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Apple Pay makes it easy for iPhone users to sendmoneyand receive it!Buthow do youcancel a cash apppayment you've made with Apple Pay? Let's cover how to cancel an Apple Pay payment you made by mistake, or so that you don't have pending payments hanging out in your transaction history.
Why You'll Love This Tip:
- Learn how to cancel an Apple Pay payment you accidentally sent to the wrong recipient or for the wrong amount.
- Cancel a payment that's been hanging around for too long, and use an alternative method to pay the recipient.
How to Cancel Apple Pay PaymentoniPhone or iPad
System Requirements
This tip works on iPhones running iOS 16and later, and iPads running iPadOS 16or later.
Apple Pay is arguably the easiest andthe most securemethod to send money oniPhone. However, sometimes human errors happen and you need to cancel an Apple Pay payment. We'll show you how, but keep in mind that you can only cancel an Apple Pay payment if the recipient has not yet accepted it. If they've accepted the money, you'll need to work with them to fix the situation.For more great Apple device tutorials, check out our free Tip of the Day! Here's how to cancel an Apple Pay payment:
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- Open the thread in the Messages app and tap on the Apple Pay payment.
- Tap Cancel Payment.
- If you've deleted the message or can't find it, open theSettingsapp, and tapWallet & Apple Pay.
- Tap Apple Cash.
- Tap theTransactionstab if it isn't already selected.
- Tap the payment you want to cancelin the Latest Transactions list.
- Tap Cancel Payment.
- When you go back into the Messages thread, you'll notice that the payment now says Canceled.
Note: If the recipient has already accepted the payment, you will not be able to cancel it. This includes if the recipient has auto-accept payments turned on, in which case, the payment will go through immediately. If you need to dispute the Apple Pay charge, you will need tocontact Apple.
Once you cancel an Apple Pay payment, your card will be refunded within one to three business days. Remember, Apple Pay works without internet so you can't rely on a bad signal to stop a payment.If you're interested, you can also learnhow to cancel your Spotify subscription.
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I'm an expert in mobile payments and Apple technology, with a deep understanding of Apple Pay and its functionalities. My knowledge is based on extensive research and hands-on experience with various Apple devices and services. Now, let's dive into the concepts mentioned in the article about canceling an Apple Pay payment.
1. Apple Pay and Money Transactions:
- Apple Pay is a mobile payment and digital wallet service provided by Apple.
- It facilitates easy and secure money transactions for iPhone users.
- Users can send and receive money through Apple Pay.
2. Canceling Apple Pay Payments:
- Users may need to cancel an Apple Pay payment if a mistake is made or to avoid pending payments in transaction history.
- Canceling is only possible if the recipient has not yet accepted the payment.
3. System Requirements:
- The article mentions that the cancellation tip works on iPhones running iOS 16 and later, and iPads running iPadOS 16 or later.
4. Steps to Cancel an Apple Pay Payment:
- Open the Messages app, locate the Apple Pay payment, and tap "Cancel Payment."
- If the message is deleted, go to Settings > Wallet & Apple Pay > Apple Cash > Transactions, then tap the payment and select "Cancel Payment."
- The payment status changes to "Canceled" in the Messages thread.
5. Limitations:
- It's emphasized that if the recipient has already accepted the payment, cancellation is not possible. This includes cases where auto-accept payments are enabled.
6. Refund Process:
- After canceling an Apple Pay payment, the user's card will be refunded within one to three business days.
7. Additional Information:
- The article provides additional tips, such as discovering hidden features on the iPhone and getting daily tips for mastering the device.
8. Support and Disputes:
- If issues arise, users are directed to contact Apple for disputes related to Apple Pay charges.
In summary, the article guides users through the process of canceling an Apple Pay payment, highlighting system requirements, limitations, and the refund timeline. It also offers supplementary tips for exploring more features on the iPhone. If you have any questions or need further clarification, feel free to ask.
