How To Make Saving Money Fun - The Best Way To Save Money (2024)

Right now, you are probably thinking, “saving money is NOT fun.” However, I want to tell you that you are wrong! Yep, wrong. Maybe you don’t nerd out as much as I do when it comes to saving money, but there are plenty of ways to learn how to make saving money fun. Learning to…

Right now, you are probably thinking, “saving money is NOT fun.”

However, I want to tell you that you are wrong!

Yep, wrong.

Maybe you don’t nerd out as much as I do when it comes to saving money, but there are plenty of ways to learn how to make saving money fun. Learning to have fun saving money is always a good idea, because it can help you save more money.

So many people get tired of paying off debt and saving money, because it can feel so monotonous or they just lack the motivation.

This is why I believe the best way to save money is to learn how to make saving money fun. This can help keep you motivated and interested in saving money.

Challenge yourself.

Challenging yourself to save more money is great, because it can help keep your financial goal on your mind and keep you motivated.

Some ways you can challenge yourself to make saving money fun include:

Take part in the $20 Savings Challenge and save over $1,000 easily.
Challenge yourself to beat spending areas you constantly struggle with. You could try to spend less money on gas, food, utilities, and more.
Whenever you do spend money on a “want,” you can put that same amount of money into your savings account. So, if you buy a $35 clothing item, then you need to also put $35 towards savings or debt. This will make things seem much more expensive, so you are likely to spend less!
Take part in a no spend challenge. Read more about this in the section below.

Related tip: I recommend checking out my PrizePool review. PrizePool is a new type of savings account where you can win one of the over 15,000 cash prizes totaling $50,000 every month simply by saving your money in a savings account. One lucky winner will get the $25,000 Grand Prize out of this guaranteed PrizePool each and every month. PrizePool savings accounts are FDIC insured too.

Take part in a no spend challenge.

To some people, a no spend challenge may not be the most fun thing in the world. However, they can be a great way to let your creative side come out, because you will have to make do with what you already have.

You can do a challenge where you don’t buy any clothing, pantry food items, coffee, gas, and so on.

Now, you may be wondering how a no spend challenge can help you, so here’s how:

Compete with others.

You can even go a step further by making it a challenge between you and someone else. You can turn it into a fun challenge between your friends, family members, or coworkers.

Think of this as similar to when a person has a weight loss buddy. By having someone rooting you on, who is also going through both the good and bad times, you may be more likely to reach your financial goals.

You can compete with others to see who can save the most money, who can go the longest without buying a certain item, who can pay off debt first, and more.

Read personal finance blogs.

I’m not just saying this because Making Sense of Cents is a personal finance blog.

I truly believe that reading personal finance blogs can help keep you interested in saving money. Personal finance blogs are great for seeing how other real people are doing with their financial goals, to introduce you to things you haven’t thought of, and for possibly joining a community of others who have similar goals as yours.

Related: How To Save Money

Make your financial goal visual.

Making your goal visual is a great way to find motivation and make saving money fun.

Having your financial goal displayed in front of you can make it that much more real, plus it’s nice to have a constant reminder of what you’re working towards.

Various ways to make your financial goal visual include:

Create a graphic that demonstrates your financial goal. An example of this would work for something like paying off your house. You could have a picture of a house and section it into 100 pieces. Then, each time you reach a small payoff goal, you can color a piece in. I did some research and found a blog post on A Cultivated Nest about many other creative ways to do this.
Keep a picture of your goal on hand. Whether your goal is a vacation, your dream home, an item you want, or something else, having a picture will keep you reminded of it. You could even go all out and create a vision board on Pinterest or on a poster board.
Start a blog. Blogging greatly helped me with my financial goals, because I could easily look back to see how I was doing, and the blogging community was very supportive. Plus, I felt like I had to keep myself accountable and kept improving because everything was public. If interested, you can start a blog for cheap with my easy tutorial.

Find ways to have frugal fun.

There are plenty of ways to enjoy your life while staying on a realistic budget.

In fact, I believe that many of the great ways to have fun are free or affordable. We spend hardly any money within our entertainment budget each month and still have a great time filled with new experiences. Just check out my Instagram if you don’t believe me!

You can have frugal fun by:

Mystery shopping, while it won’t make you rich, it can be an easy way to earn free meals at restaurants, free outings, free hotel stays, and more.
Take advantage of happy hours.
Sign up for email lists. You can earn valuable coupons, free visits, and more by doing this.
Visit the library.
Churn credit cards so you can travel for cheap, earn free cash, gift cards, and more. Read How I’ve Earned Over $2,500 in Credit Card Rewards in 2015 for more information.
Go outside for a bike ride, hike, walk, run, swim, and more.
Volunteer at events. Many events and festivals need volunteers. This may allow you free admission when you are done with your job!
Find free attractions in your city. In some cities, there might be free visits to the zoo, museums, concerts, and more.

Are you interested in learning how to make saving money fun? What do you think is the best way to save money?

P.S. Here are some ways to make saving money a little easier:

If you are looking for a cheap cell phone service, check out Republic Wireless.Republic Wireless is a service I’ve been using for over one year now, and I’m still happy with the service. They have monthly cell phone plans as low as $5 per month. ReadSaving Over $2,000 A Year With Republic Wireless Review.
Negotiate any bills that you have such as phone, internet, etc.
Use a programmable thermostat so that you can heat and cool your home efficiently and more affordably.
Sign up for a website like Ebates where you can earn CASH BACK for just spending like how you normally would online. The service is free too!Plus, when you sign up through my link, you also receive a free $10 gift card bonus to Macys, Walmart, Target, or Kohls!
Eliminate your cable bill.Buy a digital antenna(this is the exact one we have) and enjoy free TV – this is what we do!
If you have trouble eating at home, then try out $5 Meal Plan. They send meal plans directly to your email. It’s a service that I personally use and me and my husband love it!
Refinance your student loans.I recommendCredible for student loan refinancing. You can lower the interest rate onyour student loans significantly by using Crediblewhich may help you shave thousands off your student loan bill over time.
Earn side money from home easily, by taking surveys. This can earn you cash, gift cards, free items, and more so that you can spend less money! Survey companies I recommend include American Consumer Opinion,Survey Junkie, Pinecone Research, Opinion Outpost, and Harris Poll Online. They’refree to join and free to use! You get paid to answer surveys and to test products. It’s best to sign up for as many as you can as that way you can receive the most surveys and make the most money.
As you all know, I believe that earning more money is the best way to save money.