How to check if you have been blacklisted? (2024)

Concerned you might be blacklisted?

Credit bureaus keep your credit history, both the good and bad aspects. Negative data can include slow or late payments, defaults or blacklisting. Of these, blacklisting is the most serious and will jeopardise your chances of getting finance. Theoretically, you should not be able to be blacklisted without being aware of it but it can and does happen. In order to ensure you are not blacklisted, it is important to check. Fortunately, this is easy.

South Africans have access to one free credit report per year. These are easy to get hold of and can be done in a minute or two online. You can also get them telephonically. Some credit bureaus have made it even easier by establishing an SMS service where you can check if you are blacklisted or not. While this is useful, it is in your interests to get your full credit report anyway.

Around 6 million South Africans are currently blacklisted so it is better to be informed than ignorant.

Do not get caught unaware when you apply for credit and make sure you look into this. It can also happen that incorrect data is on your credit report. Knowledge is power and being aware of any blacklisting will enable you to do something about it.

Blacklisting will severely impact your ability to get credit and will mean a much higher interest rate if you are able to get credit. It can also prevent you from getting certain jobs where they check your credit record.

TransUnion

One of the largest credit bureaus in South Africa, Transunion have an SMS option to find out if you have been blacklisted. The service can also give you your credit score, account status and a credit summary for a nominal fee. Remember, you can get one free full credit report per year.

In order to use the SMS service, you first have to register using the UUSD code *120*8801# from your primary cell phone number.

To view your free yearly credit report through Transunion, go to their website.

Experian

Another leading South African credit bureau, Experian, also offer you a free credit report every year. To get yours, simply register on their website.

Compuscan

Compuscan also make it easy to get your free report every year through their website.

Those are the main three but there are others as well as independent services that will give you access to your credit information. It is worth checking out to see if there are any errors or simply to make yourself aware of any issues. Either way, with a bit of effort, there are actions you can take to remedy the situation.

Take advantage of the service that is offered to check your status.

How to check if you have been blacklisted? (2024)

FAQs

How to check if you have been blacklisted? ›

If you have repeatedly reached out to the company and have not received any response, this could be a sign that you`ve been blacklisted. If the company was previously responsive and engaging, but has suddenly become distant and uncommunicative, it may indicate that you`ve been blacklisted.

How do I tell if I've been blacklisted? ›

If you have repeatedly reached out to the company and have not received any response, this could be a sign that you`ve been blacklisted. If the company was previously responsive and engaging, but has suddenly become distant and uncommunicative, it may indicate that you`ve been blacklisted.

How to check if you are blacklisted online? ›

Here's how it can be done:
  1. Step 1: Contact a credit bureau. You can obtain a copy of your credit report from one of the major credit bureaus in South Africa, such as TransUnion, Experian, or Compuscan.
  2. Step 2: Provide identification. ...
  3. Step 3: Request a credit report. ...
  4. Step 4: Review your credit report. ...
  5. Step 5: Dispute errors.

How do I know if I am on a do not hire list? ›

Call the company's central human resources (HR) department and be sure you are speaking with a human resources manager and not a talent acquisition person or hiring manager. A corporate HR employee may have access to more information, and specifically about your status.

What to do when you've been blacklisted? ›

Employees that feel like they have been blacklisted can file a complaint with the Equal Employment Opportunity Commission (EEOC). Should this happen, you will be in the sometimes difficult and often costly position of fighting a claim.

How long does blacklisting last? ›

Once you have been blacklisted you will have a bad credit record for anything from 2 – 10 years, depending on the type of listing that you have against you, but even after this period of time, a judgment can be issued against you if you have not paid the money that you owe.

How to check if your name has been blacklisted by credit bureau? ›

If you have a blacklisted BVN, the following message will be displayed: “Your BVN is blacklisted. Please visit any bank for further information. “ You can also visit the Credit Bureaus of Nigeria website and request a free credit analysis report.

Can you recover from being blacklisted? ›

It is understandable that one might have slipped behind on debt repayments over this time and tarnished his or her credit score. Thankfully, blacklisting can be resolved and one's credit score can be restored.

How do I get proof of blacklisting? ›

How do I obtain the Proof of Blacklisting? You can contact your Network Provider(s) to request it. Once your Provider(s) has/have confirmed that the phone has been blacklisted, they will send you an email receipt which you will then need to forward to us for the assessment of your claim.

Can banks blacklist you? ›

Any bank or credit union in the US can blacklist you thus preventing you from opening another bank account and / or obtaining a credit card at that bank. There is a method they can use to even make it difficult for you to open accounts at a different bank.

What states is blacklisting illegal in? ›

In Connecticut, Nevada and Oregon, conspiring or conniving with others to prevent an ex-employee from getting hired is illegal. New York, Oklahoma and Washington prohibit employers from publishing an HR blacklist database.

How long are you non-rehireable? ›

Some companies may have a specific timeframe, such as 6-12 months, after which the status is lifted [1]. However, it's important to note that there is no legal requirement for companies to adhere to a specific duration for non-rehireable status [2].

What makes you not rehireable? ›

Common reasons you can't be rehired are: A broken contract. If you did something you promised not to do, that could keep a former employer from taking you back. Poor performance record.

Can a blacklisted person get a job? ›

Being blacklisted will decrease your chances to get a new job. Especially when you work through traditional recruitment agencies. They check your credit report before they recommend you to possible employers. Some agencies have denied job applications when people are blacklisted.

Do employers blacklist employees? ›

An employer might want to blacklist a former employee for a variety of reasons, including personal differences, whistleblowing, retaliation, or political disagreements. Blacklisting can harm a jobseeker's reputation, limit their career opportunities, and severely impact their ability to earn a living.

Do recruiters blacklist candidates? ›

Bottom line – NO – recruiters typically do not have the authority or influence to “blacklist” anyone for any reason – but they can definitely track factual data and let the actual hiring authority (typically hiring managers) decide for themselves.

What happens to a person who is blacklisted? ›

A blacklist is considered retaliatory as it is intended to create financial hardship for those named on the list, These lists can be created by different entities, including governments and individuals. Anyone who appears on a blacklist may be barred from getting funding, doing business, or getting jobs.

Can your employer blacklist you? ›

Blacklisting is illegal in California, but some employers are vindicative.

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