You may get a Target Credit Card credit limit increase if the issuer decides to review your account and they grant you an increase automatically. At the moment, you cannot request a Target Credit Card credit limit increase directly, as the issuer does not offer this option to Target Credit Card members.
To be eligible for a credit limit increase, your account must be in good standing for at least 12 months and your income information must be up to date. To update your income information, call (800) 424-6888 and follow the prompts to get connected to a customer service representative.
Here’s how to increase your chances of receiving a Target Credit Card credit limit increase:
- Make on time payments and pay down your balance in full, if possible.
- Keep your credit utilizationratio below 30%, as a higher ratio might hurt your credit.
- Use your credit card regularly.
Keep in mind that even if your account is in good standing and your income information is up to date, getting a Target Credit Card credit limit increase is not guaranteed. But in case the issuer does increase your credit limit, this inquiry will result in soft pulland won't affect your credit score as a result.
This answer was first published on 01/10/16 and it was last updated on 01/09/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
