How To Get Money Off Netspend Account Without Card (2024)

We live in an era where people no longer keep money in their wallets, and debit or visa cards have taken this responsibility. You can buy goods on various online platforms if you have a Netspend account or card. Sounds outstanding, right?

But if you’re wondering how to get money off a Netspend account without a card? If you don’t have or lost your Netspend card and you’re in need of urgent withdrawal then we have something for you. You can get your cash without a card through a friend who uses Netspend services or creates a virtual account number.

Continue reading to know more about various other steps that you can follow to get money off your Netspend account without a card.

Contents

Ask Your Friend

If you have lost your Netspend card and cannot withdraw money from your Netspend account, ask your friend using the Netspend account. You can quickly transfer money from your Netspend account to your friend’s account without worrying about the additional fee.

Ask your friend to withdraw that money through their Netspend card and pay you if you need cash urgently. This is one of the quickest and easiest steps, but make sure you trust the right person to avoid any possible loss.

Following is the information you need to complete the transferring process from your account to your friend’s account:

● Name or related information of the friend

● FlashPay ID (It is a must to have this ID for easy transfers)

Create A Virtual Account Number

How To Get Money Off Netspend Account Without Card (1)

Did you drop your Netspend card? Don’t worry, as by having a Netspend account, you don’t need a card for transferring or withdrawing money. You can get money off your account or use it by creating a virtual account number. However, it’s not the safest method to access your money but still considered a good one. You can create approximately up to 6 virtual account numbers on Netspend.

You can make payments through this number and cancel it later for security reasons. The generated virtual account number is the key to opening your payments without a card.

If you don’t know how to create a virtual account number, follow these steps:

● Open the Netspend app or website, and log in to your existing account.

● Then go to the Netspend account center to access the virtual account number features.

● You can easily create a virtual card with a virtual account number.

● Use this card for payments and enter the virtual account number in place of the previously lost account number.

Virtual banks and finance apps help users create this virtual account number whenever they face an unpredictable situation.

Connect Account With Paypal

You have landed in the right place If you are looking to get cash off a Netspend account without a card. First, you have to create a bridge if you want to move funds from your Netspend account to your bank account.

The bridge will assist you to transfer your money from your Netspend account to your bank account conveniently. You can send money from the bank to Netspend directly, but sending money from Netspend to a bank account isn’t possible. However, you can do it by connecting your Netspend account with PayPal.

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When you connect your Netspend account with PayPal, you can quickly get funds out of the Netspend account and transfer them to PayPal. Afterward, shift that money to the bank account.

It is highly recommended not to transfer a huge amount to your PayPal account to make you look suspicious. And secondly, wait for a few days because the transfer from PayPal takes some time.

Transfer Money To The Cash App

Transferring money or funds from your Netspend account to Cash App is similar to sending payments from there to PayPal. But in this case, you don’t need a bridge, and the money is directly transferred to the Cash App to withdraw without any wait.

For this purpose, go to the settings of the Cash App and connect your Netspend account with the App. If you’ve lost your card and don’t remember the account number, you can simply complete the transferring process by giving your name and other personal details.

This process doesn’t take any time as the Cash App service is available every time without any delay.

Get A Check

If you urgently want to withdraw money from your Netspend account but find it hard to follow any step mentioned above, you can use this process. You can request the Netspend account service or support team to provide you with a check.

They will ask for all the details related to your Netspend accounts, so don’t hesitate to share your information. After moving through all the procedures, wait for the email confirmation which often takes 1 week to get the bill. Also, don’t forget that this method is only applicable if you want to close your account permanently.

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How To Get A Temporary Netspend Card?

Thinking about how to get money from a Netspend account without a card, then the idea of getting a temporary Netspend card may have crossed your mind. Well, the temporary card refers to creating a virtual card or virtual account number that helps you get your funds out of the Netspend account.

You can contact the support team or use the website to create a new but temporary NetSpend card that can help you do transactions.

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How To Get Money Off Netspend Account Without Card (2024)

FAQs

How To Get Money Off Netspend Account Without Card? ›

After you've signed up for Anytime Alerts, text the letters 'BAL' to 22622 anytime, and your account balance will be sent to your mobile phone. You can also check your balance for a $0.50 fee by calling our toll-free number 1-866-387-7363 or when making the inquiry at a participating ATM located in the U.S.

How can I check my Netspend balance without my card? ›

After you've signed up for Anytime Alerts, text the letters 'BAL' to 22622 anytime, and your account balance will be sent to your mobile phone. You can also check your balance for a $0.50 fee by calling our toll-free number 1-866-387-7363 or when making the inquiry at a participating ATM located in the U.S.

