own stories.

This year, I wanted to find more balance between reading and writing. I firmly believe the best way to become a better writer is to read – so that’s what I set out to do in 2018.

Is reading more on your goal list for 2019? Here are some tips on how to reach your reading goals – without breaking the bank.

What I Read in 2018

Before I get into my tips, I wanted to talk a bit about what I read in 2018.

The simple answer is: a lot of things! My preference is generally young adult contemporary, but in 2018, I tried to stretch myself and try new things – and am I ever glad I did! I picked up books I likely wouldn’t have even considered before – and I really loved some of them.

Did you set a reading challenge? If you’re looking for ideas, here are some of the books I rated five star:

Budget Bookworm: How I read 70 books on the cheap

There are four things I did to increase my reading in 2018 without breaking the bank.

I (sort of) went to the library!

I didn’t visit the physical library in 2018, but I did download OverDrive – and to say it changed the way I read would be a massive understatement.

OverDrive is, without question, the single biggest reason I was able to exceed my reading goal in 2018.

I’ve written about OverDrive before, but the idea is this: you download the app, put in your local library card number and voila! You have access to all the eBooks and audiobooks your library has to offer.

Although I did take out a few eBooks to read on my phone, most of my reading this year was done through audiobooks – and I anticipate this will continue in 2019. I love being able to pop on a book while I go for a walk or do chores around the house. Two birds, one stone, you know? If you want to read more in 2019, I highly recommend checking out OverDrive!

Cost: FREE

I browsed the digital sale rack

There were a few times during the year where I was waiting for a book on OverDrive and wanted something new to read. In those instances, I popped onto iBooks to look through the options. Most of the books I bought here were romance novels, ranging in price from $0.99 to $4.99.

I also purchased a couple books via Amazon. Most of these books were purchased used for a couple bucks a piece.If you are willing to cope with some wear and tear like I am, you can find some great deals on Amazon.

Cost: $0.99 – $4.99 ish

I borrowed (and inherited) from friends!

I didn’t do as much of this this year as I have in the past, but I did borrow a couple books from friends. My best friend also sent some books my way when she was done with them.This is a great way to try out new things – especially when you have a friend who knows your taste and has an idea of what kind of books you might enjoy!

Cost: FREE

I bought a couple books!

I did spend some money on books this year – I couldn’t tell you how much, but I do know this: it was a lot less than it has been traditionally.

Instead of buying ever book that looked interesting, I only purchased ones from authors I know I love. I also made a point to sell some books taking up space on my shelf that I know I won’t read again. I don’t – and won’t – have the biggest book collection, but the ones I am keeping are ones I really love. I’m OK with that.

Cost: ~$15.00-$25.00

Looking ahead: How many books will I read in 2019?

Good question! I considered setting another reading goal, but in the end,I decided against it.

One thing I do know I want to do in 2019 is read a little more for personal development, so I will try to do that. I’m also strongly considering a subscription to a service like Audible or Scribd for those times when I can’t find an audiobook to read on OverDrive, but we’ll see.

Ultimately, my reading goal for 2019 is simple: I want to keep doing it!

Final Thoughts

If reading more is one of your 2019 goals, you are in luck! There are so many great options out there that make reading a totally affordable hobby! I had an awesome reading year in 2018 and I’m excited to see what amazing books I’ll discover in 2019!

What’s your favourite book? Did you set a reading goal for 2019?

How to read more (without breaking the budget) - Our Bill Pickle (2024)

FAQs

How do you budget rules? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

How to stop breaking budget? ›

All right, let's get started:
  1. Know what you're spending money on. ...
  2. Make your budget work for you. ...
  3. Shop with a goal in mind. ...
  4. Stop spending money at restaurants. ...
  5. Resist sales. ...
  6. Swear off debt. ...
  7. Delay gratification. ...
  8. Challenge yourself to reach your new goals.

What is the 50 30 20 rule? ›

The 50/30/20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should be split between savings and debt repayment (20%) and everything else that you might want (30%).

What is the #1 rule of budgeting? ›

The 50/30/20 rule is a budgeting technique that involves dividing your money into three primary categories based on your after-tax income (i.e., your take-home pay): 50% to needs, 30% to wants and 20% to savings and debt payments.

What is the number one rule of budgeting? ›

Try the 50/30/20 rule as a simple budgeting framework. Allow up to 50% of your income for needs, including debt minimums. Leave 30% of your income for wants. Commit 20% of your income to savings and debt repayment beyond minimums.

What are the golden rules for effective budget? ›

The Golden Rule 50/20/30 – how to make budgeting your personal finances easy as child's play
  • Basic expenses (50%) Everyone needs necessities to survive. ...
  • Financial expenses (20%) 20% for savings and debt repayment . ...
  • 3. Entertainment expenses (30%) Our most favorite expense!

What is the budget equation? ›

The basic budget equation states that: Income – Expenditure = Profit. To determine an initial amount for your budget, there are three main areas to consider; your business's sales income, including all possible income streams, the total business expenditure for the budgeted period, and your estimated profits.

What are the 5 steps to calculate your budget? ›

How to make a monthly budget: 5 steps
  1. Calculate your monthly income. The first step is to determine how much money you earn each month. ...
  2. Track your spending for a month or two. ...
  3. Think about your financial priorities. ...
  4. Design your budget. ...
  5. Track your spending and refine your budget as needed.
Oct 25, 2023

What is the basic budget equation? ›

Our 50/30/20 calculator divides your take-home income into suggested spending in three categories: 50% of net pay for needs, 30% for wants and 20% for savings and debt repayment.

What is the simple budget method? ›

In the 50/20/30 budget, 50% of your net income should go to your needs, 20% should go to savings, and 30% should go to your wants. If you've read the Essentials of Budgeting, you're already familiar with the idea of wants and needs. This budget recommends a specific balance for your spending on wants and needs.

Top Articles
Latest Posts
Article information

Author: Velia Krajcik

Last Updated:

Views: 5882

Rating: 4.3 / 5 (54 voted)

Reviews: 85% of readers found this page helpful

Author information

Name: Velia Krajcik

Birthday: 1996-07-27

Address: 520 Balistreri Mount, South Armand, OR 60528

Phone: +466880739437

Job: Future Retail Associate

Hobby: Polo, Scouting, Worldbuilding, Cosplaying, Photography, Rowing, Nordic skating

Introduction: My name is Velia Krajcik, I am a handsome, clean, lucky, gleaming, magnificent, proud, glorious person who loves writing and wants to share my knowledge and understanding with you.