How do I get my Netspend card number without my card? ›

Not all card issuers offer virtual card numbers, but a few of them do, including Capital One, Citi, and Netspend. To get a virtual card number for your Netspend Account, sign in to your Online Account Center to create your temporary number. You'll select which prepaid card you want to link to the virtual card number.

How much will Netspend let you overdraft at ATM? ›

The Debit Card Overdraft Service is an optional service made available to eligible Netspend All-Access Account customers by Pathward, N.A. Once you enroll and meet the eligibility requirements, you will be charged $20.00 for each transaction that overdraws your account by more than $10.00, up to a maximum of five (5) ...

Does Netspend have a virtual card? ›

Virtual Accounts allow you to pay for purchases or bills with the funds in your Netspend® Card Account without sharing your normal Prepaid Card number.

How can I check my card balance without a card? ›

Or, go to the card issuer's website and find their customer service number online. Most cards' service lines are automated, so simply follow the prompts to check your balance. You typically have to verify your card number and security code on the phone call before accessing your balance.

How can I check my balance without a debit card? ›

You can get a current view of your finances by visiting the bank's website or mobile app. An ATM visit, phone call or bank statement are other convenient ways to check your balance. If you prefer to speak with someone in person, you also have the option of talking to a bank teller.

How to check Netspend balance online? ›

Sydney Garth, Credit Cards Moderator

You can check your NetSpend balance for free by logging in to your online account center. You can also check your balance by signing up for Anytime Alerts. After signing up just text the letters BAL to 22622 anytime, and you'll receive a message with your balance.

How do I get money off my Netspend account? ›

Visit a bank or credit union.

Take your Netspend card to your local bank or credit union, and you should be able to get cash by speaking to a teller. Your Netspend card may charge a 2.75% of the withdrawal amount or $4.00, whichever is greater fee for this service.

How to transfer money from Netspend to PayPal? ›

Select "Netspend". Enter your Netspend account number and routing number. Click on "Link Account". Once your account is linked, you can transfer money from your Netspend account to your PayPal account by clicking on the "Send" tab and selecting "From your bank account".

Can I overdraft $100 on my Netspend card? ›

Key Takeaways. Netspend offers prepaid debit card users overdraft protection when their account balance goes under -$10.01. Customers must enroll and have at least one direct deposit of $500 or more every 30 days. Netspend charges $20 per overdraft transaction up to a maximum of five transactions each month.

Can you withdraw money from ATM with overdraft? ›

If you choose to opt in to debit card and ATM overdraft, you are usually allowed to make ATM withdrawals and debit card purchases even if you do not have enough funds at the time of the transaction. However, you will generally incur fees on transactions that settle against a negative balance later.

How do I transfer money from one Netspend card to another? ›

Here are the steps on how to transfer money from one Netspend card to another:
  1. Log in to your Netspend account online or through the app.
  2. Click on the "Transfer Money" tab.
  3. Select "Transfer to Another Netspend Card".
  4. Enter the recipient's Netspend card number and FlashPay ID.
  5. Enter the amount you want to transfer.
Aug 14, 2023

How do I get money off my virtual prepaid card? ›

There are a few ways to get money off a virtual Visa card:
  1. Transfer the funds to a bank account. Many virtual Visa cards allow you to transfer the funds to your bank account. ...
  2. Use a peer-to-peer payment app. ...
  3. Use a mobile wallet app. ...
  4. Use a prepaid debit card.
Oct 10, 2023

How can I get a virtual debit card instantly? ›

Get a virtual debit card instantly from Zil, a cloud-based banking platform, and start using it as soon as you apply for it. Zil virtual cards are an easy way to spend more securely and safely. You can shop online or at any merchants that accept Visa cards and contactless payment.

How do I get my virtual debit card number? ›

To find the virtual card number, refer to the receipt from the merchant or go to your card issuer website. If neither of these have the last 4 digits you can contact your bank for support.

How can I check how much money my prepaid card has? ›

Start by looking at the back of your gift card. Typically, you'll find a toll-free number you can call to discover your balance. Or you can check your balance by visiting the card issuer's site and entering your card's 16-digit number and security code.

How do I get my Netspend card number? ›

To get a virtual card number for your Netspend Account, sign in to your Online Account Center to create your temporary number. You'll select which prepaid card you want to link to the virtual card number. Once your virtual card number is generated, it will work just like your prepaid card.

How do I access my old Netspend account? ›

How do I recover my netspend account? Launch your web browser and open the NetSpend website. Click 'Log In' in the top right portion of the NetSpend homepage. On the account log in page, click 'Password' in the phrase 'Forgot your username or password?

How do I check my Netspend card online? ›

By logging into your Online Account Center, you can easily view your card balance, recent transactions, and deposit history. Anytime Alerts: Netspend offers a service called Anytime Alerts, which allows you to receive text messages with your card balance after each transaction.

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